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San Jose : Real Estate Advice

  • All2K
  • Local Info145
  • Home Buying885
  • Home Selling129
  • Market Conditions32

Activity 2,726
Thu Jan 19, 2017
Sam Shueh answered:
The demographics are changing and places like Mt View which is more high income technics transformed from a service industry after Google went ipo. Today, MV High is one of the best high school in that area. Same will happen to many neighborhoods.

Sam Shueh
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0 votes 2 answers Share Flag
Thu Jan 19, 2017
Sam Shueh answered:
probably need documentation and letter to
0 votes 18 answers Share Flag
Fri Dec 16, 2016
Robert.martinez55 asked:
Tue Dec 13, 2016
Sheryl Arndt answered:
Hello SSS, the home prices in San Jose start from 299k for 1bd 1ba condo, 369k for 2bd 1ba condo, 378k for 3bd 1.5ba condo and the single family homes start from 419k for 2bd 1ba 544sf home.

There are conventional options but interest rates are higher and mortgage insurance so you may want to consider FHA high balance loan limits up to $695k 3.5% down would be $4,172 PITI.

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs.

If you want to buy you will need to be pre-approved to be able to meet an agent to view and submit offers on any homes of your choice. You will need to gather documentation such as one month paystubs, two month bank statements, last two year tax returns, 1040s, 1099s, W2s and all schedules, copies of drivers license/ID and social security card for each applicant.

You may consider 3% down conventional from a minimum 620 fico score or even 5% down conventional with NO Mortgage insurance (Lender paid MI) up to 417k. You may also consider FHA 3.5% down up to $625,500 if the numbers don't work conventional. You may consider 5% down Jumbo with a minimum 720 fico score from 417k up to 1.5 million and 10% down from a minimum 680 fico score.

You need to get pre-approved to know your purchasing power and how much you qualify for with the maximum payment you are looking to achieve.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve you can be emailed listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA/CalVet Loan Specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
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1 vote 2 answers Share Flag
Mon Dec 12, 2016
Angelica P answered:

We didn't get enough information about your problem to resolve the issue. Please provide us with complete property address and we will be happy to assist you.

For future reference, you can feel free to contact us about this type of inquiry through our contact form here:

Thank you for using Trulia!

Consumer Care Advocate
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0 votes 1 answer Share Flag
Sat Dec 10, 2016
Keller Pest Control answered:
You have legal recourse against the landlord but make sure you follow the laws if your state. There are now bed Bug lawyers they actually practice that type of law. In my state their are notification requirements by the tenant and landlord responsibilities. Make sure if you do move don't go until you take care of all your personal items because you can easily transport them to your next home. Be very thorough and get a professional pest control company . If they treat don't use heat treatment because re-infestation rates are very high with heat only. If at all possible moving is not a bad idea but be careful not to take them with you. ... more
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Thu Dec 8, 2016
Jonlisicki answered:
Do you still have this list? I'm a student doing a research project on HOA's and could use that full list of info!
0 votes 7 answers Share Flag
Mon Dec 5, 2016
Richard Littlefield answered:
yes, and they can back out after the inspection and do not have to say why.
0 votes 31 answers Share Flag
Mon Dec 5, 2016
Freemanloanfinance answered:
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Jamie Freeman
Thanks for your understanding to your contact as we Await.
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0 votes 22 answers Share Flag
Sun Dec 4, 2016
Harrison Zuohe Song answered:
Contact me. zsongrealty
0 votes 1 answer Share Flag
Wed Nov 16, 2016
Rich Reed answered:
If he is a Realtor, it would be unethical not to disclose it. Not every person with a real estate license is a Realtor. Only Realtors are bound by the Realtor Code of Ethics. According to this article, "In California there is no legal requirement that a real estate licensee, acting as a principal, must disclose his or her licensee status." Hope this helps! ... more
0 votes 1 answer Share Flag
Mon Nov 14, 2016
Sweetcheeks20166969 asked:
Wed Nov 9, 2016
Toadcharmer answered:
I'm buying a double wide and the agree ment was money down then when my fathers estate is finalized I would pay the remaining balance but a few month later the owner started asking for monthly payments seemed fair but he then started calling it rent money and then when id pay he would make statements about he's tired of being a landlord I said I'm not renting I'm buying he would agree next thing I know out of no were the payments been in creased so I keep paying while falling behind a little he would ask when the estate would be done I would just tell him I'm not sure then next thing I know I'm being evicted is that even legal go from purchase to rental to out on the street ? Please help ... more
0 votes 12 answers Share Flag
Thu Nov 3, 2016
Lynn Grassmeyer answered:
Rates are inching up for buyers, but still low as of right now before the election, so that's good if you need buyers! And, inventory is low so, yes again--a good time to sell. Nashville ave. home sales price is up to $324,900 and sit 41 days. Who wouldn't sell now? Contact me for more info
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0 votes 11 answers Share Flag
Fri Oct 28, 2016
Declancroghan answered:
Regardless of all of that. The Law is that you must disclose all known material facts about the property. If your house has such problems, you know and you don't tell the buyer, then you are liable. Also, it is impossible to know what 'as is' means until you do your due diligence. The Agent has a fiduciary duty to the client. We're not selling fruit here. For most people their home is their single biggest investment and equity.

Hope that helps.
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0 votes 13 answers Share Flag
Tue Oct 25, 2016
Megan Tolland answered:
It seems to be a mixed bag in the Metro-west Boston area. I know some sellers that have been able to get the leased panels transferred over to the new buyers and some sellers that have had to buy them out and were unable to transfer them. As of 2016 Fannie May says leased panels CANNOT be included in the appraised value of the property. Buyers must qualify with the lease amount added to their debt to income ratio and there are other requirements. There are other requirements to transfer as well. If I were a seller I would not be getting into a solar lease if I knew I was going to sell in the next few years. ... more
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Tue Oct 25, 2016
Angelica P answered:

We have experienced a technical issue in our system and our engineers are currently searching for a solution. We thank you for your patience. Please be assured that we are working to resolve this issue as quickly as possible.

Thank you for using Trulia!

Consumer Care Advocate
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0 votes 1 answer Share Flag
Fri Oct 21, 2016
Susie Kay answered:
Why is the closing delayed 1 week? Did the delay come from your part or from the seller's part? I would leave it for the realtor to take care of for now, make sure that you follow up so you know whether there's progress or not. ... more
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Thu Oct 20, 2016
Danny Ponder answered:
We can do up to 10 financed properties with Fannie Mae and then on our portfolio platform we can go up to 15 financed.
0 votes 4 answers Share Flag
Wed Oct 19, 2016
Angelica P answered:

I am happy to help you get your listing posted on Trulia.

If you would like to post a rental on Trulia, you will be redirected to use our partner site, Zillow Rental Manager, to list your rental on Zillow, Trulia and other top sites. Please follow this link for instructions on how to post a rental listing:

If you have additional questions or have issues with posting your listing, please reply back to this email and I will be happy to help you.

Zillow Rental Manger Help:

For future reference, you can feel free to contact us about this type of inquiry through our contact form here:

Thank you for using Trulia!

Consumer Care Advocate
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