Trulia Community - Advice from neighbors and local experts

Find Your Community
We couldn't find that location. Please try again.
Get Expert Advice

San Dimas : Real Estate Advice

  • All32
  • Local Info3
  • Home Buying8
  • Home Selling1
  • Market Conditions2

Activity 25
Sat Mar 18, 2017
Sheryl Arndt answered:
Rent to own are very risky and usually require large 10%+ non refundable fees. You may already qualify for traditional financing with less down payment. Although if you had a short sale, foreclosure or deed in lieu you may qualify ONE DAY after with 20% down.

You may qualify FHA from fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down up to 424k. You may consider 3% down conventional from a minimum 620 fico score or even 5% down conventional with NO Mortgage insurance (Lender paid MI) up to 424k.

If you are buying a primary residence you could consider a down payment assistance program such as CalHFA or Sapphire Grant which can cover your down payment and closing costs. You may close with minimal out of pocket expenses. You may consider the CalHFA from a minimum 640 fico score and the Sapphire Grant from a minimum 620 fico score up to 424k.

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

You will need to be pre-approved to be able to meet an agent to view and submit offers on any homes of your choice. You will need to gather some documentation for each applicant.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve any agent can email listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

The purchase in 91773 zip code start from 325k for 3bd 3ba condo and the single family homes start from 399k for 3bd 1ba home.

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran and VA or CalVet loan specialist
REO and Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
... more
0 votes 5 answers Share Flag
Tue Jul 19, 2016
Sheryl Arndt answered:
Hello Dennis, you may qualify for bank statement programs from a minimum 620 fico score and as low as 10% down payment.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve you can be emailed listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.


It only takes a few dozen questions to qualify, go over your options and email you listings to study and consider. Here are some links to study about me as well as web reference links to many loan programs...

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA or CalVet loan specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
760-486-4225
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7
Under640FicoScoreLoans@gmail.com or HomeLoans4U@live.com
http://youtu.be/MrygA2_8fAY
http://www.trulia.com/profile/SherylArndt
... more
0 votes 2 answers Share Flag
Sat Dec 12, 2015
Rich Reed answered:
Rent vs selling price can vary considerably depending on the location. Given the data you've supplied a $392k house divided by $350/sqft would be 1120sqft. In the last year, on my MLS, their were two leased townhouses @ 1076sqft for $1900/each. So your theoretical townhouse should be around that rent with a rent ratio of 17.19 which according to investopedia "Price-to-rent ratio of 16 to 20 = typically better to rent than buy." ... more
0 votes 1 answer Share Flag
Sat Mar 21, 2015
Brian Martucci answered:
I recommend using this website:
http://www.experian.com/connect/landlord.html
0 votes 2 answers Share Flag
Fri Mar 20, 2015
Sheryl Arndt answered:
Hello sjsnyder43, your qualifications will be determined by your credit profile, debt to income ratios, fico scores, home price, loan program and how much you want to invest into the down payment and closing costs. If you have credit issues, your credit scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

You may qualify FHA from fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down or as low as .5% half percent down payment program. You may consider 3% down conventional from a minimum 620 fico score.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve and you can be emailed listings to fit your search criteria. The purchase start from 299k for 2bd 2ba condo in San Dimas which is as low as $1,500 down payment with a minimum 580 fico score.

It only takes a few dozen questions to qualify, go over your options and email you listings to study and compare. Here are some links to study as well as web reference links to many loan program pages offered...

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA/CalVet Loan Specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
22+ Years Experience
BRE# 01140252
NMLS# 297251
760-486-4225
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7
Under640FicoScoreLoans@gmail.com or HomeLoans4U@live.com
http://youtu.be/MrygA2_8fAY
http://www.trulia.com/profile/SherylArndt

If my response was helpful, consider clicking Thank or Link.
... more
0 votes 3 answers Share Flag
Fri Mar 20, 2015
Alex Montelongo Real Estate Group answered:
It seems unanimous... You will need to ask a probate attorney this very question. He or she will be able to help you.

All the best,

Alex Montelongo/Broker
Coldwell Banker Star Realty
562-810-7387 Cell
BRE Lic #01456982
... more
0 votes 5 answers Share Flag
Fri Mar 20, 2015
Alex Montelongo Real Estate Group answered:
If you check with the county assessors office and make the corrections with them... It should reflect on all of the internet portals as they get their info from those records. Those records are public information.

