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Home Buying in San Ramon : Real Estate Advice

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  • Local Info44
  • Home Buying594
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Activity 676
Sat Sep 3, 2016
Karthik.bandi asked:
I received NHD reports for the home I have contingency on. It shows that it is in the Alquist-Priolo zone. We like the home a lot and it's a great neighborhood with great homes, but have…
1 vote 0 Answers Share Flag
Wed Dec 23, 2015
Arpad Racz answered:
Hi Jenny,

I would agree with Susie. It is tough to predict the market with any certainty.

Kind regards,

Arpad
0 votes 4 answers Share Flag
Mon Dec 21, 2015
answered:
For a lender a condo v. townhome is important.
If the legal description states it is a condo, the development needs to be approved by FNMA or FHA and VA.
If the legal description does not state 'condo', then the development will not need be approved by the above entities.
The lender will not be concerned with owner occupancy or whether or not the development is in current litigation.
The HOA fees are generally less than a condo as the townhome owner is responsible for more of their property than a condo owner.
The condo owner owns its own 'air space', but shares the land equally with all other condo owners.
In a town house (non condo), how much property and common area space will be different for each development.
... more
0 votes 3 answers Share Flag
Thu Sep 10, 2015
Mike Sears answered:
Hi Ns_n2,

My Name is Mike Sears and I am a Realtor who not only works in the San Ramon area but I also live in San Ramon myself. I would love to talk with with you a bit and answer any questions you may have about the San Ramon housing Market or any of the surrounding areas as well.

Please feel free to contact me anytime and I would be happy to help.

Thanks
Mike Sears
Realtor
Berkshire Hathaway HomeServices - Drysdale Properties
925.784.3527
mike.sears@bhhsdrysdale.com
... more
0 votes 4 answers Share Flag
Tue Jul 21, 2015
Arpad Racz answered:
Hi,

I know one in the San Jose area, but am unsure if they travel out of the area. Please email me directly if you don't find anyone, and I can forward their information.

Kind regards,

Arpad
... more
0 votes 4 answers Share Flag
Sat Jul 18, 2015
answered:
Hello seafoodfriedrice, your qualifications will be determined by your credit profile, debt to income ratios, fico scores and how much you want to invest into the down payment and closing costs. If you have credit issues, your credit scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

You may qualify to buy FHA with fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down or even as low as .5% half percent down payment program. You may consider 3% down conventional from a minimum 620 fico score or even 5% down conventional with NO Mortgage insurance (Lender paid MI).

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve you can be emailed listings to fit your search criteria.

You will need to be pre-approved to be able to meet an agent to view and submit offers on any homes of your choice. It only takes a few dozen questions to qualify, go over your options and email you listings to study and compare. Here are some links to study as well as web reference links to many loan program pages offered...

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA/CalVet Loan Specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
22+ Years Experience
BRE# 01140252
NMLS# 297251
760-486-4225
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7
Under640FicoScoreLoans@gmail.com or HomeLoans4U@live.com
http://youtu.be/MrygA2_8fAY
http://www.trulia.com/profile/SherylArndt

If my response was helpful, consider clicking Thank, Link or Best Answer.
... more
0 votes 11 answers Share Flag
Wed Apr 22, 2015
Simon Watson answered:
Try the Dirtbokers

Ron Carter
Office: (925) 279-2222
Fax: (925) 279-1098
DRE License #00428869
http://www.dirtbrokers.us/

Simon Watson
Keller Williams Realty-East Bay
0 votes 1 answer Share Flag
Wed Mar 25, 2015
answered:
Hello Desperately needs a home, your qualifications will be determined by your credit profile, debt to income ratios, fico scores and how much you want to invest into the down payment and closing costs. If you have credit issues, your credit scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

You may qualify to buy FHA with fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down or even as low as .5% half percent down payment program. You may consider 3% down conventional from a minimum 620 fico score or even 5% down conventional with NO Mortgage insurance (Lender paid MI).

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve you can be emailed listings to fit your search criteria.

You will need to be pre-approved to be able to meet an agent to view and submit offers on any homes of your choice. It only takes a few dozen questions to qualify, go over your options and email you listings to study and compare. Here are some links to study as well as web reference links to many loan program pages offered...

