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Saint Charles : Real Estate Advice

  • All49
  • Local Info3
  • Home Buying12
  • Home Selling3
  • Market Conditions3

Activity 52
Wed Apr 12, 2017
Mary answered:

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0 votes 1 answer Share Flag
Thu Sep 8, 2016
Pattyzimmerman61 answered:
yes---because the bank will still worry about you making payment on the 10%
0 votes 1 answer Share Flag
Thu Sep 24, 2015
Bob Brandt answered:
I can explain or email you the info if you contact me with your email or phone.
0 votes 1 answer Share Flag
Sun Aug 30, 2015
Tina Jagshi answered:
Hi Jenna,
Since you will not be able to physically see the property, what I have done for my clients that has worked out fabulously is that either I make a video of the property as I walk thru it OR show them the property that they have shown an interest in via SKYPE. Let me know if you need any assistance.

P.S. Keep in mind property values are very different here compared to TX. I have family in TX and that's what I explain to them as well.

Tina Jagshi
Cell# 630-303-7731
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0 votes 5 answers Share Flag
Fri Aug 14, 2015
Murphy Team answered:
Your inspector should have opened and closed all the windows to check their operation. Also, you should have been there to view the inspection. Replacing windows is not really cost effective with respect to energy savings. If the windows are really bad, someone should have called them out even before the inspection. I would have a conversation with the inspector and find out the scope of his inspection on the windows. ... more
0 votes 4 answers Share Flag
Mon Aug 3, 2015
Noah Seidenberg answered:
Defiantly. If you have two equal offers but one is in cash it will he the stronger offer. The lack of a mortgage contingency always helps
0 votes 5 answers Share Flag
Mon Aug 3, 2015
Noah Seidenberg answered:
Only a licensed Professional Realtor can enter a listing on Trulia . Consumers can browse property freely on Trulia but talk to your Realtor.
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Mon Aug 3, 2015
Noah Seidenberg answered:
Thu May 14, 2015
Caroline Boye answered:
I also built my home, but in 1989-1990, and I know that the value has decreased. The original trim will be a GOOD selling feature. A lot of it has to do with our outdated kitchen and gold fixtures/hardware throughout the house, as opposed to stainless steal. If you have an updated kitchen and updated bathrooms, you should be just fine. ... more
0 votes 2 answers Share Flag
Thu May 14, 2015
Caroline Boye answered:
It depends on why you had the short sale. For some reasons, like loss of job due to injury, it is two years. If you had to short sale because you had problems keeping up with payments, it is three years. ... more
0 votes 2 answers Share Flag
Thu Feb 5, 2015
Caroline Boye answered:
I would start the pre-qualification process now so that you know the price range that you will be able to afford. You want to know what your price range is so that you do not spend valuable time looking for houses out of your price range. ... more
0 votes 10 answers Share Flag
Sun Jan 18, 2015
Bob Brandt answered:
My vote is to leave it as is and go with the higher bedroom count when selling, and you also won't have to put up with all the mayhem and costs of such a big conversion.
0 votes 2 answers Share Flag
Mon Nov 17, 2014
007 answered:
My daughter attends North HS and some of her classes have 2 teachers so that might explain the 1/10 ratio you found.
0 votes 2 answers Share Flag
Sun Apr 20, 2014
Dan Tabit answered:
Are you an agent or the home owner? Only licensed agents can input pictures and information here on their listings. Trulia does not accept for sale by owner listings.
0 votes 1 answer Share Flag
Sun Apr 6, 2014
John Wright answered:
Hello Bill, I list Freddie Mac HomeSteps properties. No, unfortunately you are not available to use HomeSteps financing for rehabbing a home ( unlike HomePath where you can) Also, there are only two banks that are approved with Freddie Mac for the State of Illinois for HomeSteps financing. This would be NationStar Financial and Regions Bank. If you have any other questions, please reach out to me. Thank you. ... more
0 votes 3 answers Share Flag
Fri Jan 10, 2014
Gene Mundt answered:
Carl: Because you have quite a few issues feeding into your question and they are complex, it would be best ... prior to giving any comment or reply here ... to get a bit more info from you. That way I could give you a reliable answer rather than conjecture. I would need to obtain a credit report (if you have a copy, that is good) and the address of the property that was included in the bankruptcy to start.
Please .. contact me at your convenience. I look forward to talking and getting to work on you behalf,
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2 votes 8 answers Share Flag
Mon Jan 6, 2014
Bob Brandt answered:
In my humble opinion, over the next many years, ranch one level homes will be the hot item. There will be a glut of inaccessible 2 story homes for the aging Boomers.
In the rough area you mentioned, the rural feeling/country feeling/forest preserve feeling Village of Wayne may give you more than could have dreamed for.
The Barrington area has a similar feel and great reputation also.
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1 vote 4 answers Share Flag
Thu Nov 7, 2013
Brian Nguyen answered:
Yes, it is likely that under your situation that you will need to seek portfolio lenders instead of the traditional guidelines process. There are loans that can fit your situation that do not require income verification. On the other hand, for this loan you will need to have around 30%-40% which can be tough. If you have this available then you will have a much better chance for a loan. Well I hope this helps! Good luck! Brian Nguyen Sr. Mortgage Banker Phone: 949.667.2887 ... more
0 votes 5 answers Share Flag
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