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General Area in San Bernardino County : Real Estate Advice

  • All66
  • Local Info2
  • Home Buying34
  • Home Selling7
  • Market Conditions2

Activity 59
Sun Apr 9, 2017
lee SECK TAYLOR asked:
All Realstate Agents, Owners, Property Management MUST tell TRUTH, about eveything, including contamination of soil, property, water, comunity, ect
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Thu Mar 9, 2017
Ashlee Husa asked:
I foreclosed on a junior loan I had on a underwater property in Southern California,took it to public auction and no one bid so it went back to me,then evicted the previous owner. But because…
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Thu Mar 9, 2017
Ashlee Husa asked:
I foreclosed on a junior loan I had on a underwater property in Southern California,took it to public auction and no one bid so it went back to me,then evicted the previous owner. But because…
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Sun Feb 19, 2017
Sheryl Arndt answered:
Hello Milton, I am afraid your question is incomplete. Are you moving out of a rental and looking for another rental or a purchase? If you need general tenant, landlord lease questions you may call the Inland Mediation Board in Ontario or Los Angeles. They are a free legal advice service.

The rentals in Chino start from $1,350 for 2bd 2ba apt. The purchase in Chino start from 269k for 2bd 1ba condo which you may qualify to buy with minimum out of pocket expenses with down payment and closing cost assistance programs.

You should study RENT vs BUY options as you may qualify to buy and pay less than rent in many local cities. You may qualify to buy with minimum out of pocket expenses and pay less than rent.

Beware of the many rental scams out there these days on all sites. The scams are on all of the rental listing sites except one that us agents/broker use such as mls, multiple listing service.

You should not give anyone any funds or personal information without confirming with a licensed agent/broker or management company to find out whom you should be dealing with and the status of any address of interest.

If you decide you want to buy you will need to be pre-approved to be able to meet an agent to view and submit offers on any homes of your choice. You will need to gather some documentation for each applicant.

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

If you are buying a primary residence you could consider a down payment assistance program such as CalHFA or Sapphire Grant which can cover your down payment and closing costs. You may close with minimal out of pocket expenses. You may consider the CalHFA from a minimum 640 fico score and the Sapphire Grant from a minimum 620 fico score up to 424k.

You may qualify FHA from fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down up to 424k. You may consider 3% down conventional from a minimum 620 fico score or even 5% down conventional with NO Mortgage insurance (Lender paid MI) up to 424k.

You may consider 5% down Jumbo with a minimum 720 fico score from 424k up to 1.5 million and 10% down from a minimum 680 fico score and up to 2.5 million. You will need 20% down to purchase over 2.5 million.

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran and VA/CalVet Loan Specialist
REO and Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
... more
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Fri Feb 3, 2017
Rich Reed answered:
A Realtor with access to the MLS that served the address of the property may be able to look up comparable sales, but 1994 is going back quite a bit. If you need the information to settle an estate or some other legal issue, you may need to hire a California licensed appraiser to do an appraisal as of a certain date. Sometimes these are referred to as "retrospective appraisals" or "date of death" appraisals. Hope this helps! ... more
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Wed Jul 27, 2016
Rich Reed answered:
Your question shows posting from New York, NY in General Area in 92337(CA). Which state are you asking about? If you are a member of CAR your can read all about it here: http://www.car.org/legal/broker-practice-folder/changingoffices/ ... more
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Mon Jul 11, 2016
Michael P asked:
The last time I was there was back in 2005 on vacation,and unfortunately had a nightmarish experience on 62 late at night on my way to Keys Lookout Mountain with an unhappy SBPD Officer…
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Tue Nov 3, 2015
Joseph Fleischaker answered:
I think you got your own advice. Sometimes, it doesn't make sense to build on a piece of land. City fees, County fees, school fees, misc development fees as well as wet and dry utility installation costs will determine if development makes sense or not. Believe it or not, even if the land was free, sometimes the cost of building a house doesn't pencil. Why build a house that will cost you $200,000 if it could only sell for $175,000. ... more
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Mon Aug 3, 2015
Cindy Davis answered:
This question seems to have no bearing on real estate.
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Fri Jul 31, 2015
Sheryl Arndt answered:
Hello Pambudbud, the Spring Valley Lake community is a very nice PGA 27 hole golf course, equestrian and lake community.

