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92116 : Real Estate Advice

  • All23
  • Local Info2
  • Home Buying6
  • Home Selling6
  • Market Conditions0

Activity 18
Wed Sep 28, 2016
Maricris A answered:

If you would like to post a rental on Trulia, you will be redirected to use our partner site, Zillow Rental Manager, to list your rental on Zillow, Trulia and other top sites. Please follow this link for instructions on how to post a rental listing:

If you have additional questions or have issues with posting your listing, please reply back to this email and I will be happy to help you.

Zillow Rental Manger Help:


Consumer Care Advocate
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0 votes 1 answer Share Flag
Mon Apr 25, 2016
Cl Magar asked:
Can you tell me why my home is listed on sandicor/multiple listings for 2 weeks or more here in san diego, yet you have it as off market on Trulia?
0 votes 0 Answers Share Flag
Sun Apr 24, 2016
Cl Magar asked:
Can you tell me why my house is not listed on Trulia, when it has been listed on sandicor/mls for over 2 weeks (MLS ID# 160017823)????
0 votes 0 Answers Share Flag
Wed Nov 5, 2014
Randall Ortiz answered:
You should definitely consider using a Realtor. You would have a better chance at getting more for your home, as a realtor will advertise on the MLS for you, which will give you a bigger audience. ... more
0 votes 4 answers Share Flag
Fri Oct 24, 2014
Brian Jensen answered:
Hello Chris,

What area of San Diego are looking at?

Craigslist is probably your best bet.
0 votes 1 answer Share Flag
Mon Sep 9, 2013
Brian Nguyen answered:
If you plan on buying this house and need help with financing, I am more than willing to speak with you to help. I am based out of Southern California and I have given out loans all throughout California. I can offer FHA, Conventional, and VA loans along with out great products as well. Well I hope this helps! If you have any further questions or if you need a loan, feel free to contact me. Also, if you found this helpful please leave me a recommendation if you can! Good Luck! Brian Nguyen Sr. Mortgage Banker NMLS # 659743 Phone: 949.667.2887 ... more
0 votes 12 answers Share Flag
Mon Jul 8, 2013
Mr Credit answered:

It's not just about SEO these days, it's about "Web Presence". SearchControl gets that and they have a great record of execution.

Mr. Credit
1 vote 7 answers Share Flag
Sat Jun 22, 2013
David Rudd / Kindred RE answered:
Hello Matty,

The short answer is, it depends. While many lending programs will allow approvals with foreclosures as recent as 3 years ago, they will be looking at your current credit history.

The best place to start is with a pre-approval. I always recommend a local mortgage expert over the big banks (for too many reasons to list).

If the foreclosure was the only issue that is on your credit report, you may very well be in the position to buy.

Best of luck!

David Rudd
Kindred Real Estate
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0 votes 9 answers Share Flag
Mon Jun 10, 2013
Kari Shea answered:

Certificates of Occupancy are issued when a new property is constructed and the City inspectors of record for the project have signed off that the property is ready to occupy.

here is a link to the City of San Diego that explains it fully:

Please let us know if you have any further questions.

Best of luck to you,

Mark & Kari Shea
Shea Real Estate
National Association of Realtors
CA DRE License 01713506
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0 votes 4 answers Share Flag
Wed Aug 10, 2011
Anna M Brocco answered:
Keep in mind that RealtyTrac's information may not always be accurate and oftentimes can be misleading--you could be looking at a lis pendens property--notice of default--some of those properties may not be for sale yet, and some may never be, if the default is satisfied by the owner. If you are interested in foreclosures, work with an agent--he/she will have access to reliable information and will be your best guide.... ... more
0 votes 3 answers Share Flag
Tue Mar 15, 2011
Emily Erekuff answered:
Hi Ruth,

If your listing is still showing up on Trulia as active, please contact our Customer Service team so they can remove the listing information from our display. You can contact them via the flag icon shown under the property photos, or via the link below. If you choose the latter method, please be sure to include a link to the property, or the complete property address.

Best Wishes,

Emily Erekuff
Community Moderator
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0 votes 11 answers Share Flag
Mon Aug 16, 2010
Daniel Heilbrun answered:
University Heights is an AMAZING place to live. I know this because I live here. Problem with University Heights is that no one wants to sell there because the neighborhood is nice, however, there are a few properties that hit the market. The crime is low as well (please try for a crime stat map).

