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San Marcos : Real Estate Advice

  • All134
  • Local Info5
  • Home Buying39
  • Home Selling3
  • Market Conditions13

Activity 129
Mon Jul 6, 2015
Cindy Davis answered:
Because of the university in San Marcos, rest assured that it does have a rental population, as well as renters from Camp Pendleton.

It is very hard to predict the future growth patterns of any neighbohood. Your budget has a lot to do with where you should buy. One of the top locations for rentals is UTC.

Feel free to give me a call and we can discuss this further!

Cindy Davis, Broker
SD Home Source Realty
619-379-8616
www.1sandiegohomesales.com
BRE# 01363537
... more
0 votes 1 answer Share Flag
Mon Jun 8, 2015
Edward Philbrick answered:
I'm happy to help with San Elijo Hills as a resident and active community volunteer for the past eleven years. San Elijo Hills is my passion and my real estate expertise.
0 votes 7 answers Share Flag
Tue May 19, 2015
Dan Tabit answered:
Kipling,
Mold is a very touchy topic. There are thousands of types of mold from the deadly ones we hear the most about to the benign ones we eat in blue cheese.
Mold in an attic is due to two things, lack of adequate ventilation and a source of ongoing moisture. Are the bath fans vented properly? Are there leaks in the attic? Is there a heating leak, providing the right temperature for molds?
There are companies that specialize in this. Most inspectors recognize the presence of mold but will refer you out for testing and remediation. Find a local company that will inspect and advise you based on what they find. If you are a buyer, put this on the back of the seller as a condition to move forward.
Once you know if it's serious, the source and the solution, you can determine how you want to proceed.
... more
0 votes 1 answer Share Flag
Wed May 6, 2015
Brandon Long answered:
Feel free to give me a call. I have a program that should work perfectly for you. 619-990-3179.
0 votes 1 answer Share Flag
Sun Apr 26, 2015
Nancy Bergman answered:
The entire San Diego market is in a sellers market. However, in certain areas there is more of a demand for some properties than other. Just like everywhere else.
San Marcos is one of those communities. Homes are a bit more reasonable but as soon as any thing comes on the market, if its priced well, in nice shape, it will sell at or above list price. Its just the way things are in the spring and summer. More lookers, more buyers, more sellers.
There are 20 single family homes listed as of this moment, between $400k-$500K in 92069 and 92078.
I can send you detailed data down to the community level.
Let me know what you would like to know, and I can help you.
Nancy

Nancy S Bergman
Realtor - Cal BRE #01893550
Windermere Homes and Estates
14677 Via Bettona #120
San Diego, CA 92127
Cell (858) 617-9449
Email - nbergman1@live.com
ALL NEW WEBSITE--- www.comehometopq.com
... more
0 votes 3 answers Share Flag
Wed Apr 1, 2015
Sheryl Arndt answered:
Hello Mimi, I am afraid you are looking for a tight range but the rentals currently start from $1,077 for 1bd 1ba condo which pets are allowed in San Marcos. The purchase start from 84k for 1bd 1ba condo which is as low as $420 down payment with a minimum 580 fico score and way less than $900 a month mortgage.

You should study RENT vs BUY options as you may qualify to buy with minimum out of pocket expenses and pay less than rent in many cities. You may qualify to buy FHA with fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down or as low as .5% half percent down payment program. You may consider 3% down conventional from a minimum 620 fico score. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve you can be emailed listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

Beware of the many rental scams out there these days on all sites. The scams are on all of the rental listing sites except one that us agents/broker use such as mls, multiple listing service.

You should not give anyone any funds or personal information without confirming with a licensed agent/broker or management company to find out whom you should be dealing with and the status of any address of interest.

You will need to be pre-approved if you decide to buy to be able to meet an agent to view and submit offers on any homes of your choice. Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, home price, loan program and how much you want to invest into the down payment and closing costs.

It only takes a few dozen questions to qualify, go over your options and email you listings to study and compare. Here are some links to study as well as web reference links to many loan program pages offered...

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA/CalVet Loan Specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
22+ Years Experience
BRE# 01140252
NMLS# 297251
760-486-4225
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7
Under640FicoScoreLoans@gmail.com or HomeLoans4U@live.com
http://youtu.be/MrygA2_8fAY
http://www.trulia.com/profile/SherylArndt

If my response was helpful, consider clicking Thank, Link or Best Answer.
... more
0 votes 1 answer Share Flag
Mon Mar 30, 2015
Sheryl Arndt answered:
Hello jimmyrevjim, why rent to own if you can buy to own. Rent to own properties usually want 10% down minimum plus another 3% additional fee and the rent goes up annually until you qualify to buy.