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA/CalVet Loan Specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
22+ Years Experience
BRE# 01140252
NMLS# 297251
760-486-4225
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7
Under640FicoScoreLoans@gmail.com or HomeLoans4U@live.com
http://youtu.be/MrygA2_8fAY
http://www.trulia.com/profile/SherylArndt

If my response was helpful, consider clicking Thank, Link or Best Answer.
... more
0 votes 5 answers Share Flag
Wed Mar 18, 2015
Jackson Willis answered:
I think this could be something to be concerned about, but there's no way of knowing for sure by yourself. I would suggest talking to a professional to see if you can get any help from them. They would have a more accurate knowledge of what this is, what it can do, and if it merits concern. I think you should figure that out if at all possible.
http://www.wellservicetampabay.com/Pump_Repair_Brooksville_FL.html
... more
0 votes 15 answers Share Flag
Sat Jan 24, 2015
Herbert Flores answered:
This is a great question about Appraisal contingency. Is when the appraisal meet the banks requirements the loan is approve and buyers rely to their opinion to proceed with the home buying process. ... more
0 votes 6 answers Share Flag
Fri Jan 9, 2015
Jacob Medina answered:
Yes, buyer should be able to get deposit back, it just depends if the buyer signed the release of contingencies form. The contingencies don't automatically remove after the 17 days. ... more
0 votes 5 answers Share Flag
Wed Jan 7, 2015
Tom E. Chance answered:
Good Afternoon Bright,

I understand that you might be having a difficult time with the agent you are currently working with, but let me say that not all agents are like this. No matter how much you are looking to spend on a property your agent should be someone that you trust and want to work with.

My name is Tom Chance and I am both a Realtor and Office Manager of the Berkshire Hathaway HomeServices office in Livermore. I have over 30+ years in the real estate industry. I would be happy to speak with you to see how me and my team could be of service to you. For us it does not matter if you are looking to spend $1,000,000 or $100, we treat all our of clients the same way...with professionalism and respect.

If you have any questions or concerns please feel free to contact me at anytime and I would be happy to help any way I can.

Sincerely,
Tom E. Chance
Realtor/Office Manager
Berkshire Hathaway HomeServices
925.487.6360
... more
0 votes 9 answers Share Flag
Sat Dec 6, 2014
John Arendsen answered:
Well, I think the consensus here is to WORK WITH A REAL ESTATE PROFESSIONAL! You will never get it right with T & Z. Even RE Professionals can't kep up with all their mistaked and inaccuracies. ... more
0 votes 11 answers Share Flag
Thu Dec 4, 2014
Jason Zaitz answered:
Hello,

This property closed escrow on 1/10/2013 and is not currently on the market.

Let me know if you have any other questions.

Regards,

-Jason

Jason K. Zaitz
Realtor®
BRE License #01398381
Direct - (925) 242-8971
Re/Max Accord
... more
0 votes 3 answers Share Flag
Wed Dec 3, 2014
Jason Zaitz answered:
Hi Monica,

I work in the Marketplace in San Ramon and I know the piece of land you're referring to just to the left of the hospital parking lot and right behind the Norris Canyon Terrace community. I believe that a portion of that land is owned by the San Ramon Regional Medical Center and a portion is owned by Norris Canyon Terrace.

It's rather hilly so if you're concern is future construction, I wouldn't be overly worried.

Let me know if you have any additional questions.

Regards,

-Jason

Jason K. Zaitz
Realtor®
BRE License #01398381
NAR®, CDPE®, NRBA®
Direct - (925) 242-8971
Fax - (925) 242-8900
www.JasonSellsRealEstate.com
JasonSellsRealEstate@gmail.com
Re/Max Accord
... more
0 votes 1 answer Share Flag
Sat Nov 22, 2014
Susie Kay answered:
A single family home can have HOA as well. You are better off asking your agent how much the HOA fee is as many other websites are typically not accurate.
0 votes 5 answers Share Flag
Tue Sep 9, 2014
answered:
PUD=Planned Unit Development.
There could be a pool facility,
Also, there may be common area grounds, ie; private roads, green areas that require landscaping, etc.
0 votes 2 answers Share Flag
Tue Aug 19, 2014
answered:
Hi Tywinn,

You may be able to get an FHA loan if you can document the reason for the late payments.

Best regards,

Elva A. Wormley
Mortgage Consultant
33+ Years Experience!
Office (408) 615-8500
C2 Financial Corporation
2845 Moorpark Avenue, Suite 209
San Jose, CA 95128
NMLS #331981 / BRE #01274093
... more
0 votes 2 answers Share Flag
Fri Aug 15, 2014
answered:
They very well may be slated as townhomes or Planned Urban Developments (PUD) on the legal description.
0 votes 1 answer Share Flag
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