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Market Conditions in San Diego : Real Estate Advice

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  • Local Info150
  • Home Buying954
  • Home Selling99
  • Market Conditions78

Activity 155
Thu Dec 22, 2016
Steve Hanover, VA. answered:
Hi Morben.hc,

After October 4th, 2010, FHA requires you to pay the MIP until your loan balance reaches 78% of your original purchase price or 5 years, whichever is longer. On a typically 30 year amortization schedule it will take you 7-10 years to reach 78% if you never pay anything extra on your mortgage. It is important to note that FHA does not include appreciation in the 78% calculation.

Check your current balance and compare it to your original purchase price to see if your loan to value is at 78%. The easy way to do this is take the balance and divide by the purchase price to get your LTV or "loan to value".

If you are at 78%, contact your lender and tell them you want the PMI dropped. If they refuse, your only option will be to refinance you loan into a conventional loan.

Take a look at the recommendations from some of my past clients on my Trulia profile by clicking the link below my phone number.

Please feel free to contact me for more information or help.

John Burke
Senior Mortgage Banker
Great Plains National Bank
... more
0 votes 2 answers Share Flag
Thu Feb 18, 2016
Nancy Bergman answered:
Did you know that there are only about 35 homes for sale in 92120? An average 4 bed in 92120 would sell for appx. $850K but as a Realtor, "pristine" needs to seen by a professional.
Rentals - there are only 3 rentals in all of 92120. The current 4 bed is only 1300 sq renting for $2450 but I don't know what your property looks like.
Its best to get a CMA for both selling and renting. You may be very surprised in today's market.
Give me a call if you would like more information.
Nancy

Nancy S Bergman
Realtor - Cal BRE #01893550
Windermere Homes and Estates
14677 Via Bettona #120
San Diego, CA 92127
Cell (858) 617-9449
Email - nbergman1@live.com
www.comehometopq.com
... more
0 votes 1 answer Share Flag
Wed Aug 12, 2015
John Reeves answered:
We have answer your question Already ;)
0 votes 1 answer Share Flag
Tue Jun 23, 2015
Nancy Bergman answered:
It depends on the view and other factors. Are you trying to buy just the land to build or determine the value of the house and the land?
I can possible do a CMA on the land. Let me know.
Nancy


Nancy S Bergman
Realtor - Cal BRE #01893550
Windermere Homes and Estates
Military Relocation Pro
14677 Via Bettona #120
San Diego, CA 92127
Cell (858) 617-9449
Email - nbergman1@live.com
www.comehometopq.com
... more
0 votes 1 answer Share Flag
Mon Jun 22, 2015
John Reeves answered:
yes i agree it really depends on on the rental price of the space for rent..
0 votes 2 answers Share Flag
Tue May 19, 2015
John Reeves answered:
Try to contact the advertiser so they can answer your question regarding with this Area.
0 votes 1 answer Share Flag
Thu May 14, 2015
Caroleean answered:
Probably make finding what you are looking for easier and be able to make decisions on your own instead of relying only what your realtor is telling you.
0 votes 11 answers Share Flag
Sun Apr 19, 2015
John Reeves answered:
Here is the link for the Condominium in DownTown

http://skyvillagerealty.com/real-estate/downtown-san-diego/condos/average-prices-per-square-foot
0 votes 3 answers Share Flag
Mon Apr 13, 2015
Tracee Denby answered:
Hi Vicki,

You can get a "Choice In Application" from the school district. Or, talk to Tamera a Challenger and she can point you in the right direction to get the school of your choice.
It is a great school. Both of my girls have attended their. The office staff and the teachers that I know are wonderful. Let me know if you have any other questions. Tracee Denby 858-220-5566
... more
0 votes 3 answers Share Flag
Sun Feb 22, 2015
David Rudd answered:
Pricing is always at the moment. Even at the peak, at that time if you wanted a home, the home was priced to compete with other listings.

Best of luck!

David Rudd
Kindred Real Estate / KW ... more
0 votes 5 answers Share Flag
Sun Feb 22, 2015
David Rudd answered:
Price-per-square foot is a quick and easy pricing model, BUT do you want a quick and easy model when spending hundreds of thousands of dollars?

A great agent should be able to price any home you are looking at. As a licensed appraiser, I use the years of experience to determine pricing. But price per sq ft ignores: upgrades, floor location, views, layout variances in demand, etc.

Hope this helps and best of luck!

David Rudd
Kindred Real Estate / KW
... more
0 votes 14 answers Share Flag
Mon Feb 16, 2015
John Reeves answered:
Yes the property is Already unavailable
0 votes 2 answers Share Flag
Thu Feb 5, 2015
John Reeves answered:
Better call the Agent to know if Swimming pool is available
0 votes 1 answer Share Flag
Thu Feb 5, 2015
Sarah Smith answered:
I know this question is from May 2013 but figured someone else might be curious as well.

The last 6 months numbers for 92128 are an average of 39 days for detached homes & 50 days for attached homes. ... more
0 votes 6 answers Share Flag
Sun Feb 1, 2015
John Reeves answered:
I am not sure what you would like to know, so best i want to share this link if maybe you need the meaning of HOA http://www.investopedia.com/terms/h/hoa.asp
0 votes 4 answers Share Flag
Wed Jan 14, 2015
andyheli answered:
Are there any rental houses or condos/apartments available in Seven Oaks?
0 votes 9 answers Share Flag
Mon Dec 22, 2014
Krista Bell answered:
Hey there, Jorge:

I know it's been awhile since you asked this question, but I wanted to make sure someone got back to you. I've looked up this address in the MLS, and right now, there is nothing for sale or for rent in the complex listed on the MLS.

Let me know if you have any additional questions or if I may be of further assistance. Happy to help.

Best regards,
krista bell, REALTOR
ascent real estate, inc.
(619) 209-9953
kristabell@att.net
... more
0 votes 1 answer Share Flag
Fri Sep 12, 2014
Dan Tabit answered:
Huchida,
I don't believe this type of information is tracked.
0 votes 1 answer Share Flag
Wed Sep 10, 2014
Cindy Davis answered:
Hi Angelica,

What exactly is your question?

Mesa college is about 5-10 minutes from the birdland neighborhood.
0 votes 1 answer Share Flag
Mon Jul 21, 2014
Nancy Bergman answered:
As a parent of an elementary kids, yes, check out Greatschools.org. However, that doesn't alway tell the true story of the school. Sometimes you get parents bad mouthing a teacher or principle "just because".
I have done this in the past, especially to see if the school was right for my child; go to the school, meet the principle, meet some of the teachers, walk the halls, and get a feeling for the school. Sometimes, when school is in session, sit in the classrooms for a few minutes to see how the teacher interacts with the kids. You will be amazed.
I did it and what worked for one child doesn't always work for another even in the same family.

Good luck.
If you have any questions, please don't hesitate to contact me.
Nancy

Nancy S Bergman
Realtor - Cal BRE #01893550
Keller Williams- Carmel Valley/ Del Mar
12780 High Bluff Dr #130
San Diego, CA 92130
Cell (858) 617-9449
Email - nbergman1@live.com
website - www.sandiegohomesbynancy.com
... more
0 votes 2 answers Share Flag
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