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Salem : Real Estate Advice

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  • Local Info1
  • Home Buying33
  • Home Selling10
  • Market Conditions3

Activity 124
Thu May 4, 2017
M Kaub asked:
Sat Apr 8, 2017
Karyn Smith asked:
I've tried several photos of several sizes. It scrolls with the little box, then nothing.
0 votes 0 Answers Share Flag
Wed Mar 29, 2017
Mary answered:
Hi,

I have emailed you regarding about this concern.

Thank you for using Trulia!


Mary,
Consumer Care Advocate
0 votes 1 answer Share Flag
Sat Oct 8, 2016
Jenawk asked:
In a multi bid situation on a Fannie Mae Homepath property, does the bank give preference to owner occupancy even after the first look period has ended? For reference, this is a cash deal…
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Sun Jul 17, 2016
Terry Stewart answered:
Hey Russ. Just came across this question. Did you already discover that they are very similar?
0 votes 1 answer Share Flag
Mon Jun 6, 2016
Guadalupe Porras asked:
Having trouble making a listing, and can't seem to find where exactly to do so on the site? Have posted on Zillow prior.
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Thu Apr 21, 2016
Dvsspcdav asked:
Things like clearing out clutter. Repairs and updates. Staging suggestions etc
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Tue Apr 19, 2016
Adc97383 asked:
I own the home at 1815 Wallace Road NW Salem, Oregon 97304 and the square footage listed on Trulia is incorrect. There is an additional 1,000 square feet daylight basement that is fully…
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Sun Mar 20, 2016
Bob Powell asked:
The house picture comes up, but when the name list comes up with my name then it wont move forward.
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Fri Mar 11, 2016
bolden_2 asked:
Thu Feb 25, 2016
Dmyer asked:
Thu Feb 11, 2016
Chuck answered:
Can I sell my redemption rights on my foreclosed home to more than one company?
0 votes 5 answers Share Flag
Sat Jan 23, 2016
Brian Denne answered:
CJ,

I came across this post... however it being dated as far back as 5 years ago, still I thought I would ask if you did move to Portland and have you received your Real Estate License yet. I would be happy to share me experience with getting my licensed 2 years ago, and what to expect as you move into this career.

Brian Denne
BrianDenne@gmail.com
503-330-1514
www.LifestylesOfPortland.com
... more
0 votes 15 answers Share Flag
Wed Jan 6, 2016
Tom1judy1 asked:
Mon Dec 14, 2015
Uriza75 asked:
Sun Dec 6, 2015
Josephine ("Jo") Cusi answered:
Hi there! I would recommend that you speak with a lender who can best advise you on minimum credit score to qualify for home purchase. Different loan programs (FHA, VA, conventional) have their own credit score criteria.

Good luck!

All the best,
Jo
... more
0 votes 1 answer Share Flag
Sun Dec 6, 2015
Josephine ("Jo") Cusi answered:
Hi, Jonathan!

I am sorry to hear about your housing challenges. I'd like to try and provide some guidance based on my experience as a housing counselor and as real estate broker. First of all, each state has their own protocol when it comes to foreclosure---judicial (court system) or non-judicial. I am in California which is a non-judicial state. Oregon from what I read has been traditionally a non-judicial state but there were changes over the past few years so it is best to confirm which process is being followed by your state.

When you stated that you have exhausted all your options, can I safely assume that you have been in communication with your lender? Unlike before, many lenders are now more proactive in reaching out to borrowers who have defaulted in their payments and offer solutions. They need to know that you intend to keep your home, if that is your wish. From there, they can look into home retention options and based on your particular circumstances, review your financials, etc. to help you sustain and keep your home. Options like repayment plan, forbearance, loan modification/Home Affordable Modification Program (HAMP), etc. may be available to you.

Furthermore, there a number of non-profit, HUD-approved counseling agencies that you can reach out to, if you have not already. Go to MakingHomeAffordable.gov to find one near your area. Once you find one to work with, go through their counseling to begin the process. They will be working with your lender and act as a conduit between you and your lender. You may prefer having someone be a connecting bridge as opposed to dealing with the lender directly. In many cases, these agencies have an assigned point of contact when dealing with big lenders to facilitate the communication process.

Please remember that there are no fees for any of these services. Your lender or the non-profit organization will not charge you so be wary of anyone trying to collect fees.

I hope this information helped. It is critical to reach out to someone because time is of essence. If you have any questions, feel free to email me at jo@stellarcalifornia.com or stellarcalifornia@gmail.com.

All the best,
Jo
... more
0 votes 2 answers Share Flag
Wed Nov 25, 2015
nOno asked:
It says that my email already exists in the system and I need to add my email to my real estate professional profile.
0 votes 0 Answers Share Flag
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