Okay, so you need some additional cash and want to use the equity in your home, is that right?
A couple of points:
1. I am not a financial advisor. I do not know your situation.
2. If you need money there are a couple of different avenues:
a) do without
b) Cut back on your spending
c) Increase your income
d) A combination of b and c
e) Get a loan - last option.
If you DO get a loan, how will you pay it back? How long will it take?
I strongly suggest you meet with a counselor to discuss your LONG TERM and SHORT TERM goals. Don't just get a Home Equity Line of Credit and think it's all going to be okay!