Hello Edward. I noticed you still own the property in San Luis Obispo. If you are interested in a Market Analysis of the home, you can call or text me at 805.748.9402. I work in San Luis Obispo and have lived on the central coast for over 25 years.
Kelly Sans, Realtor
American Dream Realty
Serving the entire Central Coast
Sorry, no, it is very difficult borrow on a mobile home that is over 10 years old and 100% impossible to borrow and a coach that is 43 years old. You may be able to sell the coach and buy a new coach, which will allow you to have a loan in the same location.
However, I would recommend selling the real estate and coach and buying a single family home or condo while prices and interest rates are still very low. You will need to sell to a cash buyer, but with that cash you can put all of it down and it may be possible your deductible loan will be lower than what you are paying now, if you have park fee, which are not tax deductible.
You can view all of the homes available on the Central Coast on my web site at
Or, give me a call at 805-270-5860
David Norwood-Central Coast Real Estate David@DNorwood.com
Hello Joseph, are you getting ready to retire yet? I am also a Veteran and love assisting Veterans. You should consider the CalVet construction loan which you can buy the lot and build on it including a brand new manufactured home as well.
Although VA or CalVet are not fico score driven loan programs as we have banks that go down to 500 fico score but there are issues that can become problems. Your credit can be repaired within 3-4 days in most cases to qualify for programs, rates and terms as necessary.
If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve you can be emailed listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.
It only takes a few dozen questions to qualify, go over your options and email you listings to study and compare. Here are some links to study as well as web reference links to many loan program pages offered...
Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA/CalVet Loan Specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
22+ Years Experience
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7
Under640FicoScoreLoans@gmail.com or HomeLoans4U@live.com
If my response was helpful, consider clicking Thank, Link or Best Answer.... more
I heard that you usually cannot get financing for purchase of mobile home that does not include purchase of lot (e.g. you will own the mobile home but rent the lot). Financing is probably the same for purchase of mobile home including lot.... more
I'm really sorry. Guess you've moved and made your decision. Everyone has "nice' things to say. I, too, was born and raised my own kids in West LA/Santa Monica. I was at my sons in SLO, on the computer, searching for LA places that I could afford, under $1200 (on Disability/Medicare) which would be a single or bachelor (after coming from a couple-ship where we shared a 2500 home over Puget Sound)........>
My son was getting tired of his Mom quietly staying with him (I made myself "small" :-) and said "when I get home later, please get someplace. So, I did. What popped up and was available. It is in SLO (I've only been here a month and It's July 2014. Now, my God, I see that I'm on a little farm which surely used chemicals (which I am deathly sensitive to), dirt everywhere - no asphalt or landscaping. And I have not met one friend. I'm very bright, communicative, (maybe sound disillusioned here) but absolutely STARVING for LA and all the cultural and ethnic diversity it has to offer. I find really nothing to do here (I don't drink) except for ride my bike and climb hills. I used to go to Opera and Ballet, even in Seattle.
I'm 57, and grown sons. Very very very frustrated. Will continue looking in LA.... more