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Home Buying in Salt Lake County : Real Estate Advice

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  • Local Info1
  • Home Buying10
  • Home Selling3
  • Market Conditions0

Activity 164
Caroline.35, Home Buyer in Charlotte, NC
Fri Oct 21, 2016
Caroline.35 asked:
Recently closed on home with FHA loan. Had to pay for several inspections to satisfy FHA about the roof. Also received 2 estimates from roofers. $12000 in escrow to pay for roof repair and…
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Xocolatl123, Home Buyer in Salt Lake City, UT
Fri Aug 19, 2016
Xocolatl123 asked:
What do I do to see photos of the properties?
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E Burt, Home Buyer in Los Angeles, CA
Thu Aug 4, 2016
E Burt asked:
Avoiding Buyers Remorse
It seems like most agents or lenders are going to share only those programs they are familiar with. I would like to find out on my own all my options. I have heard…
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Sally Grenier, Real Estate Pro in Boulder, CO
Thu Jun 16, 2016
Sally Grenier answered:
First of all, how did you find this house? Are you sure it's available? Did you actually go see it? Who showed it to you? Listing agent?

Step one: Do you have a lender? Have you been pre-approved to buy that house? Next step is to have a REALTOR working for you as a Buyer's Agent. (NOT the listing agent). Your agent can write up a competitive offer, review disclosures, explain the whole home buying process, help research the property, do a market analysis, help you get an inspector, etc.

Good luck!
... more
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Brad.nielsen, Home Buyer in Salt Lake City, UT
Wed May 4, 2016
Brad.nielsen answered:
I work with people with less than perfect credit. Circumstances surrounding individual cases can have a real impact on how much repair can be done in a short amount of time. You can call me to discuss your case at 801.810.3032. My name is Brad and I'm with SecurityNational Mortgage. ... more
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Karen Peyton, Real Estate Pro in Chandler, AZ
Tue Mar 1, 2016
Karen Peyton answered:
You usually request more time to complete from the Seller once you know you are having difficulty. Ask your agent what he or she thinks, as only they know the specific writing of your contract. While timelines are set in stone as provisions of contract, you "may" still be able to negotiate.

Best of luck!
... more
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Steven Armst…, Home Buyer in Draper, UT
Fri Dec 18, 2015
Steven Armstrong answered:
I really depends on how long you plan to live there and what you are trying to accomplish. Do you plan to stay in this home for long term then you would probably want a lower payment. this would fit in to your budget easier. If you are intending to build and then sell for investment then theo other way is to go. ... more
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Scott Godzyk, Real Estate Pro in Manchester, NH
Mon Nov 30, 2015
Scott Godzyk answered:
You need to have your listing agent edit the listing changing out the pictures.
0 votes 2 answers Share Flag
Dan Tabit, Real Estate Pro in Issaquah, WA
Thu Nov 19, 2015
Dan Tabit answered:
Simon,
A FSBO seller will accept what they want, full price or a discounted on. A cash offer is ultimately the same as a financed offer in that the seller gets cashed out from the bank. It's better in terms of being more secure and certain to close, where a financed offer could be turned down by the lender if something didn't work out. A cash offer however doesn't mean the seller gets any more in the end though than a well approved financed one. ... more
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Ruth and Per…, Real Estate Pro in Los Gatos, CA
Thu Jul 16, 2015
Ruth and Perry Mistry answered:
Sure your rates will be higher, but can be done.

Talk to a lender locally in Salt Lake
0 votes 1 answer Share Flag
Gavin McNeal, Real Estate Pro in Fort Lauderdale, FL
Tue Jun 30, 2015
Gavin McNeal answered:
I am not a lender, but in my experience it is possible. Although, it's not so much the amount of the loan that you are applying for. The question is the LTV % (Loan to Value Ratio). How much you are putting down will have a large factor in the lenders decision. I had a client in a similar situation. Their lender required 35%. ... more
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Micah Olson, Real Estate Pro in Orem, UT
Thu Jun 11, 2015
Micah Olson answered:
Are you looking for building lots for sale? What areas? We have access to some great lots, and could refer you to some of the best builders...
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Micah Olson, Real Estate Pro in Orem, UT
Thu Jun 11, 2015
Micah Olson answered:
How would commissions effect your side of the transaction... It sounds like this was a new construction home. If that was the case the builder would be paying commissions. The $15,000 and the $2,500 should both count as part of your down payment. ... more
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Micah Olson, Real Estate Pro in Orem, UT
Thu May 21, 2015
Micah Olson answered:
You REALLY need to take a look at a video series that we have been publishing about this exact topic. I will post the link below. There are a lot of very important reasons to work with an Effective Agent when buying a new home, especially if selling your current home. You need someone on your team who represents your interests and is involved with the sale of your home.

Micah Olson, Associate Broker
Effective Agent Team Leader w/ RE/MAX Results
801-805-4900
... more
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Paige Smith, Home Buyer in Provo, UT
Tue Apr 28, 2015
Paige Smith asked:
I am looking to buy a home with waterproof tiles in the kitchen and in the bathroom. Does anyone know of any in Utah? I wanted to make sure that my floors were ok for winter snow and kids…
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Brandon Bour…, Real Estate Pro in Midvale, UT
Sun Apr 26, 2015
Brandon Bourdos answered:
Decent credit, job history in the same field or some company for two years, monthly bills (only credit cards and loans) to income ratios to fit into the banks minimum standards (typically 50% or lessof your income before taxes going to all your credit/loan bills PLUS your potential new mortgage payment), 3% down payment unless you qualify for a specialty loan 'Utah Housing' or otherwise. Although it's probably smarter to save the 3% down payment rather than using those specialty loan programs. These are the basics my friend! Good luck! ... more
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