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San Joaquin County : Real Estate Advice

  • All39
  • Local Info1
  • Home Buying30
  • Home Selling1
  • Market Conditions0

Activity 1,483
Thu Sep 21, 2017
Anchelittasunday answered:
Hello, my house was brought by the bank in March 15, 2017. I have been here and I'm on the process of moving. Can they evicted me if it's been over 6 months ?
0 votes 19 answers Share Flag
Tue Sep 19, 2017
Virgilio Lacap answered:
The Town Center is now ready for review/approval (hearing) by the San Joaquin County Planning Commission. The hearing date is October 5, 2017 at 6:30 in Stockton, CA. What it means is that after approval by the Planning Commission, the next step will be the approval by the County Board of Supervisors and will present it to the people of Mountain House the drawings for approval. Then will schedule the ground breaking which is estimated in the late 2018. ... more
0 votes 9 answers Share Flag
Tue Sep 12, 2017
sande asked:
Sun Sep 10, 2017
Jennifer Li answered:
95206 along the highway 4 had flood many times in the past, which is not even on the FEMA map. Talk to seniors in the area, they can tell you more.
0 votes 3 answers Share Flag
Sun Sep 10, 2017
Jennifer Li answered:
Sun Sep 10, 2017
Tdmrn2001 asked:
Fri Sep 8, 2017
Woodfordoctavia2 answered:
Who owns the apart men's at 4818 w.Saturn St.
0 votes 17 answers Share Flag
Tue Aug 29, 2017
Gwenshin answered:
It's hard not to get political when it was deregulation that caused the first crash. However, it wouldn't matter if Jesus was president right now. Homes are once again at over inflated prices. There appears to be another bubble now, for different reasons than before, but a bubble is a bubble. The market was artificially pumped back up, and anyone who buys at these prices will lose. The bank owned foreclosure homes are not being sold, because the banks are allowing empty homes to sit and fester rather than release them on the market. Many have been sitting there empty since 08. The banks are keeping the inventory low on purpose in order to keep the prices high. Supply and demand. They can't do it forever because the longer they sit, the longer they fall into disrepair (and lower the neighborhood values as a result). May as well put up a sign that says "crackheads welcome". It wouldn't be smart to buy at these prices now. Besides, home values rise and fall at 10 year peaks. Right now we are in a peak year. Check the 10 year cycles and see for yourself.
Then there is the new 3d printed homes that is already going on in other countries. They cost a total of maybe 20k to build, so it wouldnt be hard to sell those to new home buyers at maybe 100k, making a nice big profit for themselves, and making home buyers happy at the same time. When that happens here (and it will at some point, money and investors always get their way) That will leave the older starter homes almost worthless.

If you own a home, my best guess would be it would be smart to sell now while you can cash out in a big way. If you're looking to buy a home, do the math, if it's much less than your rent, with money to spare to put aside for repairs and things your home will eventually need, then it's a deal worth pursuing even these days, if not, just wait a bit longer and save your money or you'll end up as another statistic getting over your head. Learn from the past.
... more
0 votes 185 answers Share Flag
Fri Aug 25, 2017
Jesus Garcia asked:
Mon Aug 21, 2017
Dennis Calvird asked:
Fri Aug 11, 2017
John Skip answered:
I have several properties in the area. While I'm not excited about the eviction, I'm sympathetic to your need and the fact that you have children. Please send me your contact information at calirenter8@gmail.com Thanks. ... more
0 votes 1 answer Share Flag
Wed Aug 9, 2017
answered:
Hello, I'm a mortgage professional.

Yes, as long as you qualify you can do an FHA loan even though you have another home with a conventional mortgage on it already.

If you have any other questions or would like help with this you are welcome to contact me.

Thank You
Gregg Pomeroy
... more
0 votes 1 answer Share Flag
Tue Aug 8, 2017
answered:
Hello Jessica, I am sorry you are having such trouble. You should study RENT vs BUY listings to compare payments. You may qualify to buy with minimal out of pocket expenses with down payment and closing cost assistance programs.

You did not mention the minimum number of bedrooms or the maximum payment you are looking to achieve? If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve and you can be emailed listings to fit your search criteria.

The rentals for 3bd 2.5ba single family home in Tracy start from 2k monthly rent. The purchase start from 185k for 2bd 1ba fixer single family home in Tracy.

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran and VA/CalVet Loan Specialist
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... more
0 votes 1 answer Share Flag
Sat Aug 5, 2017
Jrogers1.jr5 asked:
Sat Aug 5, 2017
Joel Fritchman answered:
Unfortunately most contracts specify that if house under appraised EITHER party can cancel contract. In that case, the seller can decide not to sell and there would be no recourse in getting back the inspection and appraisal costs. I feel this is unfair too, but it is what it is. My wife and I have already lost $900 due to an appraisal, and now we are facing another (we are challenging the appraisal sqft on this second one. It shows 1248 on appraisal and was advertised 1362). The problem is in our area it is totally a seller's market. People with cash are simply paying cash above appraisal, so sellers are budging. They like their odds of getting above appraisal and put it back on the market.

The argument is that sellers need to do their due diligence and do the comp comparison. But im not sure how you can if your not a licensed appraiser. Ive seen appriasers flat out reject a realtors comp. It seems to be all subjective and based on personal opinion. I feel this is a real problem since it is playing with peoples lives. Not fair that your fate is in the hands of somebody who could be having a bad day and we pay for the appraisal and have no recourse. In our case of the sqft, I'm personally going to measure this house myself. Somebody is wrong and negligent, and that somebody is going to pay us our fees if agreements can't be made. Either seller or appraiser.
... more
0 votes 5 answers Share Flag
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