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92127 : Real Estate Advice

  • All54
  • Local Info2
  • Home Buying27
  • Home Selling4
  • Market Conditions0

Activity 43
Sat Aug 20, 2016
As an agent I have never paid for a professional staging company. I tend to get top dollar for the homes I sell.
Yes it is worth it. The cost depends on how much and what you do. I have seen it take three weeks for the customer to get the home ready to sell.

I go in and tell the customer to get rid of all clutter. Get rid of all extra furniture. Most of the time they simply fill their garage with it, it would be better to bring it to a storage unit as many buyers like to see an empty garage.

I recommend filling each room with only neutral colors and then one splash of color.

I tell them to take down all pictures of family and put up one colorful painting or a big plant in each room.

Placement of furnishings is important as well. Clean out all cupboards and closets. Keep only what clothes you are going to wear.

Paint everything that needs to be painted, clean everything that needs to be cleaned.

The big key here is that if you get rid of as much stuff as you can, the buyers gets the feeling there is room for their stuff. If you furniture does not look as good as it could, by all means rent nice furniture. If you hire someone to stage your house, many times they make money on leasing the furniture out. So wait to rent furniture if you are hiring someone.
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0 votes 1 answer Share Flag
Thu Jun 30, 2016
Bsdmike asked:
Sun Jun 7, 2015
John Reeves answered:
We are Brokers Also , and i suggest you must choose a good one to help you , make a research and interview before deciding . thanks
0 votes 6 answers Share Flag
Tue Mar 17, 2015
Arpad Racz answered:

Some buyers also have the heating ducts cleaned.

All the best,

0 votes 7 answers Share Flag
Thu Oct 23, 2014
Arpad Racz answered:
Hi Rodney,

Since your home is probably in many portals, each portal may have a View Count. Another focal point is how many people have downloaded your disclosures. This may be a better indicator of serious interest.

Kind regards,

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0 votes 2 answers Share Flag
Wed Aug 13, 2014
Christian Gallego answered:

Typically a buyer does not pay commission to the buyer's agent; the seller, through an agreement with the listing agent, decides on a commission rate of the sales price, say 6%. Out of that 6% the buyer's agent and listing agent each receive 3%. In effect the buyer's agent is free of charge to a prospective buyer.

-Christian Gallego
Realtor & Marine Corps Veteran
Coastal Premier Properties
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1 vote 14 answers Share Flag
Sat Jul 26, 2014
Gregorio Denny answered:
The people that answered yes apparently don't know what a J-1 visa is. I highly doubt they have a program that will lend to under the circumstances you describe.
0 votes 3 answers Share Flag
Mon Jun 16, 2014
Chad Basinger answered:
Hello Nehab,

There are a lot of restrictions on who can buy in affordable housing communities, as well as what the sales price can be. Most affordable housing communities have a formula for what that sales price can be. Thus, instead of the market dictating what you ultimately get for your property, it is a formula that will determine it. It is important to understand how this formula is calculated and then see if that is in line with your overall strategy.

Best of luck,

Chad Basinger, REALTOR, CPA, CFP
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0 votes 3 answers Share Flag
Thu May 1, 2014
Bradley Neumann answered:
You can't go wrong, any homes built within the last 5 years won't have the issues of an older home. I can help you find a good realtor and help you personally with securing a mortgage.

For mortgage help, call (855) 893-1177 or email for a free pre-approval in less than 10 minutes. We lend our own money and are licensed in 49 states and you can apply online at We can do: FHA, Conventional, USDA, VA, HARP, Interest Only, Home Equity, Fixed, and Variable. Find out which product is right for you by calling Brad at (855) 893-1177.

Brad Neumann
Branch Manager
Crosscountry Mortgage Inc.
Phone: (855) 893-1177
NMLS# 948036
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0 votes 12 answers Share Flag
Thu Mar 20, 2014
David Indermill answered:
Hi Pablo,

I have a large cash buyer network that might want to purchase your property and make it seamless for you.

Best Wishes,

David R. Indermill

Re/Max Hall Of Fame, CDPE | Since 1998 | Luxury Real Estate Advisor
International Referrals | Bank Owned Assets | Off Market Properties
Large Cash Investor Fast Close Network | B.R.E License # 01232827


Cell: 858-414-LIST (5478) Texting OK
Fax: 858-430-5544
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0 votes 10 answers Share Flag
Sun Mar 16, 2014
Terry Lewis answered:
Hi Matt,
There are also JV partners that could lend you based on an equity ownership and minimum return.
0 votes 4 answers Share Flag
Sun Dec 8, 2013
David Rudd answered:

As many agents have encouraged, find a local Realtor to do some analysis. However, go a step further and speak with your financial advisor as well. If you don't have one, maybe it is time to get one or at least ask yourself what your goals are and see if having a rental property is a good fit with those goals.

Also you mentioned the rental market is a bit slow. I have found this not to be true, especially in high quality area such as 4S Ranch and the 92127 area.

Congrats on your new home!

