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Agent2Agent in San Diego : Real Estate Advice

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  • Local Info150
  • Home Buying978
  • Home Selling108
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Activity 151
A few hours ago
Really answered:
There's a retired real estate broker in Del Mar that loans
his personal cash for fix & flips and rentals, but not for
owner occupied property.

He's private so the paperwork it really easy, no qualifying.

You can do a no points and no fee loan in 5 days !!!

Craig Novak 858-433-1690
... more
0 votes 54 answers Share Flag
Fri Apr 14, 2017
Faironlinereviews answered:
A fully functional decorative fire extinguisher with your name on the back so I can:
-find your contact the next time I need your service.
-use the extinguisher if my wife no longer multitasks optimally between cooking and the rest :)
-expose the fire extinguisher so it is an accent piece in my kitchen.

See www.safe-t.us

I think they are the coolest and most thoughtful closing gift ever because they combine function and design.
... more
0 votes 6 answers Share Flag
Tue Nov 8, 2016
Rich Reed answered:
If you're investing for your own account, you do not need a CA broker license. If you have a CA broker license, you are not required to use your own license, you can use any licensed broker if you want representation. There has been a case where a CA licensed broker buying for his own account was denied the payment of the selling agent commission because he was not technically using his broker license "to assist others." Using another broker might be the way to go! ... more
0 votes 1 answer Share Flag
Wed Jul 6, 2016
Susie Kay answered:
Usually brokers with low commission split and no/low monthly fees do not give much assistance. If you are a new agent, the assistance from your broker is very important or else your transaction can gone down south in a blink because lack of experience. I would suggest looking for a broker who is willing to assist you, fees should come second. ... more
0 votes 2 answers Share Flag
Wed May 11, 2016
Susan Cusack answered:
Two different aspects are being discussed here.

Q #1: Is it legal/ethical for a seller to require a buyer to use a specific lender or one of the pre-approved list of lenders that seller provides?

According to the lenders who I spoke with and the CFPB (Consumer Financial Protection Bureau), it is not legal for a seller (or seller's Realtor) to require a buyer to USE a specific lender or to USE a lender from a specified pre-approved list of lenders. http://www.consumerfinance.gov/askcfpb/

to file a complaint that will cause them to answer you directly: http://www.consumerfinance.gov/complaint/#mortgage


Please note, I also strongly agree with Jeff Petsche's opinion below in which he stated that the listing or selling REALTORS should absolutely not interject their preferences in any contract negotiation between the buyer and seller as it creates them being a party to the contract and establishes legal liabilities that they are not licensed for nor supposed to be involved in. I understand after 40 years in this business that we all want to "protect" or "help" our client sellers, but we need to do so only in the actions for which we are Licensed. Need to keep that in mind at all times so we aren't practicing law or finance.

Q #2: Is it legal/ethical for a seller to require a buyer to get PRE-APPROVED by a specific lender?

Answer: Yes it is. Ask any long-term loan officer and they will tell you this. You can also check with the CFPB.

fyi,
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0 votes 70 answers Share Flag
Mon Feb 15, 2016
Andersonsmith2022 answered:
I think tailor made shirts and formal pant.

Source: https://www.aussieshirtcompany.com.au
0 votes 23 answers Share Flag
Mon Nov 30, 2015
Naroini21 answered:
SOLO SE QUE PAGUE POR LA PREPARACION DE ESTE EXAMEN , ME APRENDI TODAS LAS

PREGUNTAS, CON SUS RESPUESTAS,,

Y SOLO ME SALIERON 10 PREGUNTAS DE EL CLINICO,,

CREO Q ESTO ES SOLO NEGOCIO ... ... more
0 votes 9 answers Share Flag
Mon Oct 26, 2015
John Reeves - YOUR HOME SOLD GUARANTEED answered:
Tue Oct 13, 2015
John Reeves - YOUR HOME SOLD GUARANTEED answered:
Please include the link so we can help you fast. Thanks
0 votes 1 answer Share Flag
Sun Sep 13, 2015
Tom answered:
We just completed a 20,000 pc EDDM campaign within 4 post office's in Brooklyn, NY.
We had only two responses.
6 of the routes were chosen because we had verifiable address's, meaning we had employees living on these routes looking for the EDDM to arrive in order to confirm.
Not one arrived!!
We complained to the post masters in Red hook, Cadman Plaza, and Williamsburg specifically. Not a call back. Placed calls to USPS EDDM div in Washington and although they followed up with us, they claimed every EDDM was delivered properly.
Obviously it wasn’t because our 6 addresses were never delivered and the assumption must be that most others weren’t also.

