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Investment Properties in San Joaquin County : Real Estate Advice

  • All39
  • Local Info1
  • Home Buying30
  • Home Selling1
  • Market Conditions0

Activity 12
Fri Apr 22, 2016
Paul answered:
Let help you answer the Rent v Buy v Invest question for yourself and your unique situation re: Your monthly rent expense option v house purchase price You would like to buy + all its associated costs like closing/title/mortgage interest/RE taxes/HO insurance/utilities + maintenance costs/broker selling commission/capital gains taxes/and more! is educational, in-depth, and easy to understand for first-time homebuyers. ... more
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Mon Apr 13, 2015
Erin Evans answered:
If you are talking about the "zestimate", not accurate. These are created by purely numbers on this site, which are not all correct. They don't take into account what kind of updating has been done, additions, what kind of shape it is in, etc. If you want the true value of a home you should contact a local Realtor. They can do a comparative market analysis for you. ... more
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Mon Jan 27, 2014
Michael Procopio answered:
I would sell it, take the profit and use it to put a down on 2 rental properties. Stay out of Utah and Oklahoma City because you already have a good market here, good luck!
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Sun Oct 20, 2013
Jane Hills answered:
@annette, you are probably right that disdain was developed over the course when things did not go smooth toward the end of the transaction. Indeed, myself and the seller was doing some dumb things while we should have signed the doc as soon as loan was available.

@bill, the market has appreciated 25% by the time I was going to sign. So yes, there is a high possibility that another more favorable offer is lined up to take over. Once the cancellation form was forwarded to me, I have not been able to get hold of the listing agent nor the broker.
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Wed Aug 14, 2013
Ron and Eva Cedillo answered:
I posted some information on Lathrop's crime statistics to help you.

As for the market going up and down that is a very tricky question based on lots of data and info. If you would like to call me at 209-740-4330 I will discuss with you the current state and what some of the predictions are based on data from the major economists.

Hope this helps you.

Ron Cedillo
Home Buyers Realty
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Tue Jun 11, 2013
Simon Campbell answered:
First, lets look at the overall costs of the two loan options using a $365k purchase price and 20% down payment:

Loan #1: 4.25% with 3% closing costs - $11k upfront plus additional closing costs. Payment: $1,811. Over a typical 7 year holding period you will have spent $152,124 plus an additional $11k.

Loan #2: 4.75% with 0% closing costs. Payment: $1,898. Over a 7 year holding period, your total payments would be $159,432.

The difference in the payments over 7 years is only $7,308 which is less than the additional $11k upfront payment. If I have all the details correct, the higher interest payment is your better option.
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Fri Jun 7, 2013
Henry Brooks answered:
Good Morning! The simple answer is yes, but only with the right down payment in order to achieve positive cashflow on your mortgage vs rent. A property in the 350K range would require at least 30-35% down. However, if you branch out your investment thoughts to Tracy, Manteca or Lathrop, you could purchase a beautiful home for 275k to 300K with 25% down and run a decent positive cash flow of $300-$400mo and the benefit of appreciation as you are buying in an upcoming market!

My wife & I own 8 properties with 25 tenants from Tracy to Riverbank, so I am a wealth of info for you! Feel free to call or text me anytime @ 209-814-0119 with questions or to chat more about real estate investment property. Have a Fantastic Friday! Your Friend & Realtor, Henry Brooks
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Wed May 8, 2013
Henry Brooks answered:
Hello Vinod,

My wife and I own 8 properties with 28 tenants from Tracy to Riverbank. Most of the investors I work with focus on the Tracy, Lathrop, Manteca, Ripon, Salida & Riverbank areas for the best cash flow with around 25% down... Investment properties in Mountain House require at least 30-40% down to run a decent cash flow rent vs mortgage. However, if you are a complete cash investor, that changes the scenario a bit... Call me anytime to chat more about the investment opportunities between Mountain House and where I live in Ripon. Your Friend & Realtor, Henry Brooks. ... more
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Tue Jun 26, 2012
Rocky G.H. Hawrysz answered:
Spanos Park West or East or Brookside remains great places to live. However, with a more desirable neighborhood comes more expense. HOA's and higher taxes, not to mention a higher price for the home in this buyer rich environment. The higher cost for the home will ultimately erodes your monthly margin. The best thing you can do is estimate what you would like in terms of cash flow, identify a price range and the necessary renal rate and then find the best possible home and location that fits that criteria. While there may be pride of ownership by owning an investment in Spanos, it may not be the right neighborhood for you in terms of a return on investment.

I hope this helps,


“Without Question, Committed to Your Success!"
Rocky G.H. Hawrysz | Prudential California Realty
(209) 444-6610 – Direct | | | License No. 01468373
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Wed Apr 4, 2012
Rocky G.H. Hawrysz answered:
Spanos park, Lincoln village or Stonewood are a bit higher end. It all depends on how much you want to spend. The rate of return may be better in Weston and appreciation may be better in Spanos Park, Lincoln village or Stonewood.

I hope this additional detail helps.

Rocky G.H. Hawrysz | Prudential California Realty
(209) 444-6610 – Direct | | | License No. 01468373
... more
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