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Home Buying in San Dimas : Real Estate Advice

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  • Local Info3
  • Home Buying8
  • Home Selling1
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Activity 10
Thu Jun 1, 2017
Mary answered:
Hi,

Pending means an offer has been made on the home and it is in the process of closing. Let me know if you have additional questions.

Thank you for using Trulia!

Mary
Consumer Care Advocate
http://www.trulia.com/help/ask/
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0 votes 1 answer Share Flag
Sat Mar 18, 2017
answered:
Rent to own are very risky and usually require large 10%+ non refundable fees. You may already qualify for traditional financing with less down payment. Although if you had a short sale, foreclosure or deed in lieu you may qualify ONE DAY after with 20% down.

You may qualify FHA from fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down up to 424k. You may consider 3% down conventional from a minimum 620 fico score or even 5% down conventional with NO Mortgage insurance (Lender paid MI) up to 424k.

If you are buying a primary residence you could consider a down payment assistance program such as CalHFA or Sapphire Grant which can cover your down payment and closing costs. You may close with minimal out of pocket expenses. You may consider the CalHFA from a minimum 640 fico score and the Sapphire Grant from a minimum 620 fico score up to 424k.

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

You will need to be pre-approved to be able to meet an agent to view and submit offers on any homes of your choice. You will need to gather some documentation for each applicant.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve any agent can email listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

The purchase in 91773 zip code start from 325k for 3bd 3ba condo and the single family homes start from 399k for 3bd 1ba home.

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran and VA or CalVet loan specialist
REO and Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
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0 votes 5 answers Share Flag
Tue Jul 19, 2016
answered:
Hello Dennis, you may qualify for bank statement programs from a minimum 620 fico score and as low as 10% down payment.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve you can be emailed listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.


It only takes a few dozen questions to qualify, go over your options and email you listings to study and consider. Here are some links to study about me as well as web reference links to many loan programs...

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA or CalVet loan specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
760-486-4225
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7
Under640FicoScoreLoans@gmail.com or HomeLoans4U@live.com
http://youtu.be/MrygA2_8fAY
http://www.trulia.com/profile/SherylArndt
... more
0 votes 2 answers Share Flag
Fri Mar 20, 2015
answered:
Hello sjsnyder43, your qualifications will be determined by your credit profile, debt to income ratios, fico scores, home price, loan program and how much you want to invest into the down payment and closing costs. If you have credit issues, your credit scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

You may qualify FHA from fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down or as low as .5% half percent down payment program. You may consider 3% down conventional from a minimum 620 fico score.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve and you can be emailed listings to fit your search criteria. The purchase start from 299k for 2bd 2ba condo in San Dimas which is as low as $1,500 down payment with a minimum 580 fico score.

It only takes a few dozen questions to qualify, go over your options and email you listings to study and compare. Here are some links to study as well as web reference links to many loan program pages offered...

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA/CalVet Loan Specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
22+ Years Experience
BRE# 01140252
NMLS# 297251
760-486-4225
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7
Under640FicoScoreLoans@gmail.com or HomeLoans4U@live.com
http://youtu.be/MrygA2_8fAY
http://www.trulia.com/profile/SherylArndt

If my response was helpful, consider clicking Thank or Link.
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0 votes 3 answers Share Flag
Wed Jun 19, 2013
Phillip Allen answered:
Well, there are too many possible answers to your particular question; your broker should have already provided the correct answer and advise... however, if you're not satisfied continue to press for answers...

Not sure I would consider replys from agents not in the specific market... I'mjustsayin'
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0 votes 12 answers Share Flag
Sat Jun 23, 2012
aprilpolk89 answered:
I would like to sell my home in hopes of finding a nice beach condo or house. I owe roughly 160 thousand but would like to sell it for about 440 thousand, the house across the street sold for 375. My house has 3 bdrm, 2 bath, family room and living room,huge back and front yard, remodled kitchen and bathrooms, new roof, alot of work put into this house, about 1700 sq feet. I would like to get in a position where most of the sale money goes towards the down payment and I have low mortgage. ... more
0 votes 8 answers Share Flag
Thu Nov 10, 2011
Andrew Quezada answered:
If you weren't able to locate a property in San Dimas by now, I would suggest Covina Hills. It is on the border of Via Verde, just west of San Dimas, and there are numerous horse properties in the area for sale. The hills have many horse trails and parks for horses as well. ... more
0 votes 11 answers Share Flag
Wed Jun 8, 2011
Melissa Krchnak answered:
You didn't link the property but most communities in San Dimas are $215-300/month. Let me know should you have any further questions.
0 votes 2 answers Share Flag
Wed Sep 15, 2010
Roland Corral answered:
so Jessica, did you ever buy? If not, call me. I'm very good at 1st time home buyer programs. I've gotten people over 80k in assistance.
0 votes 12 answers Share Flag
Fri Jun 6, 2008
David Krecker answered:
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Home Buying in San Dimas Zip Codes

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