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San Jose : Real Estate Advice

  • All2K
  • Local Info145
  • Home Buying887
  • Home Selling129
  • Market Conditions32

Activity 2,739
Tue Aug 15, 2017
jumboloancenter answered:
Recent changes now permit 5% down jumbo options up to 1.5mil loan amounts. Learn more at the reference link below.
0 votes 13 answers Share Flag
Sun Aug 13, 2017
Kathy Burgreen answered:
The issue is home's on leased land is considered "personal property" - not real estate. Lenders cannot write loans for personal property. Real estate loans is for the land + any fixtures permanently attached to the land. In your situation, you don't own the land underneath your home. ... more
0 votes 1 answer Share Flag
Fri Aug 11, 2017
Rathodalpesh3528 answered:
sir, my uncle house shoud be purchased in full price and totally price of house should be given to a seller ,but a seller refuse to given a house document, please sir give advice for this condition ... more
0 votes 21 answers Share Flag
Thu Aug 10, 2017
Cbsings asked:
of damage when told to vacate. Was unable to evict per "laws" -Ended up losing the house. How hard is it to evict someone & who pays for damage? Insu
0 votes 0 Answers Share Flag
Thu Aug 10, 2017
asdf answered:
If the house doesn't appraise for what they bid, would it even matter? The loan company is not going to approve for the amount they bid at, so it should be moot. Also, did you put any EM? ... more
0 votes 6 answers Share Flag
Thu Aug 10, 2017
Mariajndroliver answered:
It takes me 20 minutes taking 85. However I do believe you would be working with a possible reverse communte.
0 votes 5 answers Share Flag
Mon Aug 7, 2017
282 answered:
Hello! I can help you.
Visit pls www.myhomesus.com
0 votes 2 answers Share Flag
Mon Aug 7, 2017
Pspavan asked:
I am on H1B visa (PERM pending). My wife is on F1 OPT/EAD. Both work and have good credit scores. Looking for lenders to finance 90% of $827K.
0 votes 0 Answers Share Flag
Sun Aug 6, 2017
Lancaster1981 asked:
Sat Aug 5, 2017
Hong Nguyen answered:
Brokers and Agents are known to be liers and they do focus in driving the market as high as they can by playing the "bait and switch" game like a car salesman. All the honest agents I talk to really really hate how much scamming goes on int the realty industry. If they are honest they will tell you the same. They know they are liers and would never hesitate to tell you that they are the "most honest person you will ever meet"... those are the scum of the earth. Make your own offer how you want it. They are REQUIRED by law to submit all offers. But mark my words, most won't submit the lower offers to earn just an extra dollar to risk their license. I you suspect they are playing the game complain to the State Board of Realtors. ... more
0 votes 23 answers Share Flag
Sat Jul 29, 2017
Elva Wormley answered:
Hi Dmitry,

Tim Jarvis 408-238-4606 may be able to assist you.

His website is http://e-constructionloans.com

Best regards,

Elva A. Wormley
Mortgage Consultant
Office (408) 615-8500
C2 Financial Corporation
www.BestHomeLoanAdvice.com
2845 Moorpark Avenue, Suite 209
San Jose, CA 95128
NMLS #331981 / BRE #01274093
... more
0 votes 1 answer Share Flag
Fri Jul 28, 2017
Jan LaPointe answered:
Seriously look at why they are so underfunded. IF they just replaced roofs or did a lot of cosmetic upgrades (painting, sidewalks, driveways) within the past couple years, they could appear to be a little low on funding, but the major obligations have been met. If they are underfunded because they are spending everything they get, or just not managing their money then run!

Check to see whether they've had any or many special assessments. If its time to reroof and there's no funding, everyone gets hit with a special assessment to cover that expense. And that will come out of YOUR pocket too! It isn't a choice, its a financial responsibility.

