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San Antonio : Real Estate Advice

  • All22
  • Local Info1
  • Home Buying8
  • Home Selling3
  • Market Conditions0

Activity 22
Sun Apr 23, 2017
Msinjgh19531 asked:
Wed Mar 29, 2017
Shellywentzfall asked:
we are looking for a house in dade city or san antonio fl, not an apartment. can email at ty
0 votes 0 Answers Share Flag
Thu Aug 13, 2015
Jerry Krenner answered:
HOA fees are very reasonable, for what you get. Lawn service, mulch, fertilizing, tree trimming , rubbish discount, free 300 channel cable TV, club house with all the amenities. I challenge anyone to find cheaper for comparable equivalents. The reason there's more houses for sale is, Da! It's a 55+ community. On a average people moving in here have less time to live than those in other communities. ... more
0 votes 5 answers Share Flag
Mon Dec 22, 2014
Simon Campbell answered:
The HOA fees should be stated as a lien against the property. They will have to be paid at closing in order to avoid having the HOA foreclose on you. As long as your purchase price exceeds the mortgage and the HOA fees, you will be fine. The payment should come out of the closing and would be paid by the seller, not you (though paid using your purchase money). Just make sure it is part of the closing documents and that the lien is removed. ... more
0 votes 1 answer Share Flag
Wed Dec 11, 2013
George Leone answered:
Yes they do. We have many homes here that have their own pool.
0 votes 1 answer Share Flag
Thu Oct 24, 2013
George Leone answered:
Ditto on Linda's answer. I also live in the community and have for the past 17 years.
0 votes 2 answers Share Flag
Mon Aug 12, 2013
George Leone answered:
Having lived in Tampa Bay Golf and Country Club for the past 16 years, I believe I can truly say, "If you like the relaxed retired life style and are 55+, this is the place for you. You do not have to play or enjoy golf to live here. There are many activities that can keep you busy. ... more
0 votes 1 answer Share Flag
Thu Aug 1, 2013
Autumn Michelle Humphrey answered:
Hi! I have two rentals in this community and my tenants love it! Are you looking to rent or buy? Call me anytime and I will be happy to help!
0 votes 1 answer Share Flag
Sat May 18, 2013
Pat answered:
Sinkholes - more over in the Spring Hill area (hence the clue in the name.) I live in TBG&CC and never heard of any...Enjoy your search - now is a good time to buy!
0 votes 3 answers Share Flag
Thu Nov 1, 2012
Gaile Waldhauser answered:
To be honest nothing. We found the house that had almost everything we were looking for[no pool at the house, but a community pool] . but that was the onle draw back & we are living with it just fine. We wanted a gated community, club house, newer home near the Gulf & that is what we have. If you really know what you want, it will be found, but yes might not have everything. Just decided what is most important to you. ... more
0 votes 1 answer Share Flag
Wed Sep 5, 2012
Trevor Curran answered:
Good morning Dwilli13,

It makes good sense to protect yourself with the single biggest purchase of your life by hiring an attorney who specializes in real estate transactions.

It is common here in New York to have an attorney represent the Buyer in a purchase transaction. I know elsewhere in the country this is not necessarily the case. Frankly, I can’t understand how anyone could proceed with signing important legal documents without an attorney present to review and advise.

Here's a nightmare example of what can happen to a Buyer who doesn't have an attorney protecting her best interests. This is a story of an actual client I met:

A Buyer signed a contract to purchase an apartment without an attorney representing her. The Buyer is not the least bit qualified for the mortgage loan. There is no way possible this Buyer can obtain financing to purchase this apartment.

Normally, you might think, “Well, alright, Buyer makes application to the bank, is denied for the loan, presents the denial letter to the Seller and gets the downpayment back.” Seems simple enough—and very common, indeed—but, not in this case.

The contract of sale has no mortgage contingency. And the Buyer put 10% of the purchase price down on signing.

If the Buyer had an attorney, at the very least the attorney would have made provision for a mortgage contingency in the contract. If the Seller refused to provide such a contingency, the attorney would have advised the Buyer of this deficit and the potential loss of downpayment. If the Buyer insisted on proceeding with the purchase minus the contingency, then an attorney could have advised the Buyer to be absolutely certain that mortgage financing was possible before signing the contract.

No attorney. No mortgage contingency. No mortgage loan approval. No way to get back the 10% downpayment.

