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95111 : Real Estate Advice

  • All27
  • Local Info0
  • Home Buying13
  • Home Selling3
  • Market Conditions1

Activity 24
Fri Sep 1, 2017
Ber Lavan asked:
Hello. Why is my listing displayed empty ( although I can see in "edit" mode many pictures and a lot of…
0 votes 0 Answers Share Flag
Thu May 4, 2017
Isaac Zhao asked:
My number is 408-981-6306.

But the listing information shows someone else as the property owner.
0 votes 0 Answers Share Flag
Fri Oct 21, 2016
Susie Kay answered:
Why is the closing delayed 1 week? Did the delay come from your part or from the seller's part? I would leave it for the realtor to take care of for now, make sure that you follow up so you know whether there's progress or not. ... more
0 votes 1 answer Share Flag
Sat Apr 30, 2016
Raj0722 asked:
Sun Apr 10, 2016
Sf Bay asked:
Where can I find out the rental market value in my neighborhood? Is there such database trulia maintains?
0 votes 0 Answers Share Flag
Tue Aug 6, 2013
Leili Mortaz answered:
Hi Suzy,

Watch out for renal scams. We just wrote about it in our blog. Please read out blog and let us know if you need help since we have pre-approved and qualified tenants ready to rent.

Leila Mortaz
(408) 335 4867
... more
0 votes 5 answers Share Flag
Tue Mar 12, 2013
John Arendsen answered:
Wow! I finally have to give a thumbs up to two of the most astute and accurate answers I've ever heard on the Trulia platform regarding manufactured homes.
0 votes 3 answers Share Flag
Sat Oct 1, 2011
Frank Diaz answered:
Hi Mnoman,

I would think the auditor would be a CPA and/or previous property manager that has looked at hundreds of HOA statements. I was my HOA treasurer (annual budget of ~ $500,000) for five years and I can how something can be missed. It's great if they replaced the roof, but are they going to replace the roof drains? On a 10-building project, that could run $50-$100K. What about driveway repaving? Another $100K. One missing item could add an extra $100/month to your fees. I think the trend is also important. If there is a steady trend of 0-3% increases, then I would feel better.
Bottom line: If your agent recommends it, it's probably a good idea.
... more
0 votes 8 answers Share Flag
Wed Sep 21, 2011
FMC is a company that does several programs and will allow low credit scores. As far as customer service, you should probably do an internet search and see for yourself, I will leave it at that. As far as Wells Fargo, I have heard there are some really good branches and some horrible ones. Regarding shopping around and having your credit re-pulled, I as well as other lenders, can make a initial credit decision based off another lender's credit report, subject to pulling our own later. Please be advised there are several other programs out there than can get you into your home for little or no money down depending on the area (see link below). The key is getting working with the right Loan Officer who can make all the difference in the world as far as your overall experience.

Best of Luck!
... more
0 votes 3 answers Share Flag
Fri Sep 16, 2011
charles butterfield answered:
With respect to financing I recommend Doug Jones, The owner of Mortgage Magic. Doug Jones is located at 1625 The Alameda in San Jose. The telephone number for Doug Jones is (408)975-2400. ... more
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Fri Sep 9, 2011
Larry & Rosemary Utesch answered:
Hello, you have gotten a lot of good advice for this question. I would add that if you have a completed purchase agreement with the seller, it doesn't matter if the listing expires. How long can the process go on? The record in our office is currently 17 months! That one did finally close successfully.

In our experience, most mainstream lenders today pursue the foreclosure process in parallel with the short sale process. Whichever one reaches the 'finish' line first, wins. This discourages the seller from trying to delay the short sale process. Currently, many foreclosures are on hold pending review to insure proper procedures have been followed. This may delay the process, but these properties WILL eventually be foreclosed upon.

Good luck with your home search.

Larry & Rosemary
... more
0 votes 5 answers Share Flag
Fri Sep 9, 2011
Larry & Rosemary Utesch answered:
Sometimes you get involved with agents who aren't well versed in the short sale rules and processes. As many others here have opined, you might want to avoid this one with the rent back condition.

Main reason? You and the seller can both go to jail! By law, the transaction must be 'arms length': you WILL sign a declaration attesting to that fact in any short sale. It is also specifically stated the new owner may not sell or rent the home back to the current owner. Period. It would appear the listing agent isn't aware of this caveat if he/she actually wrote the listing that way. Ask your agent to report this listing if the listing agent doesn't change it. The seller may not even be aware of this rule. Offered a chance to correct the listing, they may just do so. They cannot legally offer this same condition to any other buyer either, so they may as well entertain your correctly submitted offer. Good Luck!
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0 votes 9 answers Share Flag
Tue Feb 8, 2011
Gilbert Richards answered:
This makes no sense unless this is something having to do with a short sale. The other agents are correct. You cannot credit reserves. Ask your realtor what the seller is talking about.

Because from a lending perspective that makes no sense.
... more
0 votes 3 answers Share Flag
Wed Sep 22, 2010
Brad B. Becker USMC Retired answered:
So if I understand the property was a repo that this agent represented and you bought directly from the listing agent . Did he/she remove the refrigerator after you saw it????? was the refrigerator in your contract????. The contract is the contract. if you did not put it in the contract I think you are out????. The MLS is an advertisement and just that and advertisement that if you pay full price you will receive the iteams listed. If you change one thing listed in the MLS such as price then every thing is on the table. Yes you could report him to the bank they might not be happy knowing he is removing iteams from homes. Further you could report him to your states real estate comission even though it may be legal it does seem unethical.

... more
0 votes 18 answers Share Flag
Mon May 24, 2010
Hi, M

Unless you're actively serving in the military overseas, to date there is no solid signs of the tax credit being extended beyond its July 30th deadline. However, speculation is that if home sales shows a great enough spiked improvement that can be attributed to the tax credit, we may see an extension on or before the end of June. ... more
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Mon May 24, 2010
Blake2010 answered:
There are lenders that offer cash out up to 90%. Of course you are going to pay for this through your interest rate, but if you need the cash, there is a way to do it!
0 votes 2 answers Share Flag
Mon Oct 19, 2009
Norman Alessandrini answered:
Hi Newbie,
The web sites given by the other Realtors should be checked out by you as you are the one buying the home so you can't really decide on peoples opinion. With that said the area is in fact being made over from what it use to be and that cannot help but increase the value over time. But you have to be aware of the 2 driving forces in the market 1, is closeness of commutes to work and 2, The scores of Schools in your area.
Since the schools in this area are NOT rated highly there is less demand for the area, hence the lower price of the homes that are for sale. OK, it is still worth it if the deal is right, make sure you are working with a good buyers agent.
As always feel free to contact me with any questions.
DRE# 01397256
... more
0 votes 4 answers Share Flag
Sat Oct 17, 2009
Joe Salcedo answered:
Hi Niraj,

Are you thinking of buying another house? If you are now is the right time interest
rates are low right now. You mentioned your house is in ZIP Code 95111 it is good
for first time buyers or investors I would see. It is convenience to Marina Store,Play
Market,and it is easy access to Freeways 87 & 100.
... more
0 votes 6 answers Share Flag
Sat Oct 10, 2009
Joe Salcedo answered:

All you have do is to call the Listing Agent that you are working with. But if
you are working with somebody that is different situation. Go to their office
an ask for the HOA Association. All are mentioned on the previous answers. ... more
0 votes 6 answers Share Flag
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