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Foreclosure in Saint Johns County : Real Estate Advice

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  • Home Buying2
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Activity 30
Thu May 4, 2017
Kgazaryants asked:
Mon Aug 24, 2015
polareyez1 answered:
Yes - invitation homes has bought up some of the foreclosures and then does not manage them after the tenant moves in. There is no HOA here so they (Invitation Homes) leaves it up to the tenants to maintain the outside of the home. When Invitation Homes charges 1500+ rent for a tiny house like this, it attracts students who want to live "near the beach". There is usually 3 4 or more residents living in a house sharing the rent. As you can imagine, absolutely nothing is cared for on the outside of the house. The property manager never checks on the condition and it isn't until residents call st johns county code enforcement and Invitation homes that MAYBE something will be done. We lived next to one of these homes and there were at least 6 people living in the first year with 3 dogs and the second group had 4 people living there. They mowed the lawn 2 times in the whole year. Multiply this by the number of Invitation Homes that are rented in the area...
There are also a large number of foreclosures in Sawgrass and along Ponte vedra Blvd. so the foreclosures are not limited to the lower cost homes in the area.
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0 votes 3 answers Share Flag
Sun Jul 19, 2015
Josh Barnett answered:
depends on the loan, call your loan officer, they should have already gone over this with you.
0 votes 25 answers Share Flag
Thu Jul 16, 2015
Ruth and Perry Mistry answered:
Sometimes you can, either the bank or their agent is a doing an open house.

Visit the property with your agent.
0 votes 2 answers Share Flag
Thu Jul 16, 2015
Ruth and Perry Mistry answered:
You can start the process ASAP.
Being able to get a HELOC will depend on appraisal and your ability to pay it down

Good luck
0 votes 1 answer Share Flag
Thu Apr 16, 2015
Annette Lawrence answered:
Flood insurance increases in FL at this time are capped at 25% annual.

One correct answer would be 25%.

However, you would be well advised to chat with a Saint Augustine REALTOR to get an understanding of longer term issues. ... more
0 votes 1 answer Share Flag
Mon Jan 13, 2014
Julia Almstead answered:
It may have been 3121 Green Acres Rd. St. Augustine, FL 32084. It recently sold for $96k. It closed on 12/27/13. I'm familiar with the property. Should you have any questions, please feel free to contact me. 904-460-8664. If you are searching for a new home, please visit JuliaAlmstead.com to start your search. My email: info@juliaalmstead.com.

I hope this helps!

Sincerely,
Julia Almstead, Realtor
Prudential Network Realty
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0 votes 2 answers Share Flag
Fri May 31, 2013
jeffoneal08 answered:
I have lived in my home built in 2007 by Toll Brother Nocate FL 32081 going on my fourth year. I noticed the stucco on my home creacking and debonding. Per the engineer my HOI sent out he also observed de-bonded and peeled synthetic stucco finish on the north, west and east walls of the building were consistent with prolonged (several months to years) exposure to moisture from water intrusion in the exterior stucco assembly due to improper detailing of the stucco assembly. Moisture infiltrated through cracks and gaps on the wall surface and around the window frame. Because of the impermeable properties of the acrylic based synthetic stucco finish, and the absence of a system to evacuate the moisture trapped behind the synthetic stucco finish, moisture was allowed to accumulate behind the walls finish. The prolonged exposure to moisture caused the synthetic stucco finish coat to deteriorate. Had a system been put in place to allow moisture to exit the system, the severe deterioration of the finish coat would have been avoided. Toll has denied liability. Now I have mold behind these walls The level of mold behind the walls are as follows Aspergillus/Penicillium kitchen, kids bedroom and master bedroom all at,99.998%, we also had a foundation leak in the kitcken and still have no island. My insurance ajuster also brought to my attention a leaking window. Regarding the foundation damage Ram Jacks reports states. Given the age of your home and the evidence of differential settlement it is the opinion of Ram Jack of Florida Inc. that the damage sustained by the home is the result of failure of the foundation and improper backfill. The home is uninsurable and the builder denies liability and that I an out of warranty.. AS of 1/28 I have no HOI coverage and the come continues to deteriate. We have two leaking windows. foundation leak and the water heater blew up an caused $1000 in water damage. If thats not enough the bull nose around the polls is seperating from the pool shell. GOOD LUCK TO NEW HOME BUYERs>
AS OF TODAY...NOW MY LENDERS FORCED PLACE HOI WILL NOT PROVIDE COVERAGE
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0 votes 2 answers Share Flag
Sun May 19, 2013
Luann Allen answered:
The management company has the right to charge for any work that it does, and that includes answering a foreclosure motion. HOwever, truth be told, if your house is really in foreclosure and you are going to lose it, there is not much they can do if you don't pay it. I never suggest that you jeapordize the association by not paying your fees, but this is an additional charge that is not part of the budget, and is probably between you and the management company, not you and the association. ... more
0 votes 1 answer Share Flag
Sat Jun 2, 2012
TyrenePasco answered:
Definetly execute before it become a mayor problem and lost of money investing, Cherie have a talk with your estate attorney.
0 votes 7 answers Share Flag
Tue Apr 26, 2011
Nancy Massengill answered:
Unfortunately there are no "rules", however, it has always been my experience that the bank negotiates all of the outstanding liens prior to the contract settlement. They should be responsible for providing you with a clear title at the closing. In some instances the buyers I have worked with have been asked to contribute some funds in the case of a third position lien....and yes, believe it or not there are some third positon liens out there. Do you have a written Purchase and Sales Agreement? Who wrote it?

