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78240 : Real Estate Advice

  • All22
  • Local Info1
  • Home Buying15
  • Home Selling2
  • Market Conditions1

Activity 22
Sat Jul 29, 2017
Kathy Burgreen answered:
Yes Quicken Loans, Lending Tree and other online mortgage loan websites do state in SMALL PRINT in their commercials that the low interest claims they make do not apply to everybody. They also state that the average buyer will see higher interest rates. Briefly, Quicken Loans and Lending Tree advertise low interest rates that only apply to buyers who have credit scores in the 800's, have 20% down payment and have 6 months cash reserves in their savings accounts. If you don't fit this profile, you will be charged a higher interest rate.

Quicken Loans and Lending Tree can advertise their low interest rates which only apply to very few people as long as they state the truth in writing. However, the truth is stated in tiny print which nobody bothers to read. I'm smart enough to read it fast during their commercials.

Stick with your credit union. You will do much better.
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1 vote 1 answer Share Flag
Tue Mar 7, 2017
Kianajacksonrealty answered:
Hello Bobby,

I'm sure that we can find a place for you. What do you mean by affordable? What's your budget for this apartment?

Also, is it just you or are you looking for 2 and 3 bedroom apartments? Any pets?

You can reply to me here or call/text me. I look forward to hearing from you.

Talk soon,
Kiana Jackson, REALTOR
3D Realty and Property Management
(210) 663-8261
kianajacksonrealty@hotmail.com
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0 votes 1 answer Share Flag
Sun Aug 7, 2016
Buentello98 asked:
Tue May 24, 2016
Marcie_hdz asked:
Fri Apr 15, 2016
answered:
Hi Alice,

I think I can get you approved for a mortgage with a good letter of explanation.

Take a look at the recommendations from some of my past clients on my Trulia profile by clicking the link below my phone number.

Please feel free to contact me for more information or help.

John Burke
Senior Mortgage Banker
Lending in ALL 50 states
Great Plains National Bank
Apply Online: https://secure.smartapp1003.com/102471/?loanofficerid=106115
(877)228-9069
NMLS# 787231
http://www.trulia.com/profile/john-burke-mortgage-broker-or-lender-austin-tx-993995/reviews
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0 votes 1 answer Share Flag
Tue Jan 5, 2016
Susie Kay answered:
How bad is your credit? I would suggest that you talk to a lender or two and go from there.
0 votes 3 answers Share Flag
Thu Mar 20, 2014
Robert Krop answered:
I recommend interviewing for a local buyer's agent. They will be able to then give you the best steps for finding a good lender to start figuring out what you will be able to spend.
0 votes 17 answers Share Flag
Thu Mar 20, 2014
Erin Delgado answered:
The bottom line is: Your house is worth what someone is willing to pay and close on.
0 votes 8 answers Share Flag
Tue Feb 4, 2014
answered:
Hi Amy,

I can do an FHA loan with a 560 credit score with 10% down. I will be honest, it is difficult to qualify for because often the reasons that your score is that low cause issues. However, I can take a look at your situation and determine whether it is likely that you could qualify for this program if you wish. If not, I have great success getting my clients scores up 10 to 100 points in order to improve their mortgage qualifications.
I'm available to help you at your convenience if you wish.

I can do a full underwriting approval ahead of time if need be and I also offer credit score improvement programs for free while we work on your mortgage.

If you like my answer, consider clicking on a “Thumbs Up” or “Best Answer”

Regards,

Robert L. Hanson
Gladewater National Bank
First Time Homebuyer Specialist

Direct: 240-752-7549 Cell: 301-651-7822
Email: robertlh66@verizon.net
NMLS# 695929

Rate quote or live chat with me at the link below:
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0 votes 15 answers Share Flag
Fri Dec 27, 2013
Laura Yznaga answered:
It is surely possible. I would be glad to help! When are you looking to move? Do you have a property in mind?