All the best,

Alex Montelongo/Broker
Coldwell Banker Star Realty
562-810-7387 Cell
BRE lic #01456982
... more
0 votes 2 answers Share Flag
Wed Jun 4, 2014
Hal Elliott answered:
Average price per square foot for San Dimas CA was $284, an increase of 14.1% compared to the same period last year. The median sales price for homes in San Dimas CA for Mar 14 to May 14 was $472,250 based on 84 home sales. Compared to the same period one year ago, the median home sales price increased 4.9%, or $22,250, and the number of home sales increased 7.7%. There are currently 72 resale and new homes in San Dimas on Trulia, including 53 homes in the pre-foreclosure, auction, or bank-owned stages of the foreclosure process. The average listing price for homes for sale in San Dimas CA was $619,873 for the week ending May 28, which represents an increase of 8.1%, or $46,231, compared to the prior week. ... more
0 votes 6 answers Share Flag
Mon Mar 17, 2014
Maria Teresa Lim Embisan answered:
Hi Iselda,

Sorry, i can only understand a little of Espanol. Comprende poquito, if you can translate it in English i will be able to help you. Here's my phone # 323-327-7408. Gracias!!! ... more
0 votes 2 answers Share Flag
Thu Mar 13, 2014
Brenda Geraci answered:
Hi Frank,

Yes, you can have 2 but why would you need 2? Only one will get paid.
0 votes 18 answers Share Flag
Tue Jul 9, 2013
Rob E. Kirchner answered:
Marian,
I understand from comments on Active Rain that they solicit the hell out of everyone who does not pay their premium $299 fee. However, that's the extent of the negative comments. ... more
0 votes 2 answers Share Flag
Sat Jun 22, 2013
Joanne Cothern answered:
How can I help you and your family to move back here? Let me know......

Sincerely,

Joanne Cothern, Realtor, e-PRO®
Century 21 Adams & Barnes
1395 S. Grand Ave.

Glendora, California 91740

(626) 485-3180 (Cell) Direct

Office Phone: 626 963-7621
Office Fax: 626 963-7627

Email: joanne100100@gmail.com
Web: www.sandimasrealestateandhomes.com

California DRE #01844305
Member of the Citrus Valley Association of Realtors®.
Member of the California Association of Realtors®.
Member of the National Association of Realtors®.
... more
0 votes 2 answers Share Flag
Wed Jun 19, 2013
Phillip Allen answered:
Well, there are too many possible answers to your particular question; your broker should have already provided the correct answer and advise... however, if you're not satisfied continue to press for answers...

Not sure I would consider replys from agents not in the specific market... I'mjustsayin'
... more
0 votes 12 answers Share Flag
Tue Apr 16, 2013
Joanne Cothern answered:
Did the seller acknowledge the acceptance of the counter in writing? If yes, then it is legally binding contract.

Joanne Cothern, Realtor, e-PRO®
Century 21 Adams & Barnes
1395 S. Grand Ave.

Glendora, California 91740

(626) 485-3180 (Cell) Direct

Office Phone: 626 963-7621
Office Fax: 626 963-7627

Email: joanne100100@gmail.com
Web: www.sandimasrealestateandhomes.com

California DRE #01844305
Member of the Citrus Valley Association of Realtors®.
Member of the California Association of Realtors®.
Member of the National Association of Realtors®.
... more
0 votes 9 answers Share Flag
Sat Jun 23, 2012
aprilpolk89 answered:
I would like to sell my home in hopes of finding a nice beach condo or house. I owe roughly 160 thousand but would like to sell it for about 440 thousand, the house across the street sold for 375. My house has 3 bdrm, 2 bath, family room and living room,huge back and front yard, remodled kitchen and bathrooms, new roof, alot of work put into this house, about 1700 sq feet. I would like to get in a position where most of the sale money goes towards the down payment and I have low mortgage. ... more
0 votes 8 answers Share Flag
Tue Apr 3, 2012
Nancy Celis answered:
Yes, while you do not have a final executed counter by both seller and buyer.
0 votes 10 answers Share Flag
Thu Nov 10, 2011
Jackie Doornik answered:
There is a foreclosure where I live for $315000. 3bd 2 ba with two stories built in 1989 and includes community horse facilties for only $230.00 a month and your own stalls
0 votes 12 answers Share Flag
Wed Jun 8, 2011
Melissa Krchnak answered:
You didn't link the property but most communities in San Dimas are $215-300/month. Let me know should you have any further questions.
0 votes 2 answers Share Flag
Wed Apr 20, 2011
John Walin answered:
Oh Sergio in Florida,
Presumed and no disclosure required Transactional brokerage in FL means the listing agent is prohibited from advocating for the seller to level of agency representation at the expense of any buyer, so you probably have to support the transaction, not promote the interests of the seller over the interests of every possible buyer. FL is goofy in that way. FL Default position is transactional brokerage, no discussion or disclosure abbout agency needed since it is presumed the public understands agency. Yea, right, a buyer understands the difference between TB and exclusive agency, I don't think so. ... more
1 vote 13 answers Share Flag
1 2
Search Advice
Search
San Dimas Zip Codes

Followers

270