Are you represented by a "buyers' broker"? If so, they are not doing their job. If you went direct to the listing agent, although I am sure that they want to get the transaction done, they are representing the seller/bank and owe you nothing as far a negotiating on your behalf or making sure that all of the outstanding debts are the responsibility of the lender or previous owner.

It sounds like you need some representation. If you don't have a Realtor at this point, you may want to contact a real estate attorney in that area for assistance. It would be too late at this point to bring another Realtor into the deal.
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0 votes 5 answers Share Flag
Sat Jan 15, 2011
Alma Kee answered:
Wow! What a disaster... sounds like you didn't have an attorney representing you in your divorce or he would have required your ex-wife to get you off of the mortgage by selling or refinancing.

You absolutely need competent legal representation to reverse everything. Hopefully you will be able to get your military clearance back. Your attorney can help with getting the Deed in Lieu accepted by WF.

Contact the Florida Bar Association and they may be able to find an attorney to work on your behalf pro bono (free).

Wish you the best of luck in this difficult situation.
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0 votes 5 answers Share Flag
Sun Jan 9, 2011
Mike Vazquez answered:
Start contacting every REO (foreclosure) listing agent in town. A lot of them will ignore you at first because they're likely extremely busy, but keep letting them know you're around and when their current guy gets sick or drops the ball you'll get your shot. Also, google bank lists or asset mgr lists and hit up all of those folks. A lot of them are tech based and you'll likely need to register on their websites. Price low to get the business and raise prices over time always seems to work. As you get busy you can start to demand a little more money. Good Luck! ... more
0 votes 5 answers Share Flag
Thu Nov 4, 2010
Kevin Farrell answered:
Jim G,
Sorry I haven't been to this blog in a while but to answer your question, Villa San Marco is probably one of the best kept secrets in St. Augustine. The Physical Therapy school is about a mile away and the students make up about 70-80% of the tenants. My 2-bed - 2-bath gets $900/month. The units sell quickly so you have to stay alert.

The foreclosure debacle is messing things up but if you are looking to invest be patient. Call Janaye Lowe of Century 21 St. Augustine Properties for an honest, sincere and hardworking agent if you need ssistance at (904) 806-2115.

Good Luck
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0 votes 4 answers Share Flag
Wed Nov 3, 2010
Mark LeMenager answered:
Sak, there is no relationship what so ever. Hopefully the accepted price is well below the appraisal. If not then the bank is trying to make a killing and you should walk (unless you really love the place and want to live there.) ... more
0 votes 9 answers Share Flag
Wed Nov 3, 2010
Mark LeMenager answered:
No problem Eliane, then you don't get the house. Sorry, but it can be a ruthless game these days. If you wait for formal written counters, then you will get passed by. Fair no, the market yes. ... more
0 votes 9 answers Share Flag
Tue Oct 5, 2010
Carli Parrish answered:
Hi Boss,

I would be very happy to assist you in finding similar properties, contact me directly at 813-361-7001.


Thanks
0 votes 3 answers Share Flag
Fri Sep 24, 2010
Alma Kee answered:
Hi Sonia,

You may want to go to the DC area of Trulia. You posted this in Florida.

Alma
0 votes 1 answer Share Flag
Tue Jul 27, 2010
Nanette Williams answered:
Hello,
I have specialized in the Beaches for over 14 years and would be happy to assist you in your home search. I have access to Foreclosures and Short Sales in the Ponte Vedra area as well as other areas in Jacksonville. Please feel free to contact me at nanette.williams@ziprealty.com or visit my site at http://ziprealty.com/agent/nawilliams
Thank you!
... more
0 votes 1 answer Share Flag
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