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San Diego : Real Estate Advice

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  • Local Info150
  • Home Buying972
  • Home Selling106
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Activity 3,096
A few minutes ago
Marty Kuhn answered:
Someone suggested using Wells Fargo and or Quicken Loans because the closing is cheaper.

These companies will royally screw in the long and short term. All to save a few dollars in the near term. DO NOT EVER borrow money from WELLS FARGO. You will lose in the end. If you want to borrow money get it from somewhere local that allows you to see a face to face. Wells Fargo has a long long history of very unhappy customers. ... more
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Yesterday at 2:35pm
Kyle Kay answered:
SELLER BEWARE Realtor agents are like lawyers if the mouth is moving you can count on it is what is in their interest and NOT yours

i witnessed a sale right in my own area that was illegal as it comes. a seller was selling their home with a local realtor. the realtor did nothing to advertise the home and the seller said that they were taking the home off the market. the broker called saying they have a buyer but the home is only worth 98,000. the sell decided to trust the broker and they sold the home. 7 days later in to a 30 day close the broker called and said the money was in his hand (untrue the check goes to the title company) and if they could get out now they can have the check. they move out on Thursday of that week the following Monday a moving truck pulls up and unloads the new owners stuff. i went to meet the new owner and ask how much they paid for the home ( i later verified it in public records as well) they told me 145,000 YEA 145K in 48 hours NOW that is a progressive real estate market a 47,000 value increase in a few days. and we say agents are the way to go. RIGHT if you want to be ripped off. just watch a few TV shows of the realtors in California where they lie to both parties to gain money for themselves. ... more
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Tue Sep 19, 2017
Patricia Marr asked:
Would this be something to get from my real estate agent?
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Mon Sep 18, 2017
Mbaker answered:
I used to, but don't anymore. It becomes discouraging to all parties involved. Without the pre approval letter, you don't truly know the price range you're looking for, and you can't submit an offer without the letter in most cases anyhow. The pre approval process saves everyone time. ... more
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Fri Sep 15, 2017
Ginny asked:
Fri Sep 15, 2017
Nate asked:
I live in San Diego and apparently landlords HATE, with a passion, larger dogs no matter the breed or personality of the dog. Selecting "Dogs" in the search does me no good because…
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Fri Sep 15, 2017
Derek Jones answered:
Thu Sep 14, 2017
Ramin Salman Roughani asked:
Wed Sep 13, 2017
Sear Bebo Munoz asked:
Looking for Homes preferably not a townhouse that is at most 1887-2000 dollars a month
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Wed Sep 13, 2017
Kathy Burgreen answered:
Your contract with the buyer should have stated specifically when your buyer can start collecting rent. Typically that means the date your condo was sold. I don't think you can collect next month's rent. The other issue is did you collect a security deposit? What happens with that money? ... more
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Wed Sep 13, 2017
Kathy Burgreen answered:
If you have a residential home loan, the terms are you need to live there for the first 12 months (1 year). After 1 year, then you can rent it out. Read your loan documents. There is a clause that states this. ... more
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Mon Sep 11, 2017
Dave Finburgh answered:
Fri Sep 8, 2017
Kathy Burgreen answered:
First of all, your statement is NOT completely accurate! Although I'm not familiar with San Diego and never lived in Calif., it's general knowledge that parts of CA is extremely expensive. However, manufactured homes itself is NOT "really attractive" period. Manufactured homes is thought of less valuable than stick built homes and reserved for those on very tight budgets. That said, there is a case to be made for San Diego and San Francisco where housing is so expensive that buyers don't have any option except to buy a manufactured or mobile home - unless they want to live much further inland.

If I were you, I would contact several realtors and ask them if manufactured homes have sold for more money this year compared to a few years ago - and if yes, by how much more. This will give you an idea if the value will increase over the next few years. Also ask how many days on market it takes to sell manufactured homes.

Finally, compare the above questions on manufactured homes to condos. How much has condos increased in value over the past few years? How many days on market does it take to sell a condo? Ask the realtors - if given the choice to either sell a condo OR a manufactured home - which would that realtor choose to sell? This question is very important because realtors are independent contractors and they CAN CHOOSE which sellers they want to work with and which homes they feel they can sell quickly and for a higher commission. The realtor's bottom line is about earning a commission - the more money, the better. This means they can be picky about which homes and which sellers they will work with.
So, if given the choice between a condo OR a manufactured home - which would the realtor you are trying to work with - choose? Think about it - if you buy a manufactured home and most realtors in your area would rather be selling a condo or a house than a manufactured home - how do you think realtors will help you to buy or later sell your manufactured home? Better to test them out now before you put any money down.
... more
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Fri Sep 8, 2017
Dfacello asked:
I have a 4-unit property that brings in $144K/yr in gross income. Expense-wise my mortgage payment runs $55K/yr and PITI runs about $15K/yr for an obligation of $70K.
Which of these scenarios…
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Thu Sep 7, 2017
Kathy Burgreen answered:
The issue is modular homes on land is NOT common in NJ and you will have extreme difficulty selling it whenever that time comes. Buyers in the Mid Atlantic states are not interested in modular homes because they have no value at all. Another issue is the weather. If you're from San Diego, I can understand the popularity of modular homes because the weather is constant. However, in NJ, modular homes will not hold up under the weather. We have severe winters - strong gusty winds, ice, snow and rain. Spring and summer with gusty winds, heavy rain and summer heat and humidity. Then NJ had to cope with Hurricane Sandy several years ago. A modular home would get destroyed under a hurricane's strong winds.

Do yourself a huge favor - forget the modular home and either rent or buy a regular home, condo or coop. At least you will be safe.

As for lenders, most lenders will refuse to finance a modular home in NJ. Too risky.
... more
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Wed Sep 6, 2017
Mary answered:
Hi,

The data you reported is coming from your county records, because of this I am unable to edit the information. This data is gathered by a third-party data collector and if correct with your county, it will be updated on Trulia when the updated data gets sent to us. My best recommendation would be to contact your county to ensure that the public records are up to date.

If the county records are correct and Trulia has not received the updated data yet, owners have the ability to edit their home facts on Trulia which appear in the 'Owner Information' section. Please know that edit home facts feature is currently removed from the property pages while we improve the feature. While we do not have a specific date for when they will be available, I can assure you this is only temporary. We thank you for your patience.

Thank you for using Trulia!

Mary
Consumer Care Advocate
http://www.trulia.com/help/ask/
... more
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