A fully functional decorative fire extinguisher with your name on the back so I can:
-find your contact the next time I need your service.
-use the extinguisher if my wife no longer multitasks optimally between cooking and the rest :)
-expose the fire extinguisher so it is an accent piece in my kitchen.
I think they are the coolest and most thoughtful closing gift ever because they combine function and design.... more
If you're investing for your own account, you do not need a CA broker license. If you have a CA broker license, you are not required to use your own license, you can use any licensed broker if you want representation. There has been a case where a CA licensed broker buying for his own account was denied the payment of the selling agent commission because he was not technically using his broker license "to assist others." Using another broker might be the way to go!... more
Usually brokers with low commission split and no/low monthly fees do not give much assistance. If you are a new agent, the assistance from your broker is very important or else your transaction can gone down south in a blink because lack of experience. I would suggest looking for a broker who is willing to assist you, fees should come second.... more
Q #1: Is it legal/ethical for a seller to require a buyer to use a specific lender or one of the pre-approved list of lenders that seller provides?
According to the lenders who I spoke with and the CFPB (Consumer Financial Protection Bureau), it is not legal for a seller (or seller's Realtor) to require a buyer to USE a specific lender or to USE a lender from a specified pre-approved list of lenders. http://www.consumerfinance.gov/askcfpb/
to file a complaint that will cause them to answer you directly: http://www.consumerfinance.gov/complaint/#mortgage
Please note, I also strongly agree with Jeff Petsche's opinion below in which he stated that the listing or selling REALTORS should absolutely not interject their preferences in any contract negotiation between the buyer and seller as it creates them being a party to the contract and establishes legal liabilities that they are not licensed for nor supposed to be involved in. I understand after 40 years in this business that we all want to "protect" or "help" our client sellers, but we need to do so only in the actions for which we are Licensed. Need to keep that in mind at all times so we aren't practicing law or finance.
Q #2: Is it legal/ethical for a seller to require a buyer to get PRE-APPROVED by a specific lender?
Answer: Yes it is. Ask any long-term loan officer and they will tell you this. You can also check with the CFPB.
We just completed a 20,000 pc EDDM campaign within 4 post office's in Brooklyn, NY.
We had only two responses.
6 of the routes were chosen because we had verifiable address's, meaning we had employees living on these routes looking for the EDDM to arrive in order to confirm.
Not one arrived!!
We complained to the post masters in Red hook, Cadman Plaza, and Williamsburg specifically. Not a call back. Placed calls to USPS EDDM div in Washington and although they followed up with us, they claimed every EDDM was delivered properly.
Obviously it wasn’t because our 6 addresses were never delivered and the assumption must be that most others weren’t also.
We believe that the postal workers simply toss these out; which is technically mail fraud, but its non-traceable so they don’t care.
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Thanks Curtis.... more
You could have a month to month tenancy when you close escrow.
As investors in California our due diligence discovers the needs of occupants before an offer is made.
Our attorney is prepared to file appropriate action as necessary.
But ahead of time, the occupants must be prepared to receive a 3-day notice.
They should have been told long ago that "should the need arise" they would receive one.
We may have it explained that it is a formality.
But for the property owner it is critical to get the clock started.
Whether or not and when you exercise your legal rights, then, is up to you.
We've tried to tie a sizeable per day rental fee to close of escrow.
But the escrow officer couldn't hold the sales contract to it.
The sale would complete as it seems yours will too.
We plan on providing moving vans and drivers, storage to help folks transition.
Case workers and assistance to occupants who are elderly may be appropriate.
Alz.org may be a huge resource to help you and the tenants with insight.
ComfortKeepers or HomeInstead may be called to come out.
They evaluate the situation at no cost to you.
Then you will know more and feel more comfortable about what must be done.
I'm caring for my 88 year old mother.
I never imagined it would happen this way or last this long.
It is the most difficult experience I've ever had.
I'm all she has, even though she doesn't trust me either.
That this woman could have anxiety beyond what may be typical for most folks is expected.
And her concern over her son's dilemma must be difficult.
She may not know what "Doing the right thing!" is.
This is why we have a team of experts.
If dementia is involved it won't get better.
But how we handle it will.
To my knowledge - there is no such thing as a 100% hard money loan. That doesn't mean you can't finance 100%, considering you can always "pass the hat" - just that no one lender will finance 100%.... more
California may be different than where I practice, but I think things are similar. You can create your own branding, but you must mention somewhere in your advertising who you are licensed with. For example the Drake Team, part of Xyz Realty Inc. They should know this and be able to confirm or advise you differently.
Once you are a licensed Attorney, you can generally obtain a Brokers License and run your own firm. Until then you need to be under a managing brokers supervision and your advertising must reflect that.... more
Century 21 and RE/Max are both companies of the same conglomerate.
I almost signed up with RE/Max but I found a different Realty company. Search for eXp Realty on google or YouTube and see for yourself. No more commission splits for ever. Also, the training here does not have comparison. I am thrilled by the move I made.