As far as schools go, its probably best to do your own research Keep in mind that you may or may not agree on how these schools are graded, however these rankings will give you a good idea of what you are looking at.
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0 votes 6 answers Share Flag
Sun Jun 20, 2010
Matt Puzz answered:
An FHA loan just requires that the property if structurally sound and all the mafor components of the house are "functional" as the appraiser/FHA inspector. I am in Arizona a about 80% of my loans are FHA loans, our company that is a mortgage banker was the 2nd highest originator of FHA loans in Arizona in 2009 next to Wells Fargo and we only have 130 Loan Originators compared with how many Loan Originators at Wells Fargo.
The reason an FHA inspector looks for things that are wrong with the home is for your protection, they do not want you buying a home and within the first 60-90 days have to replace the roof. Hard money lenders have huge up front fees most of the time and will not lend on 95% Loan to Value. Conventional lending will require at least 20% Down payment and a 680 FICO score to avoid Mortgage Insurance and the lower the FICO score and the lower the down payment the HIGHER the Mortgage Insurance Factor. The FHA loan is a great way to go these days in California and the faster most realtors embrace the FHA loan the more home sales you will make, granted there are "money pit" homes out there and you want to stay away from those if you have limited funds anyway. If you have any questions on the FHA mortgage and would like a brief overview of how it works and why it is such a great option right now, I am happy to discuss this with any of you on this site. Besides think of this, what if we are not at the bottom of this housing crisis and home values go down another 10-20% and the money people just sunk into their homes has just vanished, then what??? I qualified many buyers so they could go shopping for homes in 2005, incurring an expense of $50 or so per buyer; when it came time to buy their house they paid cash with their money that they had from selling or refinancing their California home. They were advised to pay cash by the realtor because they would get the offer accepted and they could close faster (the realtor got paid faster, too) now the home is worth 40% of what they bought it for and the realtor is no longer in the business. I can assure you with a professionally written letter by the lender and a 50% down payment, they would have still got the loan and would not been so upside down with their home now. Too bad for them and also too bad that the realtor has left the business.
FHA is a great loan and a valuable tool to use and make more money.

Matt Puzz
Amerifirst Financial
A Mortgage Banker Lending in AZ, CA, and NM
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0 votes 12 answers Share Flag
Fri Jun 18, 2010
Phil answered:
On the cheaper side is Allied Gardens, which is part of 92120, very central and somewhat isolated from any bad areas. On the more expensive side but always in demand is nothern Kensington in 92116. ... more
0 votes 5 answers Share Flag
Tue Jun 16, 2009
Keith Sorem answered:
Let's define terms-
Your profile says that you are a home seller
I am assuming your acquaintance is the listing agent - she is representing you in the sale of your home.

What an agent does with their earnings from sale is up to them. In California the only people that can be "paid a commission" are DRE licensees. However, if the agents opts to give you a credit in escrow to help pay closing costs, or for whatever reasons, she is entitled to do as she wishes.

Good luck.
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0 votes 2 answers Share Flag
Sun May 24, 2009
Beatrice Flannagan answered:
Hello Karch,
I'm a broker/and mortgage consultant in San Diego. Many agents are simply too lazy to contact their favorite lender to check FHA approved condo projects at time they list the condo. I am responding from home, but have a list in my office I'll be happy to send you on Tuesday if you like.

If you still need the information, email me a request and I'll get it to you on Tuesday.

Beatrice Flannagan, Broker
Real Estate and Mortgage Consultant
(since 1978 in San Diego County)
3940 Hancock ST. #114
San Diego, CA 92110
Tel. 619-224-9898
... more
0 votes 5 answers Share Flag
Mon Jan 19, 2009
Isaac Bensussen answered:

The "Mortgage Forgiveness Debt Relief Act" was signed December 2007. I am under the impression that signing Legislation into law through a Bill (signed by, as of today still President Bush ) with preclude the IRS from taxing individuals on debt forgiven by a Lender. I am not an attorney but I believe that Lenders might be issuing the 1099 in order to prove and deduct these losses from their Federal Tax Returns. In any event, Mr. or Mrs.Hwhiteside, check with the IRS or a Real Estate Attorney to be completely sure that you will not be taxed. ... more
0 votes 8 answers Share Flag
Fri Sep 19, 2008
Jackie Pulcano answered:
Hi Kelly

Please feel free to give me a call anytime. I am a direct lender and will be able to let you know how much you qualify for based on your situation. (credit, income, debts, etc)

Best of Luck and have a great day.

Jackie Pulcano, SVP
United Mortgage Corp
... more
0 votes 6 answers Share Flag
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