Credit Score in San Diego : Real Estate Advice

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Sheryl Arndt, Real Estate Pro in Woodland Hills, CA
Sheryl Arndt answered:
What do most rental owners do with military members who have a lower credit score?
Hello nrmcghee0001, you may need to put extra deposit. It is easier to qualify to buy than rent in many cases. I am also a Veteran and love assisting Veterans.

You should study RENT ... more
0 votes Share Flag Mon Jul 25, 2016 Credit Score in San Diego
Sheryl Arndt, Real Estate Pro in Woodland Hills, CA
Sheryl Arndt answered:
Credit Report for clearing charge off
Hello Rtorano, your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and ... more
0 votes Share Flag Mon Jul 25, 2016 Credit Score in San Diego
Sheryl Arndt, Real Estate Pro in Woodland Hills, CA
Sheryl Arndt answered:
how do I apply for a home?
Hello JFerraro50, you will need to be pre-approved to be able to meet an agent to submit offers on homes of your choice. You will need to gather documentation such as one month paystubs ... more
0 votes Share Flag Mon Jul 25, 2016 Credit Score in San Diego
Bradley Neum…, Real Estate Pro in Franklin, TN
Bradley Neumann answered:
643 credit score, applying for a loan
That is a perfect scenario, we can help. For mortgage help, call or email for a free pre-approval in less than 10 minutes. We lend our own money and are licensed in 49 states.

We ca ... more
0 votes Share Flag Sat Nov 9, 2013 Credit Score in San Diego
John Arendsen, Real Estate Pro in Leucadia, CA
John Arendsen answered:
Im trying to rent an apartment in the san diego area but am not having any luvk because i do have evictions on my record due to ex.. how can i rent?
As a property manager in the San Diego area I can tell you first hand that San Diego is one of the strongest and most competitive rental markets in the Country. With it's base of colleg ... more
0 votes Share Flag Tue Oct 15, 2013 Credit Score in San Diego
Jessica Bate…, Real Estate Pro in Beverly Hills, CA
Jessica Bateman answered:
bad credit
There are lenders that can do FHA loans with a 580 score.. I recommend The Lenders Network they will be able to refer you to a lender willing to work with lower credit scores.

Good L ... more
0 votes Share Flag Thu Sep 12, 2013 Credit Score in 92128
JR Thrasher, Real Estate Pro in San Diego, CA
JR Thrasher answered:
I just got a SSN and my credit score start point, Im unable to get a credit card because I have no credit history, how do I build a good credit
Alternative forms of credit such as utility bills and cell phone bills are a good place to start.

J.R. Thrasher
www.SanDiegoRealEstateVeterans.com
(619) 929-0105
1 vote Share Flag Mon Jul 29, 2013 Credit Score in San Diego
JR Thrasher, Real Estate Pro in San Diego, CA
JR Thrasher answered:
My name is on the Deed but not on the Mortgage, can I remove history from my credit report ?
Yes, write a letter to the credit reporting agency in question and explain the error. If you don't owe the debt it shouldn't be on your credit.

J.R. Thrasher
www.SanDiegoRealEstate ... more
1 vote Share Flag Mon Jul 29, 2013 Credit Score in San Diego
Jessica Bate…, Real Estate Pro in Beverly Hills, CA
Jessica Bateman answered:
I have all sorts of negative things on my credit rating and i'm a pretty bad credit risk on paper. However, I have 680,000 in cash (paper bills)
Are you working? Some lenders can go down to a 500 score with FHA 30% down, just use your US credit and a large down payment. As long as the cash can be sourced and you have sufficient ... more
0 votes Share Flag Thu Jul 25, 2013 Credit Score in San Diego
Constantine…,  in San Diego, CA
Constantine K. answered:
in VA - need a reputable place to restructure loan in accordance to the passed laws for a family who holds a
Mandy, did you find any resolution to your situation?
If not, feel free to call me to discuss.
http://www.SanDiegoVA.org is a good place to start. I will link it below.
They can hel ... more
0 votes Share Flag Wed Sep 22, 2010 Credit Score in 92106
Hannah Flieg…, Real Estate Pro in Larkspur, CA
Hannah Fliegel answered:
when is too late to do a short sale? We did not get our loan mod. approved
Hi Yvon,

If you are already late on your mortgage payments then the damage has been done to your credit rating. Typically other credit, such as credit card limits were reduced or cl ... more
0 votes Share Flag Sun Sep 13, 2009 Credit Score in Mission Valley West
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