The rentals in San Marcos start from $1,060 for 1bd 1ba apartment and up. The purchase in San Marcos start from 229k for 3bd 2ba condo which is as low as $1,150 down payment with a minimum 580 fico score. The single family homes in San Marcos start from 427k for 3bd 2.5ba home.

You should study RENT vs BUY options as you may qualify to buy with minimum out of pocket expenses and pay less than rent in many cities. You may qualify to buy FHA with fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down or as low as .5% half percent down payment program. You may consider 3% down conventional from a minimum 620 fico score. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

Beware of the many rental scams out there these days on all sites. The scams are on all of the rental listing sites except one that us agents/broker use such as mls, multiple listing service.

You should not give anyone any funds or personal information without confirming with a licensed agent/broker or management company to find out whom you should be dealing with and the status of any address of interest.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve you can be emailed listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

You will need to be pre-approved to be able to meet an agent to view and submit offers on any homes of your choice. Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, home price, loan program and how much you want to invest into the down payment and closing costs.

It only takes a few dozen questions to qualify, go over your options and email you listings to study and compare. Here are some links to study as well as web reference links to many loan program pages offered...

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA/CalVet Loan Specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
22+ Years Experience
BRE# 01140252
NMLS# 297251
760-486-4225
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7
Under640FicoScoreLoans@gmail.com or HomeLoans4U@live.com
http://youtu.be/MrygA2_8fAY
http://www.trulia.com/profile/SherylArndt

If my response was helpful, consider clicking Thank, Link or Best Answer.
... more
0 votes 7 answers Share Flag
Mon Mar 30, 2015
Sheryl Arndt answered:
Hello Tina, it does not mean you have to move in six months so you should ask the landlord.

The rentals in San Marcos start from $1,060 for 1bd 1ba apartment and up. The purchase in San Marcos start from $84,500 for 1bd 1ba condo which is as low as $425 down payment with a minimum 580 fico score.

You should study RENT vs BUY options as you may qualify to buy with minimum out of pocket expenses and pay less than rent in many cities. You may qualify to buy FHA with fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down or as low as .5% half percent down payment program. You may consider 3% down conventional from a minimum 620 fico score. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

Beware of the many rental scams out there these days on all sites. The scams are on all of the rental listing sites except one that us agents/broker use such as mls, multiple listing service.

You should not give anyone any funds or personal information without confirming with a licensed agent/broker or management company to find out whom you should be dealing with and the status of any address of interest.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve you can be emailed listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

You will need to be pre-approved to be able to meet an agent to view and submit offers on any homes of your choice. Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, home price, loan program and how much you want to invest into the down payment and closing costs.

It only takes a few dozen questions to qualify, go over your options and email you listings to study and compare. Here are some links to study as well as web reference links to many loan program pages offered...

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA/CalVet Loan Specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
22+ Years Experience
BRE# 01140252
NMLS# 297251
760-486-4225
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7
Under640FicoScoreLoans@gmail.com or HomeLoans4U@live.com
http://youtu.be/MrygA2_8fAY
http://www.trulia.com/profile/SherylArndt

If my response was helpful, consider clicking Thank, Link or Best Answer.
... more
1 vote 3 answers Share Flag
Mon Mar 30, 2015
Sheryl Arndt answered:
Hello Endless Love, the rentals in San Marcos start from $1,060 for 1bd 1ba apartment and up. The purchase in San Marcos start from $84,500 for 1bd 1ba condo which is as low as $425 down payment with a minimum 580 fico score.

You should study RENT vs BUY options as you may qualify to buy with minimum out of pocket expenses and pay less than rent in many cities. You may qualify to buy FHA with fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down or as low as .5% half percent down payment program. You may consider 3% down conventional from a minimum 620 fico score. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

Beware of the many rental scams out there these days on all sites. The scams are on all of the rental listing sites except one that us agents/broker use such as mls, multiple listing service.

You should not give anyone any funds or personal information without confirming with a licensed agent/broker or management company to find out whom you should be dealing with and the status of any address of interest.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve you can be emailed listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

You will need to be pre-approved to be able to meet an agent to view and submit offers on any homes of your choice. Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, home price, loan program and how much you want to invest into the down payment and closing costs.

