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Market Conditions in Saint Charles : Real Estate Advice

  • All49
  • Local Info3
  • Home Buying12
  • Home Selling3
  • Market Conditions3

Activity 5
Thu Sep 24, 2015
Bob Brandt answered:
I can explain or email you the info if you contact me with your email or phone.
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Mon Jan 6, 2014
Bob Brandt answered:
In my humble opinion, over the next many years, ranch one level homes will be the hot item. There will be a glut of inaccessible 2 story homes for the aging Boomers.
In the rough area you mentioned, the rural feeling/country feeling/forest preserve feeling Village of Wayne may give you more than could have dreamed for.
The Barrington area has a similar feel and great reputation also.
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Wed Jul 31, 2013
Jennifer Mencias answered:
The best way to determine your homes value would be to look at what similar homes in your area have sold for in the past 6 months. Look at homes with similar square footages, # beds, # baths and amenities to determine values. This is also something to keep an eye on to determine future values. Each area has had different increases and decreases it wouldn't be fair to give a general percentage of price change. Often times a subdivision across the street can very different market reaction. If I can be of any assistance please let me know! Thanks! ... more
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Mon May 13, 2013
Melissa Kampschroer Leetzow answered:
Have some that came up in McHenry County if you would like to go a little north.
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Wed Jun 3, 2009
Chris Covalle MBA, CPA answered:
The loan will be in both names and both credit scores will be analyzed. In the case of a conventional Fannie Mae or Freddie Mac loan the lower of the two middle scores will be used and depending on down payment goals, you may also have to have your own debt to income ratio fall w/in certain thresholds. Sounds like you may want to look into a FHA loan as there is no need for a separate debt to income ratio calculation and you can utilize a smaller down payment. FHA will also not have the credit score pricing adjustments a conventional loan will have so your end rate will probably be better. Quick comment on notation below regarding first X HB credit-you should be able to claim the credit under your own personal filing as a first time buyer. Unmarried joint purchasers-like a father/son-can allocate the credit to whomever is eligible. Please see the FAQ on

Please advise if any further info is needed, Good luck!
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Market Conditions in Saint Charles Zip Codes