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San Francisco : Real Estate Advice

  • All2K
  • Local Info253
  • Home Buying999
  • Home Selling138
  • Market Conditions82

Activity 3,807
Mon Oct 16, 2017
Frank S. answered:
Hello Meredithj.harris+trulia, so what is your question exactly. You will need to be pre-approved to be able to meet any agents to view and submit offers on any homes of your choice.

Do you have down payment and closing costs or do you need down payment and closing cost assistance programs? Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing cost.

You may consider FHA 3.5% down from a minimum 580 fico score and from 3% down conventional from a minimum 620 fico score up to $636,150. You may consider down payment and closing cost assistance from a minimum 640 fico score.

If the home prices is more than conforming loan amount you may consider 5% down from a minimum 720 fico score up to 1.5m and from 10% down from a minimum 680 up to 2.5m.

How much do you pay in rent and what is the maximum payment you are looking to afford? You can be emailed listings to fit your search criteria from any agents. When you are pre-approved you will know your qualifications to start shopping...
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Mon Oct 16, 2017
Meredithj.harris+trulia asked:
Sat Oct 14, 2017
Maggie Gomez answered:
Two years ago I became disabled and am going to have to buy a single story home is there any tax break that I can get for having to buy another home in San Jose, CA
0 votes 15 answers Share Flag
Thu Oct 12, 2017
Robininsf asked:
Sun Oct 8, 2017
Susie Kay answered:
I'm not sure what you are asking. Are you trying to sell your home and the comps have more bedrooms than yours? I would suggest that you consult a local realtor.
0 votes 1 answer Share Flag
Sun Oct 8, 2017
Susie Kay answered:
0 votes 1 answer Share Flag
Sat Oct 7, 2017
Ceebeet03 answered:
I've lived in Visitacion Valley All my life 38 years.I've never had any problems or issues with anyone in the area I've always felt safe and look out for neighbors who are more like family to me. When you see the same faces everyday you learn to have a sense of togetherness. My neighborhood has always been like family to me. We are Visitacion Valley past present and future that's how I view my neighborhood. ... more
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Wed Oct 4, 2017
Trinitie answered:
My friend was subleasing a home in Utah but was not on the lease the person on the lease moved out overnight and my friend contacted the landlord and now the landlord told her she's trespassing and has to be out overnight she's been there for 6 months has mail there and all of her stuff doesn't the landlord have to serve her with a 3day eviction and follow the steps ... more
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Wed Oct 4, 2017
Albert Burns answered:
A Probate Realtor: has a high sense of sensitivity to your transaction, More often than not we direct your family to needed resources for the Estate to move forward with as less friction as possible. ... more
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Mon Oct 2, 2017
Tatiana Dins asked:
The home is back on the market
0 votes 0 Answers Share Flag
Thu Sep 21, 2017
Kyle Davis answered:
Doesnt seem anyone here has had personal experience. During Katrina my parents weren't required to have flood insurance but a freak flood occurred and came up hill. The mortgage company foreclosed on the condemned home as it literally was pushed off the foundations and partially crumbled. My parents told them they simply cannot make two mortgage payments and this would put them on the streets. However, the foreclosure didn't impact their credit and the same bank gave them a new construction loan to rebuild the house. ... more
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Tue Sep 19, 2017
Jerry answered:
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Wed Sep 13, 2017
Susie Kay answered:
That depends on how much you are willing to pay and the comps. I would suggest that you talk to your realtor and ask for her/his advice.
0 votes 2 answers Share Flag
Wed Sep 6, 2017
Briank010998 asked:
I am trying to purchase a home in SF, California approx $500,000-$750,000. My question is, I collect over $100,000 a year in alimony and child support for the past 2-3 years. I Have bank…
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Wed Sep 6, 2017
Susie Kay answered:
There's no such thing such as the best broker. Everyone is different. Think about what's important to you and interview several brokers and see whether they suit you. Brokers are going to look after themselves, some more than others. ... more
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Tue Sep 5, 2017
Jessica Bateman answered:
The origination fee as well as other fees and rates will vary lender to lender. Average is around 2%. I'd suggest using a service like The Lenders Network, they will refer you to a few lenders so you can compare rates and fees to ensure you're getting the best deal. ... more
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