It only takes a few dozen questions to qualify, go over your options and email you listings to study and compare. Here are some links to study as well as web reference links to many loan program pages offered...

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA/CalVet Loan Specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
22+ Years Experience
BRE# 01140252
NMLS# 297251
760-486-4225
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7
Under640FicoScoreLoans@gmail.com or HomeLoans4U@live.com
http://youtu.be/MrygA2_8fAY
http://www.trulia.com/profile/SherylArndt

If my response was helpful, consider clicking Thank, Link or Best Answer.
... more
0 votes 1 answer Share Flag
Tue Mar 17, 2015
George Raymondo answered:
It depends on where it's located...Location, Location, Location. It always comes down to affordability, if the stick built homes in the general area are priced high, then your MH will have a better chance of maintaining value and or gaining appreciation. Let me know if you have any questions as we offer financing on Manufactured Homes on Real Property that are placed on a Permanent Foundation.

Take care.
... more
0 votes 1 answer Share Flag
Tue Mar 17, 2015
dploves2sellhomes answered:
There are many things to take into consideration. How much is the home on the leased lot opposed to being on owned land? What are the taxes and maintenance fees? How often and how much do the fees go up on the leased land?
There are pros and cons to both depending on the area the home is in and the Seniors' particular needs.
If you own the land, then the driveway would have to be plowed in the winter. In a land leased community, the roads are usually taken care of. My only concern would be, is if the owner of the community wanted to sell the land. You would have to read the terms and conditions of the community very carefully and ask lots of questions.
Many Seniors like being around others and many of the communities have activities for them.
I would make a list of the pros and cons along with all fees that would be associated with both. Then decide which one is more suitable for that person.
Best of luck to you.
... more
0 votes 1 answer Share Flag
Sun Dec 21, 2014
John Arendsen answered:
Crime free Neighborhoods

I've been seeing an inordinate amount of these questions popping up on Trulia in recent weeks. As I've said on the other threads I've commented on there's absolutely no way of guaranteeing that any neighborhood will have little or especially NO CRIME.

We're living in a very different time and place today. Unlike anytime since possibly the Great Depression we are living in very volatile socio economic times everywhere in America as well as most places in the World.

What with dynamics like poverty, homelessness, unemployment, illegal immigration and shear desperation it's clearly obvious why crime is on the rise everywhere. What were once considered very safe and secure upscale neighborhoods are now viable high value targets for those who wish to prey on them.

I've livee in a very laid back, low key semi rural North San Diego country neighborhood for the past 33 years. During that time we've never locked the doors on our cars or homes and we've always left our bicycles out unlocked.

In the past several months we've had an influx of multi-family or multi-tenant renters moving into several of the single family residents that have come up for rent throughout our neighborhood. Sometimes there are as many as a dozen old cars and trucks parked in the driveways and on the streets.

Common sense has to tell you that these folks aren't the most financially privileged or steadily employeed. Hence, lot's of folks are hungry and desperate to pay the rent so voila our once very safe and quiet neighborhoods become not so safe and secure.

As a result we've seen a dramatic increase in break-ins and burglaries. Fortunetley there has been no violent crime. Just folks stealing bicycles, lawn mowers & myriad garden tools or anything of value that's not secured. We even have a neighbor who's had 4 chickens stolen in the past month. Duh........ya think they might be hungry?

So we took measures into our own hands and with the help of local law enforcement we've facilitated a NEIGHBORHOOD WATCH PROGRAM. Since the signs have gone up and we've installed or activated existing security systems and video cameras and our buddies at the Sheriff's Dept have been making their presence known and we've all been keeping in touch with one another and notifying one another when we'll be out of town things have really calmed down. In fact there have been no incidents in the past couple of months.

So the long and short of it is that there is no totally safe and secure way of keeping your neighborhood free of crime. The best thing you can do is become involved in your community and stay aware of the folks who live around you.
... more
0 votes 3 answers Share Flag
Tue Nov 18, 2014
John Arendsen answered:
I've been seeing an inordinate amount of these questions popping up on Trulia in recent weeks. As I've said on the other threads I've commented on there's absolutely no way of guaranteeing that any neighborhood will have little or especially NO CRIME.

We're living in a very different time and place today. Unlike anytime since possibly the Great Depression we are living in very volatile socio economic times everywhere in America as well as most places in the World.

