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Home Buying in San Francisco : Real Estate Advice

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  • Local Info253
  • Home Buying1K
  • Home Selling139
  • Market Conditions82

Activity 1,356
Sun Apr 3, 2016
Ryan Rudnick answered:
I agree with the comments below - you'll definitely want to work with a knowledgable local Realtor to help you with this process as it can be quite complex and daunting, especially for a first time home buyer. There are some programs that will help first time buyers get loans with a low down payment so if you were to qualify for one of those or can find a lender that works with low down payment buyers, it's entirely possible that you could purchase without much down. That said, the general rule of thumb that lenders look for is a minimum of 20% down payment, depending on your credit, income, debt and other financial factors. ... more
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Sun Apr 3, 2016
Ryan Rudnick answered:
If you didn't remove the contingency and it (or the extension of the contingency) has yet to expire you should be fine to pull out of the deal. Check with your real estate agent to find out for sure given your specific situation. ... more
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Sun Apr 3, 2016
Ryan Rudnick answered:
There is a whole lot of new construction going on in SF these days - some are high rises and some smaller buildings, but there's definitely a lot being built and more on the way!
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Sun Apr 3, 2016
Ryan Rudnick answered:
There are many homes in SF that were built in the early 1900s, but many of the homes from that era were destoryed in the fire/earthquake in 1906, so there are few buildings standing today from before then. It's also worth noting that records were destroyed in the fire, so some buildings with tax records showing build date before 1906 may actually be much older than stated, since they had to guess at some buildings records. I'm actually just about to list homes in 2 pre-earthquake buildings for sale (a 3 unit building, and a condo)! ... more
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Sun Apr 3, 2016
Ryan Rudnick answered:
There are definitely some parts of the bay area where prices are lower than others, but I see no reason to believe prices will drop any time soon. That said, it does seem to me that price rises are starting to slow down in many areas - meaning the market might flatten out a bit in comparison to the past several years, but if I were you, I'd expect prices to remain high for quite some time. ... more
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Wed Mar 16, 2016
Jules Borbely answered:
Since your agreement was in writing, you can go to small small claims court. In New York you can find small firms that specialize in these like . This is all they do so they are definitely reliable. I am sure that you can find some reputable firms in California as well. ... more
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Tue Mar 15, 2016
Ericshams asked:
There are a lot of lofts in San Francisco that are considered live/work. I have heard some of them, even though advertised as live/work, are not really zoned by the city as such. But for…
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Sat Mar 12, 2016
Randall Ortiz answered:
If you are looking to buy a property in the city, contact me and I can help. We have an office in San Francisco. I have a loft for sale that you may be interested in.
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Mon Feb 29, 2016
Karen and Paul Catania answered:
They are only responsible if they are the ones who stole it. Your odds of having your car stolen in a gated area are much less than not being in a gated area so you are one step ahead of the games already. Sorry that happened to you and I wish for a quick recovery of your car. ... more
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Thu Feb 25, 2016
Karen and Paul Catania answered:
Don't ever trust a realtor that tells you that you can not use own realtor and must only use them. They are already dishonest and only out for their own gain. Any realtor that blocks other buyer agents to bring in potential buyers to sell a property is doing a disservice to their sellers. Any realtor that talks their sellers into selling their house like this is a liar and a cheat. Why would any seller not let 10 or 20 buyers into their home wanting to make offers? That's the only way to get the strongest offer available. Buyer and Sellers need to stay away for people like this! ... more
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Thu Feb 11, 2016
Florence Monzasch answered:
I am a broker specializing in Bernal Heights. I have a lovely listing it's an in law apt, just coming up. Will be in the 1 million range. Let me know if you are interested.
There is no Whole Foods in Bernal, however, they do have a great natural food store on Cortland street, which carries a lot of daily needs. The neighborhood has gentrified a lot in the past 10 years, and is in very much demand. I have worked and lived in this neighborhood for thirty years, and know it inside and out.
Tap me if you need more information
Florence Monzasch
... more
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Mon Feb 1, 2016
Ryan Rudnick answered:
Many banks will have loan officers who are fluent in various languages, including Russian. Contact your local bank and ask if they have someone who can work with you in Russian, or someone who can help with translations. Good luck! ... more
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Mon Jan 25, 2016
What is your immigration status? Visa?

I do not check replies, so if you have a comment or question email me here:

Alex Greer
Loan Officer
NMLS #1056079
... more
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Thu Jan 21, 2016
The county should be giving you a clear title when you buy at auction. So, at auction it should be disclosed that some of the money will go to those liens.
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Sun Dec 27, 2015
Tina Fellows answered:

The closest one I found on Google is in Hayward. I can copy and paste the information below:

Mortgage Banker
Andr.e Szczepanski
Fluent in Russian
Office: 510-293-1951
Cell: 510-754-9621
Fax: 866-421-3634
NMLS ID:670437

There may be one that is closer but this is what I found.

Best wishes!

... more
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Tue Dec 15, 2015
Maureen McGinley answered:
You should have the HOA documents reviewed by an attorney who specializes in condominium law. They will know the most current laws and regulations and will be able to advise you on what you would need to do to change the existing agreement. Please contact me for a referral to an attorney.

Maureen McGinley License# 01049345
Coldwell Banker Previews International
1560 Van Ness Ave.
San Francisco, CA 94109
415-407- 9256 cell
... more
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Fri Dec 11, 2015
NACA Online Operations answered:
Your local NACA office can provide you with a list of NACA certified real estate agents, or you can contact the NACA Real Estate Department at 425-519-6222.

Tim Trumble
Online Operations, NACA
... more
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Sun Nov 29, 2015
Karen Peyton answered:
Call your broker. Trust me, they won't mind! Better to spend 10 minutes on the phone now, than hours trying to fix things later.
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Sat Nov 28, 2015
Arpad Racz answered:
Scott has it correct below.

Kind regards,

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Tue Nov 24, 2015
stuff answered:
San Bruno. By far. YOU would not see sun unless you drive a few minutes out.
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