David Rudd
Kindred Real Estate
CA BRE# 01402946
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0 votes 21 answers Share Flag
Thu Nov 14, 2013
Brian Nguyen answered:
Self-employed workers usually have trouble when it comes to obtaining a mortgage. Luckily, there are lenders like myself that offer specific loans that can help you out. There are stated income loans that do not require you to verify your income in traditional ways. There is still asset verification along with other important factors as well. This type of loan is very flexible and can help your situation, but can require anywhere from 30%-40% down. If this sounds like a loan that you can do, you should definitely look into it. Either way, you should speak with a lender like myself that would be able to help you with your questions when it comes to financing. Well I hope this helps! If you have any other questions or if you would like a loan, feel free to contact me. Good Luck! Good luck! Brian Nguyen Sr. Mortgage Banker Phone: 949.667.2887 ... more
0 votes 20 answers Share Flag
Wed Oct 16, 2013
Brian Nguyen answered:
Yes! There are lenders like myself that offer loans for this particular situation. One loan to consider is the Foreign National Loan. These loans are meant for non-residences/citizens seeking a home loan in the United States. Also, this type of loan usually requires about 20% down or more depending on the documents you have available so be prepared for that. Well I hope this helps! If you have any further questions or if you would like a loan, feel free to contact me Good Luck! Brian Nguyen Sr. Mortgage Banker NMLS # 659743 Phone: 949.667.2887 ... more
0 votes 12 answers Share Flag
Tue Jul 30, 2013
David Rudd answered:
Great answers below - really like Mary Lawler's, but to confirm/add:

The Insurance company should provide you with some answers:

"Why" they will not provide coverage
"When" they discovered this reason (prior to close of escrow or after)

It may feel very alarming to you, but I have seen similar situations where the next insurance company was more than happy to provide insurance on the home.

After finding out the above questions, contact additional insurance companies, be up front (most insurance companies all share claims histories on properties) .

Best of Luck!
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0 votes 7 answers Share Flag
Wed Jun 5, 2013
Alex Shadpour answered:
Yes. It is very common to have termite in a 10 years old or even newer homes. As I understand every time that I am there when the termite companies inspector show up for homes with an accepted offer, they say that the termite exist in most roof attic on most homes. If you have a home that is free of termite today, it doesn't mean the it may not be infected by termites tomorrow.

If you are looking to buy a home, it is good to know that unless the home is bank owned or a short sale, most sellers will pay for termite clearance or it is negotiable.

If you are looking to sell a home, in a normal market it is best to get termite clearance done before hand. However, in this market the termite clearance on who pays for it (buyers or sellers) could be negotiable.

I hope this helps. Please feel free to contact me with any other questions that you might have.


Alex Shadpour, CRS®, ABR®, SFR
REALTOR®, ZipRealty Team Leader
Call/Text: 858.761.1167
Business: 858.605.1911; Fax: 866.886.4874
ZipRealty, Inc.; Licensed in CA, #01459622

Council of Residential Specialists (CRS®)
Accredited Buyer’s Representative (ABR®)
Certified Short Sale & Foreclosure Resource (SFR)
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0 votes 12 answers Share Flag
Sat May 4, 2013
David Rudd answered:
In short - lenders work with ratios. HOA and Mello-Roos effects those ratios. If your lender's approval amount is based on no additional housing fees other than mortgage, tax and insurance - and then they learn that there is both HOA and Mello-Roos, this could dramatically impact your approve loan amount.

Sounds like you have a good and knowledgable agent.

David Rudd
Kindred Real Estate

CA DRE # 01402946
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0 votes 24 answers Share Flag
Sat Feb 16, 2013
David Rudd answered:
Hi felix (and Trulia),

I agree with MOST of the information provided below. But as someone who used to be a bank executive, it's not as clear cut as some people and agents think.

Banks do want the best net offer, but they typically only "see" the ones that are provided by the seller's agent. Banks depend more on online tools and the appraisal to determine if your offer is in fact reasonable. If you have a reasonable offer (not a low ball), have your agent speak to the sellers agent to discuss having the bank pay for some or all of the closing costs. As long as everything else is reasonable they may agree to your request.

Banks have pressure to remove non performing assets off their books (REO's). Sometimes it comes down to the asset manager at the bank, other times it's a numbers requirement at the bank. As long as you are friendly and reasonable (and your agents are as well), it doesn't hurt to float the idea to the banks asset manager.
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2 votes 7 answers Share Flag
Sun Jun 24, 2012
Janet McCarthy answered:
Hi Oleg,
I have one that is at $2275/mo and is available July 1st. Other units are condos and only one is a 3 bedroom at $1650/mo.
With only a few days until July 1st, I would encourage you to connect with a rental agency to help you find the right place. Of course check Craigslist regularly. if possible set-up an Auto search so that you don't miss anything.
Best of Luck
Janet McCarthy
Connect Realty
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0 votes 4 answers Share Flag
Thu May 24, 2012
Neil Fjellestad answered:
I think we can help. Visit our site to view requirements, take video tours of properties that work for you. You can even start the application process online. If you do end up renting one of our homes you can pay your rent online. The mobile version of our site makes all of this more convenient. I hope this helps. Neil ... more
1 vote 4 answers Share Flag
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