What with dynamics like poverty, homelessness, unemployment, illegal immigration and shear desperation it's clearly obvious why crime is on the rise everywhere. What were once considered very safe and secure upscale neighborhoods are now viable high value targets for those who wish to prey on them.

I've livee in a very laid back, low key semi rural North San Diego country neighborhood in the Buean Creek area of Vista for the past 33 years. My home is approximately 5 miles from Casitas del Sol. During that time we've never locked the doors on our cars or homes and we've always left our bicycles out unlocked.

In the past several months we've had an influx of multi-family or multi-tenant renters moving into several of the single family residents that have come up for rent throughout our neighborhood. Sometimes there are as many as a dozen old cars and trucks parked in the driveways and on the streets.

Common sense has to tell you that these folks aren't the most financially privileged or steadily employeed. Hence, lot's of folks are hungry and desperate to pay the rent so voila our once very safe and quiet neighborhoods become not so safe and secure.

As a result we've seen a dramatic increase in break-ins and burglaries. Fortunetley there has been no violent crime. Just folks stealing bicycles, lawn mowers & myriad garden tools or anything of value that's not secured. We even have a neighbor who's had 4 chickens stolen in the past month. Duh........ya think they might be hungry?

So we took measures into our own hands and with the help of local law enforcement we've facilitated a NEIGHBORHOOD WATCH PROGRAM. Since the signs have gone up and we've installed or activated existing security systems and video cameras and our buddies at the Sheriff's Dept have been making their presence known and we've all been keeping in touch with one another and notifying one another when we'll be out of town things have really calmed down. In fact there have been no incidents in the past couple of months.

So the long and short of it is that there is no totally safe and secure way of keeping your neighborhood free of crime. The best thing you can do is become involved in your community and stay aware of the folks who live around you.

We've been working in Casitas del Sol for 3 decades and to date that's the only violent crime we've ever heard of there. It's a very safe and cozy little park and the residents there are quality senior citizens who are a very well organized tight knit community. I wouldn't hesitate to recommend that park to anyone.
... more
0 votes 8 answers Share Flag
Mon Aug 11, 2014
Keenan Skelton asked:
This question was asked from http://www.trulia.com/rental-community/9000064424/Palomar-Station-1257-Armorlite-Dr-San-Marcos-CA-92069/
0 votes 0 Answers Share Flag
Thu Jul 10, 2014
Teri Andrews-Murch answered:
For owned land with a older mobile on it one lender suggested a land loan (mobile at no value). If located in a registered mobile home park you may be able to get a loan, try First Pacific Mobile Home loans, http://firstpacificloans.com/mobile-homes/ ... more
1 vote 2 answers Share Flag
Wed Jul 9, 2014
Steven Shaffer answered:
You can sell your home with a contingency on finding suitable replacement housing in your contract with the buyer. If you do not find a suitable replacement home, you can cancel your sale or negotiate for an extension. Additionally, arm yourself with a strong and convincing pre-approval letter - preferably with the Automated DU Findings, proof of your credit score, and proof of funds to close accompanying your letter. Work with an aggressive agent who responds quickly to phone calls / texts / emails from you and the realtors he/she is dealing with on your behalf. That combination is really the best you can do. The only other thing you could do is borrow cash from a wealthy relative and pay them back with a cash out refinance on a new home after you close escrow. ... more
0 votes 17 answers Share Flag
Tue May 6, 2014
RonS answered:
Ask yourself this; if you can get a loan without documenting your income or your assets and you don't need any credit and the entire purchase price is financed and the payments and costs are lowwer than anyone else, oh, and you just got out of bankruptcy a year ago, why isn't everyone in the world doing it? Better yet, if this really is better than sliced bread, why aren't the newsreporters banging down their doors and the people on the streets banging down their doors for the program?

The reality is, there are new rules that went into effect in January of this year. There must be a documented ability to repay the loan by the lender, and private lenders are not exempt from the rule. I find it very difficult to believe that ANYONE is offerring that product out on the market. I'm not saying it's not possible but highly improbable.
... more
0 votes 10 answers Share Flag
Thu Feb 6, 2014
Michael Ford answered:
folks, this question is 4.5 years old.

trulia, get some new questions that are timely so as to be most relevant to the current market
0 votes 13 answers Share Flag
Fri Jan 31, 2014
Peter Whittet answered:
Jessika,
San Ellijo Elementary is one of the highest ranked schools in San Diego County. The apartment complex that your looking at has high ratings also. Let me know if I may be of service to you in any way! ... more
0 votes 1 answer Share Flag
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