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Home Buying in San Jose : Real Estate Advice

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  • Local Info143
  • Home Buying879
  • Home Selling129
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Activity 1,368
Thu Jul 7, 2016
Scott Godzyk answered:
Initially no but eventually yes and can be accomplished through a name affadavit addendum. Check with your loan officer
0 votes 1 answer Share Flag
Thu Jun 30, 2016
Sam Shueh answered:
Today if someone claims he is. He is not honest.

The REO days are very much over. Occassionarily one or two will come up as people can get behind their payments as always.

Sam Shueh Realtor
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Fri May 27, 2016
Susie Kay answered:
I don't see why you can't get your own inspection. I used to live in the Bay Area and I hired my own inspector in the past. Your agent can give you advice but ultimately it is your decision.

I hope this helps!

Susie Kay
Seniors Real Estate Specialist
Certified Home Stager

United Real Estate Dallas
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0 votes 2 answers Share Flag
Mon May 23, 2016
Rina Shaikh-Lesko asked:
Hi all,

I'm am trying to get a handle on how home inspections are usually handled in our crazy Bay Area market. Seems like it's something a lot of sellers do before listing,…
0 votes 0 Answers Share Flag
Mon May 23, 2016
Alexander Greer answered:
I would be more than happy to refer you to one of my preferred agents that speaks Russian.

I do not check replies, so if you have a comment or question email me here:

Alex Greer
Loan Officer
NMLS #1056079
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Tue May 17, 2016
Dale A. answered:
Marketing, public opinions or personal choice, it's up to you. A savy realtor, who asked where I was from, learned that I grew up near the ocean. Later she showed me a property of interest. I commented; it's near the highway, and the trafiic sound might bother me. She so calmy said "close your eyes." I did, wondering what would come next. With my eyes closed she said "sounds like the ocean doesn't it." We were 100 miles inland. A suggestion to consider. Drive to the potential neighborhood (or rural area) at night, park and roll your windows down. Provided it's safe of course. If you would be distracted by the highway noise in your own yard at night, what would you choose. To look for property elsewhere or pretend? ... more
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Mon May 16, 2016
Alexander Greer answered:
Do you currently have a real estate agent?

I do not check replies, so if you have a comment or question email me here:

Alex Greer
Loan Officer
NMLS #1056079
... more
0 votes 2 answers Share Flag
Sat May 14, 2016
No it is not legal to give "undisclosed" kick backs. While it is true the Asian and Middle Eastern culture is much more conducive to kick backs, I see them as a group moving away from that, as they are becoming more and more Americanized and because it is illegal.
By the way, I believe that once these kick backs are disclosed, they do become legal. It is about making sure you know why one professional was recommended.
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Fri May 13, 2016
Mark answered:
The best way to find out the going real estate commission rate is to put the Realtor fees on the open market and let the Agents bid your commission rate. Commission fees are negotiable and can vary by zip code. We find the best way to compare commission fees is to reverse-auction them. That is why we created; a free service for Sellers who can invite agents to submit their marketing plan and commission structure. It is a patent pending process that is saving Sellers thousands.

It is completely free to the Seller and there is no obligation for the Seller to pick the lowest bid or any bid. The whole time the Seller remains anonymous as we never publish your street address or contact information. Sellers can sit back and review marketing plans, commission bids, ratings and reviews. A big win for the Seller. After all, Agents are not charged to register or bid and they have no obligation to bid. Give it a try:
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Mon May 9, 2016
Andrei Apostu answered:
Definitely YES. The first thing you have to understand is that the agents at the sales office WORK FOR THE BUILDER. Nothing wrong with that, it's a job I would proudly accept if it would be offered to me. But don't think for a second you will be my client. If I'll have the chance to place your beautiful upgraded home you spent your life savings on in the worst lot of the community, I will. Why? Not because I'd be a bad person, but because I'd be working FOR THE SELLER and I have to sell all the product.
Which includes everything in the community. It's actually a pretty simple fact and concept. Builders and their agents have to sell ALL PROPERTIES and ALL LAND LOTS.

The importance of a lot is huge, sometimes more than choosing a floor plan. Proximity to the main or service road, the lack of privacy on a corner lot, irregular shape resulting in a small yard, undesirable view (by real estate standards), undesirable exposure (N, NE, NW), the community's location, school district the community is in, how desirable the community is (i.e. a sales agent will never tell you "our sales are very low due to low quality and slow turnaround period), how far the clubhouse is, what upgrades to spend your money on, financing, etc...and many other similar factors, can devalue your property GREATLY.

