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Saint Joseph : Real Estate Advice

  • All18
  • Local Info2
  • Home Buying3
  • Home Selling0
  • Market Conditions1

Activity 22
Wed May 17, 2017
Jonathan Lahey Your Home SOLD Guaranteed answered:
Thu Nov 17, 2016
Maricris A answered:

I apologize we have false foreclosure information listed on our home details page. This data is provided to us from Zillow foreclosures and we currently do not have the ability to edit or remove the information that they are sending us.

Please be advised that I have created a request regarding the removal of the erroneous foreclosure information for your home on Zillow.

Once the status is removed from Zillow, it will automatically update to Trulia after 24-48 hours.


Consumer Care Advocate
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Mon Sep 21, 2015
670rental asked:
This is your URL
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Fri Feb 27, 2015
Tangie Stephens answered:
Call your agent and ask them to remove the photos and replace. Also, be sure to take the plaques off the walls that contain your children's names. It gives too much info to those on the internet such as your children's name & address. ... more
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Sun Jan 25, 2015
Paul Zubrys answered:
You could use to see all listings for sale in St Joseph, including all the photos uploaded by the listing agent.
0 votes 4 answers Share Flag
Thu Jan 22, 2015
Simon Campbell answered:
To narrow your search, you should check out this site: It is a leading website database that contains over two million foreclosure homes, including bank foreclosures, government foreclosures like VA homes and HUD homes, distressed properties and commercial properties that are for sale all across the nation.

All of the listings have had any outstanding liens eliminated and the title is free and clear. We also update our extensive collection of listings every day. Membership opens up the listing and reveals the contact information and a detailed property description including more photos.
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Wed Jan 14, 2015
Derek Tunison answered:

My name is Derek Tunison, I am a mortgage Specialist in Macomb Michigan. I would be happy to take a short application and fill you in on where potential rates are currently for your loan.

If you are interested please call me at the number listed below.

Derek Tunison
Nowland Mortgage
Mortgage Specialist
Macomb Michigan
NMLS 162605
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Thu Oct 9, 2014
Eric Recktenwald answered:

It is never really to soon to at least begin educating yourself about the market place you live in. There are may local real estate agents that I presume would be willing to share information and websites in your area, where you can monitor the activity, prices, and selection of available properties.

As your get closer to your time frame it makes sense to begin the process of actual property visits. I still have not met many clients willing to purchase or lease a property site unseen.

Depending on the turnover in your market place and the supply side of available property you should adjust your "lead" time accordingly. It usually makes the most sense for anyone, buying or renting, to be in a position to be able to commit to a property when they find something they really like.

Timing for this depends on your situation as well. If you are committed to a lease agreement and do not have much flexibility in your options to extend or terminate your current arrangement you will need to take that into account.

Finances are an issue that depend totally on the individual. Obviously, if your market is "tight" on supply and there are very few choices available, you may find it in your best interest to "overlap" your rental or purchase agreement so that you do not get stuck homeless.
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Wed May 14, 2014
Hi CLCBIGGIRL, my answer is a bit late - but if you are still looking I highly suggest talking with a few realtors. Find a personality you mesh with; there are many to choose from! I would be glad to help you find someone.

In general, homes in this price bracket in St Joseph are selling quickly. We have transitioned to a seller's market for this summer.

Is offering $38k less than asking acceptable? Sure. But, depending on the value of this home you do run the risk of simply being brushed off by the seller in a market like today's. Again though - this is where a realtor's advice really pays off.

Good luck and have fun! If you've missed the home you were looking at don't give up..more will come!
Josh Hinch
Mortgage Loan Originator
Horizon Bank
811 Ship Street
St. Joseph, Michigan 49085
Phone: 269-982-5859
Fax: 269-428-5188
NMLS #586237
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Wed Apr 30, 2014
Tracy Haynes answered:
Unfortunately rentals are very tough in this area. Now we are moving into the prime season as well for vacationers which makes it even tougher. I do see however a 3 bed 1.5 bath on Washington for your budget. After that, nothing close or in area that is listed through the Southwestern Michigan Multiple Listing Service, There are some rental companies out there but this is not an area I focus on. Good Luck in your search. ... more
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Wed Apr 9, 2014
Annette Lawrence answered:
20% below listed price. THAT is borderline 'low-ball."

If the price is reflective of condition your approach will fail.
If the bank is known to have a pricing schedule, your approach will fail.
If your offer contains contingencies, your approach will fail.

Seriously, what have you got to lose offering $45,000? They will remain silent and you submit a new offer that is higher or the bank will counter.

Until you submit a written offer the answer is ALWAYS NO!

Best of success to you,
Annette Lawrence, Broker/Associate
Remax Realtec Group
Palm Harbor, FL
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0 votes 6 answers Share Flag
Wed Apr 2, 2014
Tracy Haynes answered:
Both areas are excellent choices. Saint Joseph has the charming downtown feel, while Stevensville still has that small town vibe to it. Both areas have multitude of subdivisions with many different housing styles to choose from. The most important thing is what you are most comfortable with. Please feel free to contact me if you have any specific questions on a property or if you just want to get to know a Realtor before you do business with one. We can all dress up our profiles but it is the personal connection you feel that is most important to me.

Tracy Haynes
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0 votes 8 answers Share Flag
Sun Mar 23, 2014
Tracy Haynes answered:
Moving to Saint Joe with new Jobs, I'm guessing you probably have either hooked up with Whirlpool or Lakeland. Both of whom should be able to provide lenders the type of information they need in order to help secure the loan. With no hiccups most lenders can close in 30 days. Depending on the income verification. That is most always the catch. If you are perhaps in the medical profession, there may be a better loan product out there for you. Please contact me so we could discuss that possibility if that if the case. ... more
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Mon Mar 17, 2014
Tracy Haynes answered:
The big question is, What is your budget? In Saint Joseph, They current listings meeting your criteria run from $1400 per month to $2900 a month. Rentals are in high demand in the entire community plus surrounding areas. Also, June stars the busy tourism season making rentals even more expensive. The best place to search rentals locally is and click the Rentals tab and search that way for the most current rentals by Realtors. Also check, local landlords post on here. And don't forget Craigslist. ... more
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Wed Dec 18, 2013
Allison Thornton answered:
There is a great tool for calculating taxes for a new home purchase on Click on Property & Tax Tools, then select Property Tax Calculator and enter your information!!!! ... more
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Tue May 28, 2013
Rhonda R Wilson-Strasser answered:
Hi, that house is back on the market...Wouldyou be interested in looking at it? 269-588-9003
0 votes 4 answers Share Flag
Thu Apr 11, 2013
Judy Bibbings answered:
There are many types of homes in the area you suggest like bungelows, historical, two-units, and such.
If the home is single family in good condition with ample parking, garage, and around 1500 sq. ft. you might consider $97./ft. This is just a generalization because each property has it's own qualities and conditions vary greatly.
I suggest you contact a Realtor. A good agent will do a detailed search on SOLD properties
that are comparable to the subject property you are considering.
I hope this is helpful.
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