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San Rafael : Real Estate Advice

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  • Local Info25
  • Home Buying37
  • Home Selling8
  • Market Conditions2

Activity 112
Tue Mar 26, 2013
Ashley Bock answered:
The best place to look is craigslist! You can even post a need for housing listing your specific criteria.
0 votes 1 answer Share Flag
Sun Jan 6, 2013
answered:
Steve is correct about health and safety
The appraiser will make comments and most likely not give it any value.
I just had an FHA appraisal where an out building had been a garage and need roof repairs. Appraiser mentioned and stated it was given no value due to disrepair. ... more
0 votes 2 answers Share Flag
Sat Dec 29, 2012
Kathleen Diringer answered:
how big of a home do you need? You can purchase a larger home in San Rafael. San Anselmo base prices are higher due to a number of different factors. Great question, many factors - suggest you look at both areas. ... more
0 votes 7 answers Share Flag
Wed Nov 28, 2012
answered:
Townhouse is not a truly recognized term in real estate. Find out if it's either a condo or a PUD. If it's the latter, there is no HUD requirements. The property is treated the same as a single family residence.


Scott Lawson
(415) 796-0336
... more
0 votes 8 answers Share Flag
Wed Nov 28, 2012
answered:
Yes, PUDs are treated the same as a single family residence. The only requirement the lender will have is they will require a copy of the master insurance policy and to have your new lender added as loss payee. The other difference from an SFR is that you will be required to carry an HO6 policy on the unit.

Call if you have additional questions.

Scott Lawson
(415) 796-0336
... more
0 votes 2 answers Share Flag
Fri Oct 19, 2012
Alain Picard answered:
Sat Oct 13, 2012
inna ivchenko answered:
What bank?
Can take awhile usually , depends a lot on a bank( only one lien holder there?) and type of a short sale( HAFA can take longer, even they promise only 30 days). Yet, sometimes you get lucky and get all approved in 30 days.
Be patient:)
... more
0 votes 10 answers Share Flag
Sat Oct 13, 2012
inna ivchenko answered:
We don't see the address.
But my suggestion: just google the address of that community. You'll get a basic idea about HOA fees.
0 votes 3 answers Share Flag
Tue Sep 18, 2012
Sarah_belletto answered:
We have a 2-story, 3 bedroom, 3 bath home in San Rafael; contact Tam Property management. House is in move-condition
0 votes 4 answers Share Flag
Thu Aug 9, 2012
Mary Holman answered:
Now that the freeway expansion is done, I get from Terra Linda to Greenbrae in about 12 minutes during commute hours.
0 votes 4 answers Share Flag
Mon Jul 9, 2012
Alison Hillman answered:
Hey Kurt!

Check out Trulia's new commute maps, learn more here:

http://corp.truliablog.com/2006/08/09/when-does-it-pay-to-commute/

Ali, Community Manager
1 vote 2 answers Share Flag
Tue Jul 3, 2012
Kathleen Diringer answered:
1. Short Sale Basic: To do a short sale, all lien holders must agree in writing. If they All do, then they can NotT come after you for a deficiency judgement. This applies to ANY loan. This law is good for all short sales in CA thru 2013. This great law may not be extended, we will not know until...the end of this year!
Do your short sale now.

2. Foreclosure - Usually its the first lien holder who forecloses. Any balance money notneeded to pay back 1st lien in full then goes to the 2nd lien holder, and isf any left to the 3rd leien hodler. In CA, the Deed of Trust states the holder only gets the house OR the money, not both. So 1st usually goes away, but those pesky 2nds and 3rds can come after you.

Try a short sale. Its best. Call me with any more questions, been doing this for quiet sometime.

PS- new law CAR is trying to get approved......If you have a PrerApproval short sale letter from all Lien holders..they can not foreclose on you. At this time, the short sale is never complete until the lien holders receive AND accept the money paid to them. You want your escrow to confirm this.

Kathleen
... more
0 votes 18 answers Share Flag
Wed May 16, 2012
Thomas Bohlmann answered:
David has provided a good answer. as I think 10% success is very high.

with low interest rates it is still much easier to qualify for and purchase through conventinal means.

There are other Rent-to-own challenges too.

Good Luck
... more
0 votes 4 answers Share Flag
Tue May 15, 2012
Cindy Davis answered:
Absolutely, the FHA rate is veru close to the conventional rate. I agree, it's the time to buy!
0 votes 4 answers Share Flag
Wed Apr 18, 2012
Carefreesales23 answered:
we have new 3bdrm2bath modular home $2150mo plus util/1yr lease $700 sec dep credit check-pets ok/pool/clubhouse/spa/suana--Dixie Schools--near Northgate Mall/Mcinnis park--415-479-6816
0 votes 2 answers Share Flag
Fri Mar 16, 2012
Carla Giustino answered:
Hi Ken,
I have been with Frank Howard Allen for 16 years as one of their top producing agents. i have lived in San Rafael for 30 years and love where i live! I have sold over 100 million in real estate which speaks volumes. If you have not found an agent please feel free to give me a call and I will discuss my marketing plan with you. "Everything I touch turns to SOLD!" and thats a fact:)
Sincerely,
Carla Giustino
314-7914
... more
0 votes 14 answers Share Flag
Mon Dec 26, 2011
Larry Martinez answered:
Hi Dee

2nd loans can usually be subordinated at a very small cost. An employer forgiveable loan should be no exception as long as the term is at least 5 years and the loan is recorded as a lien against the property. Even if it does not meet specific requirements, it is likely we can restructure your 2nd loan so it does.

An 800 score will qualify you for the very best rates as long as your property and income meet the lenders requirements.

Larry Martinez 415-258-1691. NMLS 256787 (Mortgage Loan Officer)
... more
0 votes 3 answers Share Flag
Mon Nov 14, 2011
Larry Martinez answered:
Hi Jen
Each property tax is based on the amount of the purchase price. Basic tax is 1% plus several small add ons that vary from town to town. Maximum the tax can increase is 2% per year. As a lender, we us 1.25% of the purchase price to estimate the annual taxes. The 0.25% is to cover the add ons such as mosquito abatement, school bond measures, sewer and water pipe replacement etc; the mesures you voted on at local elections.
Please call me anytime you have a lender question. 415-258-1691.
Larry Martinez - www.MartinezLoans.com
... more
0 votes 4 answers Share Flag
Fri Nov 11, 2011
Sylvia Barry, MAS,CIPS,SRES answered:
Lora -

Are you able to add the pictures? I just added my rental :-) and it worked. Call me if you still can't.

Sylvia
0 votes 3 answers Share Flag
Thu Oct 20, 2011
Joe Nernberg answered:
Currently, the minimum electrical service is 100-amps. You definitely need PG&E to spot the new panel/meter for you. The utility company has the right to move the panel/meter from the back to the side yard (as an example). A city permit is required. The difference in cost between a 100-amp and 200-amp panel is less than a pair of nice running shoes.

Consider a kitchen in a "new" home usually gets 6 circuit breakers. That should tell you that Joseph Eichler didn't factor in the power needs of personal computers, a microwave oven, sub zero refrigerator, flat screen TV and an X-Box.

Does this home still have the radiant heating system?
... more
0 votes 6 answers Share Flag
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