Lately, the new construction market in Naples FL has been incredibly hot and there is not much wiggling in the price, if any. Sales centers just want SALES, it really doesn't matter if the buyer has an agent or not. Just as if I have a listing, I'd prefer selling it NOW to a buyer with an agent than wait for a year to sell it by myself. Another thing you need to know is that the builder's agents don't make as much as a buyer's agent, because they work in volume. Most times the difference you're making in their pay is of 0.5%.

I have never sold a property to any of my buyers (8 years in the business) that I wasn't comfortable with. Even if it meant not getting a sale, changing communities, waiting for a second trip and delaying a sale by a year. But that's how you become successful and build a clientele. Don't get me wrong, you want to sell a property, this is not a hobby and bills will keep coming. But you want to sell QUALITY REAL ESTATE. This way you can sleep at night and you can have a decent listing when your clients come back to you in 5 years.

Unless you are an expert in the field and know the area really well, ALWAYS consider having your own agent. Just make sure it's a good one, not a "yes" man. Ask to point out negatives of the properties and compare them. I thought I was a good agent until I build my own website, Writing all the Naples FL communities descriptions and walking the streets to take all the pictures in those communities for almost 2 years really gave me a new perspective and knowledge that I couldn't have had before. It was like kindergarten vs college. Good luck!

Andrei Apostu
2015 Downing Frye Platinum Award Winning Realtor
(239) 455-5554
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0 votes 21 answers Share Flag
Mon Apr 25, 2016
Derek Jones answered:
I'm not sure what the previous agent is talking about with it not being legal or proper but yes you can represent yourself and buy a home without an agent. People unknowingly do it all the time when they buy new construction without their own agent as the agent that is there is representing the seller/builder. ... more
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Sun Apr 24, 2016
Susie Kay answered:
If you don't have the enough money then I would suggest that you save up first. Have you talked to a lender yet?
0 votes 5 answers Share Flag
Sat Apr 23, 2016
MJ asked:
I was approved for calhfa but I don't think this loan program allows manufactured homes in parks. Is there any loan with down payment assistance that does? It would be for the san jose…
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Sat Apr 23, 2016
Sam Shueh answered:
Most likely not. Some have a specific parking lot for vehicles, boats under s specific dims,
0 votes 6 answers Share Flag
Mon Apr 11, 2016
Rich Reed answered:
Handwritten letters make a stronger impact, if as you said, your handwriting is very nice. My handwriting is not so good, so I would have to "type" it.
0 votes 1 answer Share Flag
Sat Apr 9, 2016
Roland Barcos answered:
First of all, I'm curious why you would remove your contingency first and then do an inspection: that's backwards and defeats the purpose of the property condition contingency period. I understand that this does not help you, but others should learn from this.
Secondly, assuming you looked at the floor, if you couldn't tell the difference between laminate and hardwood to begin with, why would those labels matter now? Also, what is meant by Laminate? Is it really plastic or vinyl, or one of the new pre-finished engineered boards that laminate a veneer of hardwood over a plywood base? For marketing purposes, this is often referred to as hardwood. Which comes to the final point, and that is that your purchase contract clearly states to only rely on representations written in the contract and that any marketing materials or internet information may not be accurate. If the seller disclosures describe solid hardwood floors, then you have a solid case.
I understand that this does not solve your problem, but I would suggest keeping things in perspective. People don't buy a house just for the floors and care about little else, so how big a problem is this to you really? Some questions to think about: As a percentage of the purchase price, what would be the cost of replacing the flooring?; How far are you willing to go to pursue this issue - back out of the contract and possibly lose your deposit - go to mediation and arbitration to resolve it? Since you apparently liked the appearance to the floors when you first saw them, could you live with them as is?
I'm sorry you are having to deal with this and I understand that my comments are probably more helpful to others and can't resolve your own situation.

Good luck,
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Fri Apr 8, 2016
Tomqhouse asked:
Do real estate agents ever gift their clients something after a sale?
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Tue Apr 5, 2016
Arpad Racz answered:
Hi Sunil,

You can look at the appraisal to see what the measurements came out at, and also at the listing history (if available), to see if it had different sizes when it was sold through the years.

Kind regards,

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