These links may assist you with crime statistics:
http://www.crimemapping.com
http://www.crimereports.com
http://www.everyblock.com/
http://www.localcrimenews.com
http://www.mylocalcrime.com
http://www.spotcrime.com/ca
http://www.meganslaw.ca.gov
http://www.neighborhoodscout.com/
http://www.homefair.com/

Theses links should have the answers to any questions you may have on schools:
http://www.greatschools.org/
http://Www.schoolfinder.ca.gov
http://Www.education.com
http://Www.schooldistrictfinder.com
http://Www.schooldigger.com
http://www.sarconline.org/

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment you are looking to achieve you can be emailed listings to study and compare. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

You will need to be pre-approved to be able to view and submit offers on any homes of your choice. Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs.

You may qualify FHA from fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down or as low as .5% half percent down payment program from a minimum 640 fico score up to 417k. You may consider 3% down conventional from a minimum 620 fico score or even 5% down conventional with NO Mortgage insurance (Lender paid MI) up to 417k.

If your fico scores are low your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

It only takes a few dozen questions to qualify, go over your options and email you listings to study and compare. Here are some links to study as well as web reference links to many loan program pages offered...

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA/CalVet Loan Specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
22+ Years Experience
BRE# 01140252
NMLS# 297251
760-486-4225
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7
Under640FicoScoreLoans@gmail.com or HomeLoans4U@live.com
http://youtu.be/MrygA2_8fAY
http://www.trulia.com/profile/SherylArndt

If my response was helpful, consider clicking Thank, Link or Best Answer.
... more
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Thu Jun 18, 2015
Tiffany Kretzmeier answered:
I've been considering moving to Forest Falls, as I love the area. What would you consider any negatives to living in Forest Falls? Also, what kind of internet service can I expect to get there? Any helpful hints for someone considering to relocate to Forest Falls? ... more
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Wed Mar 11, 2015
Dustin Bynum answered:
Hi Rebekah,

It will be a dramatic change from the East Coast that's for sure. The 29 Palms area is a fantastic area if you can appreciate the beauty of the desert. I have a link to a video that will give you an idea of the landscape and what to expect.

The area has a mix of homes that range in age, with some of the newer communities being as new as 2006 or currently developing. Swamp coolers are typical on the older properties but the newer properties generally have air conditioning standard. Some of the properties will have on site propane tanks rather than natural gas which is something that most people are not familiar with however there are local business that have programs to keep the tanks filled.

I do have properties in the area that might fit your needs and I am a Military Relocation Professional Feel free to contact me directly if I can be of any help in your search.

Thanks,
Dustin Bynum
Exit Realty Blaine Associates
949-887-8368
dustin@bynumrealty.com

Joshua Tree/29 Palms - More than parks video
https://vimeo.com/120995492
... more
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Sun Mar 1, 2015
Steve asked:
Wed Feb 25, 2015
wenndyc234 asked:
Wasnt happy that I didn't use the account and they took 50.00$.
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Tue Feb 10, 2015
DesertMoon answered:
Hi there Hector,

I realize several months have passed since you posted your question, though below is a link to Victorville's Unemployment rate. Indicates as of December 2014 the unemployment rate was at 8.5%

Hope you find the site helpful to you.
... more
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Mon May 26, 2014
Khari Washington answered:
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Tue Dec 31, 2013
Ginger Williams answered:
Julia - I understand your concerns and would also suggest you look at the Megans Law website. Additionally, you can check the website for www.crimemapping.com for crime statistics in the area. ... more
0 votes 3 answers Share Flag
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