830-200-8717
www.laurayznagarealtor.com
Tx.Lic. # 632526
0 votes 1 answer Share Flag
Tue Nov 19, 2013
Michael Restaino answered:
Just make sure that your lender is licensed in the state you'd like to purchase a home.
0 votes 9 answers Share Flag
Tue Nov 5, 2013
Debra B Albert PA answered:
Our in house lender in Port St. Lucie, FL 34986 is excellent at credit repair. Just this year, we sold and closed a home for our First Time Home Buyers after they got themselves ready by working with Jennifer for about a year.

You just do not know what you do not know...for example, I paid off my Macy's card! Yippee! Should I close the account? NO..............Having unused credit is good for you! Who Knew. Debbie Albert Keller Williams Port St. Lucie
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0 votes 16 answers Share Flag
Mon Nov 4, 2013
J.J. Gorena answered:
We work with the best credit repair lender in Texas. Give us a call or shoot us an email so we can get her contact information over to you!

Good luck,
The Trey Group
210-367-6024

treygrouphomes@gmail.com
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0 votes 7 answers Share Flag
Mon Nov 4, 2013
J.J. Gorena answered:
Our office is located right next to the medical center and we are very familiar with the area.

It is always best to work with a real estate professional, with The Trey Group you get a full team working for you. The seller will be prepared to pay for commissions, you won't have to worry about that.

Give us a call, or shoot us an email and let us know if we can help you.

Thanks,
The Trey Group
210-367-6024
treygrouphomes@gmail.com
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0 votes 18 answers Share Flag
Thu Oct 10, 2013
Laura Yznaga answered:
Hi Anita,
Did you ever find anyone to assist you with your question? I would be happy to help you with your needs! You may email me at laura@laurayznagarealtor.com or visit me at www.laurayznagarealtor,com to aide in your search! Have a wonderful day...Laura (830)200-8717 in San Antonio Texas ... more
0 votes 5 answers Share Flag
Sat Aug 3, 2013
Don Groff answered:
I would contact the bank about that. Bouncing a check is serious. Most people don't think so but as you can see it can have negative consequences on your ability to obtain credit. You may have a good explanation and can include that with your application for extra consideration.


Contact the bank involved and see what they say and make sure you are on top of your finances because if not it will cost you so much more down the road.

Hope this helps.

_____________________________________________________
Don Groff | REALTOR® & Mortgage Broker
Austin Real Estate Pros & 360 Lending Group
o 512.669.5599 | m 512.633.4157 | listings@dongroff.com
websites: www.AustinListed.com | www.360LendingGroup.com

(If my answer is helpful indicate by THUMBS UP or BEST ANSWER. Thank you )
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0 votes 1 answer Share Flag
Wed Jul 31, 2013
AMY KARNS answered:
We specialize in Northwest San Antonio and would be glad to help you navigate the home purchase process.
0 votes 34 answers Share Flag
Thu May 31, 2012
Jake Ritchie answered:
30 % of my client are Investors as wel,l saw 3 last week and 2 are gone as of today. Contact me if you need more.
Jake
0 votes 2 answers Share Flag
Fri Dec 17, 2010
Agent answered:
Doc Stephens gave a pretty well planned answer. You should be able to get somewhere around a 4.5% P&I rate with 30% down.

Look at getting a shorter term loan if you're wanting to pay off that mortgage quickly.

What I wanted to add was make sure you do the math before you start paying extra on that mortgage, while it seems smart it may not be wise. With an interest rate at say 4.5% that is pretty low. You would essentially be saving yourself 4.5 cents on the dollar for every dollar you add to the principal. Opt to pay off higher interes loans first such as credit cards, car loans etc that may have say a 17% interest rate you'll be saving yourself 17 cents in the dollar for every dollar you add to that loan.

And always look at investing that $250 a month into a ROTH or ROTH IRA or stocks which could yield you 10% or more on what you invest.

Adding extra principal payments made sense a few years ago when interest rates where higher in the 7% and 8% range it was a smart move with today's rates there are definitely smarter ways to invest your money than adding extra to your principal payments every month.

Do your research on this and remember it may sound smart but it may not be the wisest choice!
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0 votes 10 answers Share Flag
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