Have your attorney on your “team” before you get out there shopping for a home. Your team of professionals should be at your disposal to advise you before you open up the paper to look at the “Homes For Sale” ads or contact a Realtor to show you homes.

A good real estate attorney seeks to do two things in a purchase transaction:

1. Protect her client. This includes a review and revision of the contract of sale to remove any harmful language/requirements. Also a review of the title report to verify there are no obstructions to you, the Purchaser, receiving a good "clean" title at closing. Lastly, a thorough review and explanation of the closing documents.

2. Help the Purchaser accomplish the goal of homeownership. A good real estate attorney understands that buying a home is a happy time: someone's dream is about to come true! Thus, the adversarial nature of the contract transaction gets toned down to a matter of reasonable conversations betwen the Purchaser's and Seller's attorneys. This isn't a lawsuit or divorce case, so the good real estate attorney has to tone down the rhetoric and find reasonable compromises---while still protecting his client---so that the goal of the contract is achieved: a home purchase.

Hope that helps!
Trevor Curran
NMLS #40140
... more
0 votes 8 answers Share Flag
Wed Jul 11, 2012
Fred Strickroot SRES, MBA answered:
Your purchase agreement will specify the inspection period and terms. The inspection period generally begins after the the contract effective date which is the date the last party signs the contract. 10-15 days is usually a norm for the inspection period to run. Before the inspection period ends, a buyer will need to notify their real estate agent of the items they wish to have repaired. The seller only has to repair items allowed by the contract. If a home is purchased "as is" there are no allowable repairs, but the contract can be cancelled and a full refund of escrow deposit should be processed. Your Realtor® should be able to guide you through this process.

Best Wishes!


Fred Strickroot, Realtor®, MBA, CDPE
Florida Lic. Real Estate Brokerage
2154 Seven Springs Blvd, Suite 103
Trinity, FL 34655
... more
0 votes 3 answers Share Flag
Wed Jul 11, 2012
Fred Strickroot SRES, MBA answered:

Call the broker because the home is not in the MLS as far as I can tell.

New Homes Specialist
(800) 681-6535

Below is a link to where the home is on the New Homes Specialist site.


Fred Strickroot, Realtor®, MBA, CDPE
Florida Lic. Real Estate Brokerage
2154 Seven Springs Blvd, Suite 103
Trinity, FL 34655
... more
1 vote 4 answers Share Flag
Tue Nov 30, 2010
Emily Erekuff answered:
Thank you for your post Stephanie.

Many have asked for this functionality in the past. I'll share this thread with our team to let them know that it is still a popular request. In the meantime, please note that using a browser with built-in spell-check, like Firefox or Google Chrome, can be a big help.

Best Wishes,

Emily Erekuff,
Community Moderator
... more
0 votes 9 answers Share Flag
Fri Aug 6, 2010
Gerard Carney answered:
There is no way of answering that without all the facts! You may have outstanding liens that have to be paid to clear title, you may have Child support interception that may come out at closing, so there are a wise variety or thiongs that can expand the closing costs! Give us an example of what you plan on selling and we can bettter tell you a ballpark figure! ... more
1 vote 7 answers Share Flag
Wed Jul 14, 2010
Dan Chase answered:
The furnace and a/c being at the end of their useful life means something more important than simply needing replacement.

It means that they will use a lot more energy than a new unit would. You could find out that replacing them will pay you back in saved energy costs in 5-10 years. That means you are better off to trash them and buy new regardless of if they work great or not. ... more
0 votes 8 answers Share Flag
Sat Jun 19, 2010
Bill Eckler answered:

Unfortunately, another good example of people trying to beat the system and benefit from this advantage. One would hope that, once brought to their attention, trulia will see their way to do what is right...........

You seem to be on the mark...we'll be watching to see the results of your insight and willingness to share important concerns.


... more
1 vote 2 answers Share Flag
Sun Apr 18, 2010
James Gordon ABR SFR SRS answered:
Jack if you do not have an answer from your bank on how they are going to deal with the deficiency how do you know that they will report the debt satisfied? They may ask you to sign a personal loan for the deficiency amount. They may release the lien on the property and pursue a judgement against you. If they provide a 1099 at year end on the defient balance you need to check with an accountant now to understand the tax implication of debt forgivness on a property that is not you primary residence.
Yes this is becoming more normal for the lender to wait until the last minutue to let you know how they are going to treat your deficiency to give you very little time to investigate the repurcussions of signing what they want you sign.
... more
0 votes 5 answers Share Flag
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