We believe that the postal workers simply toss these out; which is technically mail fraud, but its non-traceable so they don’t care.

Save your money...don’t bother with EDDM,
... more
0 votes 8 answers Share Flag
Mon Aug 24, 2015
Crcwonall answered:
Hello Cindy,I am an expert Metal detector Service guy for hire on TheRingfinders.com I live in Carlsbad ca, and have located hundreds of property markers while saving the homeowners lots of $$$
Please visit my web page TheRingfinders.com Carlsbad
Thanks Curtis.
... more
0 votes 13 answers Share Flag
Sat Aug 22, 2015
Paul answered:
You could have a month to month tenancy when you close escrow.
As investors in California our due diligence discovers the needs of occupants before an offer is made.

Our attorney is prepared to file appropriate action as necessary.
But ahead of time, the occupants must be prepared to receive a 3-day notice.
They should have been told long ago that "should the need arise" they would receive one.

We may have it explained that it is a formality.
But for the property owner it is critical to get the clock started.
Whether or not and when you exercise your legal rights, then, is up to you.

We've tried to tie a sizeable per day rental fee to close of escrow.
But the escrow officer couldn't hold the sales contract to it.
The sale would complete as it seems yours will too.

We plan on providing moving vans and drivers, storage to help folks transition.
Case workers and assistance to occupants who are elderly may be appropriate.

Alz.org may be a huge resource to help you and the tenants with insight.
ComfortKeepers or HomeInstead may be called to come out.
They evaluate the situation at no cost to you.
Then you will know more and feel more comfortable about what must be done.

I'm caring for my 88 year old mother.
I never imagined it would happen this way or last this long.
It is the most difficult experience I've ever had.
I'm all she has, even though she doesn't trust me either.

That this woman could have anxiety beyond what may be typical for most folks is expected.
And her concern over her son's dilemma must be difficult.
She may not know what "Doing the right thing!" is.

This is why we have a team of experts.
If dementia is involved it won't get better.
But how we handle it will.

Paul
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0 votes 4 answers Share Flag
Wed Jul 8, 2015
John Reeves - YOUR HOME SOLD GUARANTEED answered:
If your VA is not following any good instructions anymore then i think there is no reason to continue working with him/her.
0 votes 1 answer Share Flag
Thu Jul 2, 2015
Karen Peyton answered:
To my knowledge - there is no such thing as a 100% hard money loan. That doesn't mean you can't finance 100%, considering you can always "pass the hat" - just that no one lender will finance 100%. ... more
1 vote 3 answers Share Flag
Sun Jun 7, 2015
John Reeves - YOUR HOME SOLD GUARANTEED answered:
We are Brokers Also , and i suggest you must choose a good one to help you , make a research and interview before deciding . thanks
0 votes 6 answers Share Flag
Mon Jun 1, 2015
John Reeves - YOUR HOME SOLD GUARANTEED answered:
Yes of course you can , anywhere in San Diego you can do an investment because San Diego has a good state of living records.
0 votes 4 answers Share Flag
Mon May 4, 2015
Dorene Slavitz answered:
I hope not Robert! In my opinion there is so much that could be done to improve professional courtesy in our field.
Change can begin with one person.
0 votes 23 answers Share Flag
Wed Apr 29, 2015
Dan Tabit answered:
Braderake,
California may be different than where I practice, but I think things are similar. You can create your own branding, but you must mention somewhere in your advertising who you are licensed with. For example the Drake Team, part of Xyz Realty Inc. They should know this and be able to confirm or advise you differently.
Once you are a licensed Attorney, you can generally obtain a Brokers License and run your own firm. Until then you need to be under a managing brokers supervision and your advertising must reflect that.
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0 votes 2 answers Share Flag
Mon Apr 27, 2015
Ericka Booker answered:
Thu Apr 2, 2015
Jorge rico answered:
Century 21 and RE/Max are both companies of the same conglomerate.
I almost signed up with RE/Max but I found a different Realty company. Search for eXp Realty on google or YouTube and see for yourself. No more commission splits for ever. Also, the training here does not have comparison. I am thrilled by the move I made.
Regards,

J. Rico
California.

btw, this company operates in 17 states.
... more
0 votes 8 answers Share Flag
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