Financing in San Joaquin County : Real Estate Advice

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Atxaviermar…, Real Estate Pro in New York, NY
Atxaviermartin answered:
buying a house with a conventional loan will it pass if it does not have a stove or oven ?
I need to know what is your main criteria which financing or buying a house ? A decent living space or a stove or a oven which can be later incorporated. A conventional loan is good if ... more
0 votes Share Flag Mon Aug 29, 2016 Financing in 95215
Sheryl Arndt, Real Estate Pro in Woodland Hills, CA
Sheryl Arndt answered:
Where do I start ? We will be first time home buyers, and not perfect credit?
You will need to be pre-approved to be able to meet an agent to submit offers on homes of your choice. You will need to gather documentation such as one month paystubs, two month bank s ... more
0 votes Share Flag Mon May 16, 2016 Financing in Manteca
Sheryl Arndt, Real Estate Pro in Woodland Hills, CA
Sheryl Arndt answered:
I am trying to find help with a downpayment
Yes it is the 3%-5% Sapphire Grant down payment assistance program. You may qualify from a minimum 620 fico score. Your fico scores can be raised within 3-4 days in most cases to qualif ... more
0 votes Share Flag Sun May 15, 2016 Financing in Manteca
Claudia Mull…, Real Estate Pro in Fremont, CA
Claudia Muller answered:
Buying primary residence with rental potential
Agreed.
In order for rent to be considered, the property must have a legal description as a multiple family residence (2-4 units).
0 votes Share Flag Wed Jan 6, 2016 Financing in 95258
Richard Litt…, Real Estate Pro in Fountain Valley, CA
Richard Littlefield answered:
Considering our daughter as co-signor on conventional loan, she has a foreclosure from 2009, would she still qualify as a co-signor?
Karen Peyton makes some excellent points. The answer to your question is that a foreclosure in 2009 would not stop her from cosigning, how ever it could limit the programs that are avai ... more
0 votes Share Flag Fri Oct 16, 2015 Financing in 95203
 pradasjuan, Real Estate Pro in Manassas, VA
pradasjuan answered:
My partners and I are requesting a Business Loan as a down payment to purchase a Company.
funding for all

Hello Sir / Madam

Contact me: pradasjuan@yahoo.fr

You would like to make a fresh start, free from all debts? It is possible today! you are looking for a loan or ... more
0 votes Share Flag Sat Jun 27, 2015 Financing in 95376
Brian Nguyen, Real Estate Pro in Mission Viejo, CA
Brian Nguyen answered:
I have a fha loan my credit score is 587 will any lenders do a streamline with this credit score
It seems that your scores in your range should work. Lenders like myself can go as low as 580 when it comes to credit scores. Of course, your other finances will need to be in place as ... more
0 votes Share Flag Mon May 26, 2014 Financing in Stockton
Darren Carlin, Real Estate Pro in Pleasanton, CA
Darren Carlin answered:
Hi, we are trying to find someone that will help us with a home loan. We currently live in Australia and want to buy a property in or around Tracy CA.
Hello Toni! Pacificwide Lending specializes in 'Foreign National Home Loans'. We require 30% down and can assist you with your entire purchase process. We also manage a lot of propertie ... more
0 votes Share Flag Wed Mar 12, 2014 Financing in Tracy
Dorene Slavi…, Real Estate Pro in Torrance, CA
Dorene Slavitz answered:
hi i am fusterated about my morgage behind and strugling med bills do i go with lawyer and spend retainer fee is my only option to modify my loan
Call your lender and modify your loan. Your only other option is to short-sale the property, but currently lenders are working with homeowners to prevent this.
0 votes Share Flag Fri Feb 21, 2014 Financing in 95219
Raj, Home Buyer in Bakersfield, CA
Raj answered:
Looking for non-owner occupied mortgage lenders for CA prop. worth 69,000. I need loan for $35,000, good credit.
Please check our terms at NewBridgeEquity.com
0 votes Share Flag Mon Feb 17, 2014 Financing in Stockton
Mark DeWitt, Real Estate Pro in Carlsbad, Ca, CA
Mark DeWitt answered:
HOW DO I STOP MORTGAGE INSURRANCE?
Emailbakshi,

More information is required to answer your question. Some of the other answers here address a portion of the information one would need to know. A lender would need t ... more
0 votes Share Flag Mon Feb 3, 2014 Financing in 95337
catfish.ente…, Other/Just Looking in 95209
catfish.enterprises asked:
financing raw land to place a mobile home on
0 votes Share Flag Sun Jan 26, 2014 Financing in 95209
Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
Are there fees associated with setting up an impound account? ie. Does the mortgage company/bank charge you for an impound account? Thanks!
Having seen the results; I emphatically recommend buyers get Impounds:
And I don't care if there is Interest or even Fees; small in comparrison to getting behind on Taxes or Insurance.
1 vote Share Flag Tue Jan 7, 2014 Financing in Stockton
Trevor Curran, Real Estate Pro in Great Neck, NY
Trevor Curran answered:
There is a house I would like to buy but my credit is not good due to divorce and being a single patent.
Good afternoon Lazboy,

Rent To Own is a better deal for the Seller than it would ever be for a potential Buyer.

The basic concept is finding a way to "force" savings towards a do ... more
0 votes Share Flag Tue May 28, 2013 Financing in Tracy
Robert Chome…, Other/Just Looking in San Diego, CA
Robert Chomentowski answered:
Without a job, can a person qualify for a home loan of 100K?
You could not be on the loan until 3 years after your foreclosure for a FHA loan and 7 years after a foreclosure for a conventional loan. Your wife could go on the loan herself but she ... more
0 votes Share Flag Mon May 27, 2013 Financing in Tracy
Eva Bradley, Real Estate Pro in Tracy, CA
Eva Bradley answered:
how to get loan modification?
Hello Muhammad,
I agree with the answers below: what ever you do, do not pay upfront fees for anyone! Just wanted to point out that we have an upcoming, free workshop that will addre ... more
0 votes Share Flag Mon May 27, 2013 Financing in Tracy
Richard Litt…, Real Estate Pro in Fountain Valley, CA
Richard Littlefield answered:
I have terrible credit and may have to file bankrupcy will anyone lead me 12,000 on my condo ? if I have some equity?
We have a loan program that may work for you. I would have to look at the whole picture though.
0 votes Share Flag Mon May 27, 2013 Financing in Tracy
Rick McGrath, Real Estate Pro in Modesto, CA
Rick McGrath answered:
Hhorrible credit but I have the down payment for a house
For those with terrible credit and a good amount of money as a down payment, there are many sellers, FSBO's who may sell to you or at least give you a lease with option to buy. You can ... more
0 votes Share Flag Mon May 20, 2013 Financing in Tracy
Tyler J. Jac…, Real Estate Pro in AL,
Tyler J. Jacobs, PhD, Broker answered:
Mortgage for Non US Citizen
I have represented many “Foreign National” buyers and the most widely used mortgage banker is:

Tom R. Callahan
Senior Mortgage Banker
BBVA-Compass

His E-mail work ... more
0 votes Share Flag Tue Dec 18, 2012 Financing in Tracy
Taj Weldon, Real Estate Pro in Tracy, CA
Taj Weldon answered:
Does anyone know of a program offered to first time home buyers in Tracy?
Hi Felicia,
In addition to the first time home buyer programs that Alvena Is referring to Tracy also has a down payment assistant program.


Taj Weldon
REALTOR (R)
DRE 01816152
2 ... more
0 votes Share Flag Tue Dec 18, 2012 Financing in Tracy
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