I know of an association that was well funded in the past. A board came in that wasn't as structured or involved with the process; and wanted to be liked so they didn't raise dues, didn't enforce certain rules, etc. And things got a bit lopsided. New board has worked diligently and has finances back on the road to recovery. Getting homeowners back on track is a bit more challenging.

Summation: If you find funding low because they ARE taking care of the property and dues are appropriate for insurance, maintenance, future repairs; then it could be a good deal for you. If they've just lost interest in managing their funds and maintenance responsibility, find another place to purchase!

Do make certain you check the rules & regulations and CCRs to make certain they are something you can live with and next to - rules for noise, pools, available parking, monthly dues, special assessments . . . all important items!
... more
0 votes 12 answers Share Flag
Wed Jul 26, 2017
Tina Carter answered:
Even Agents have bad experiences with other agents. I wish Brokers would get rid of the bad ones as it makes the rest of us look bad too.
0 votes 32 answers Share Flag
Sun Jul 23, 2017
Susie Kay answered:
To some buyers the bottom line is money and not the service or the knowledge that you bring to the table. Trust me, when there's a problem they expect you to put 100% to help them.


It is up to you to determine your business model. I think we all have experienced what your went through. Don't let it bother you and move forward.
... more
0 votes 9 answers Share Flag
Thu Jul 20, 2017
Yfayad1957 answered:
My wife never signed on deed and title how come her name now on deed and title
0 votes 22 answers Share Flag
Thu Jul 20, 2017
Elva Wormley answered:
Hi Bidforfm,

Try Tim Jarvis at 408-238-4606. He specializes in construction loans.

His website is: http://e-constructionloans.com/

Best regards,

Elva A. Wormley
Mortgage Consultant
Office (408) 615-8500
C2 Financial Corporation
2845 Moorpark Avenue, Suite 209
San Jose, CA 95128
NMLS #331981 / BRE #01274093
... more
0 votes 1 answer Share Flag
Wed Jul 19, 2017
Bandtdorfis answered:
Our seller agent messed up and failed to see that there was a 3% seller assist added to the price that she told us we had agreed to sell our house for to the buyer. We relied on her expertise, and had some cross outs on the agreement, so we trusted that she told us completely what was in this offer. From the cross outs, we even thought the 3% was crossed out as well when we looked our sales, on our phone for which we were looking at the information of the offer, as our realtor never printed out anything for us and always put things on the internet, unless she had all her ducks in a row and then would print out or correct any and all documents that she was willing to print. She expected us to usually print out everything unless we were actually in the final signature documents. We completely negotiated from the perspective that there was no longer a 3% seller assist required when we reached the agreement of the offer that we accepted from this buyer, but while we still we're trying to negotiate an agreeable settlement closing date.. after finding out that in actuality the 3% was never removed and we were totally negotiating with that still in there, we were shocked, as this amounted to $10,300. But rather than lose the buyer completely, & in good faith, We then agreed to negotiate for 1% of that and it was countered by the buyer for 2%, and we hesitantly bit the bullet so to speak and ended up with one and a half percent agreed seller assist, instead with the this buyer and her agent. But after signing all of our documents, and with nothing ever being said, we came to find out that both agents, buyer and seller, also gave part of a commission type rebate back to this buyer to make sure they were satisfied and got the full 3%. We were never told about any of this, nor offered any concessions to help us with this unexpected and unplanned shocking additional expense, and cost, & that we genuinely negotiated to try to be fair to get our house sold, even though we were still seriously upset and disappointed and let our agent know that. We really took a great loss of over $5,000 to make this happen, while the buyers contributed nothing to help cover for the over $10,000 shortfall, and for which both agents help to ensure they didn't have two contribute to. We are just sick about this! We are in the state of Pennsylvania. Was this legal? ... more
0 votes 39 answers Share Flag
Wed Jul 19, 2017
Arpad Racz answered:
Hi,
How close is the unit to the bart line and nearest station?

Kind regards,
Arpad
0 votes 2 answers Share Flag
Tue Jul 18, 2017
Vanessa Pena answered:
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