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Saint Albans : Real Estate Advice

  • All35
  • Local Info3
  • Home Buying3
  • Home Selling0
  • Market Conditions4

Activity 17
Wed May 27, 2015
Kathy Burgreen answered:
I'm a retired real estate broker. Have you tried contacting a local realtor in the neighborhood? Do you wish to buy or rent? Is your price point the average for the area? I ask this because many buyers or renters are unrealistic with pricing. Keep your options open because you may have to compromise. ... more
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Sun Mar 8, 2015
missg822 answered:
Yes I'll been having that problem with the agent's so it turns you off but they are holding the homes you want an can afford. What's wrong with this picture.
0 votes 15 answers Share Flag
Fri May 9, 2014
Anna M Brocco answered:
Check www.mlsli.com the consumer version of MLS, or consider working with an agent of your own...
0 votes 1 answer Share Flag
Wed Apr 9, 2014
Garfield Bull answered:
Yes it is near transportation and it is a two fair zone. Its not a difficult commute to the City. The location is very clean and quit. Its also kind of an locked in community, not much traffic in and out of the area. You would like it. You should attend one of my home buying seminars, you will find it very interesting. Your time will be well sent I promise. My name is Al Brown, 718 217-7266 ... more
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Sat Feb 22, 2014
Anna M Brocco answered:
Consider working with an agent of your own, or check www.mlsli.com or check local print media for by owner rentals, always verify ownership before exchanging any money; word of mouth, etc. ... more
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Mon Dec 30, 2013
Anna M Brocco answered:
Not sure who you are trying to reach, however keep in mind that any local agent/realty office can help, they all have access to the same information.....
0 votes 1 answer Share Flag
Thu Sep 12, 2013
Marco Gomez & The Reach Team answered:
Hi Kinza,

Here are some links to help you get started on your research.

http://en.wikipedia.org/wiki/St._Albans,_Queens

http://queens.about.com/od/neighborhoods/p/st_albans.htm


Regards,
Marco Gomez
NY State Licensed Associate Broker
2013 Treasurer for the WQC of LIBOR
Realtor®
Keller Williams Landmark II
Mobile: (917) 734-2012
Fax: (877) 817-9101
marco.gomez@gmail.com
... more
1 vote 1 answer Share Flag
Wed Aug 21, 2013
answered:
Rent today; Buy tomorrow. How to convert from Tenant to Homeowner.

When I rented my first apartment in Astoria, I did not want to be a Tenant my whole life and pay my Landlordâ€s mortgage. I longed to become a Homeowner.

That’s why I found my way into the mortgage business in 1989 and soon afterward became a Homeowner. Here are the fundamentals any Tenant should know to prepare to become a Homeowner in the future, no matter when that might be.

• Credit: Establish 3 credit accounts, no more than 5. Pay your bills on time. Keep your balances to no more than 50% of your credit limit. Don’t pay off the accounts in full. Keep balances active for 12-24 months. All of the above will provide both a good credit score and adequate credit history to qualify for a mortgage loan.

• Assets: A basic savings budget isn’t hard to do. Pay your rent first in your budget; then set aside 10% of your income before taxes . Make it a budget priority and you’ll still have money left over for entertainment and restaurants and clothing.

How much money do you need to buy a home? Many buyers spend no more than $25,000 to buy their first homes. There are loan programs with low down payment requirements and many real estate agents negotiate for their Buyers a “Seller’s concession” to include the Buyer’s closing costs (which are HIGH here in New York!) in the price of the home.

• Income: Two years consistent income is the basic requirement for either a salaried individual or a self-employed person. Income from Bonus, Commission, and Overtime is treated differently and is best discussed with your Mortgage Banker.

• Market Survey: it doesn’t hurt to go out and get to know neighborhoods where you might like to buy a home. Visit open houses on Saturdays and Sundays. It’s okay that you’re not yet buying; tell the Realtor at the Open House you’re just beginning your “survey.” You’ll also get to know market prices for different kinds of homes. It’s okay to “window shop” homes on the weekend at Open Houses!

I hope these fundamentals will help you better understand the path to homeownership is a process that, with preparation and dedication, you can move through easily. And if you’re interested in getting Prequalified today to create an Action Plan for your future of Homeownership, call me anytime!

Trevor Curran
NMLS #40140
www.tcurranmortgage.com

*If you thought my answer was helpful, please give me a “Thumbs Up” or “Best Answer.” Thanks!
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Tue Jul 16, 2013
answered:
I’m no real estate agent, just a humble Mortgage Banker, but I can give you some guidance on your search for the right rental apartment.

In my experience in the real estate trade, I’ve discovered that the consumer is best served by adopting some simple strategies, whether you’re buying a home, selling one, or renting an apartment.

First: remember that real estate agents work on commission. The better quality agents---and those with the most experience---will be testing you from the initial contact to determine if you’re serious and will commit to using their services. Why? Because real estate is like any other business. You don’t get to stand in line at the fast food restaurant just to stare at the menu without actually buying some food at one point. It’s the same idea: the experienced real estate professional has to earn a living by renting apartments to serious and qualified prospective renters.

Therefore, the smart consumer should be well-prepared and committed to respecting the real estate professional’s time. That means: know your requirements for the apartment you wish to rent in terms of location, amenities (one bedroom versus three bedrooms; elevator building or private house), and location (proximity to public transportation or need for parking), and price. If you present yourself as well-prepared you’ll have a better chance of working with an experienced agent who will work hard to find you the right apartment.

Second, start with the internet---especially TRULIA.com---but stay “local.” Don’t think at real estate agent in Brooklyn can find you an apartment in Queens, or vice versa. Here on TRULIA.com you can easily find a local professional by clicking on “FIND a PRO” at the top of this page. There you can hone in on a seasoned professional in exactly the area where you wish to rent your apartment. TRULIA provides exceptional tools to help you as a consumer understand the quality of the professional you’re working with. Read the agent’s profile; check out the recommendations from previous clients; get to know the level of experience of the agent and the areas that agent covers.

Third, real estate agents are prevented by Federal regulations from answering certain types of questions. They cannot discuss schools or school districts, crime statistics, and a variety of other issues prohibited by Fair Housing regulations. If your agent is vague when you ask certain types of questions, now you know why.

Finally, demonstrate your level of seriousness to your real estate agent. Show up on time for your appointments to view apartments. If you’re required to submit documents for the Landlord to review with your rental application, get them into your agent’s hands pronto. Not only does this help you potentially get one step ahead of a competing renter, but you’ll be viewed by the Landlord as a responsible renter. Landlords prefer responsible renters, don’t they?

I hope that helps you improve the results of your search for an apartment, and helps you with a better quality experience.

Trevor Curran
NMLS #40140
Mobile: 516-582-9181
Office: 516-829-2900
Fax: 516-829-2944
PowerHouse Solutions, Inc.
1010 Northern Blvd. Suite 234
Great Neck NY 11021
Licensed Mortgage Banker – NYS Dept. of Financial Services
NMLS#3528

*If you thought my answer was helpful, please give me a “Thumbs Up” or “Best Answer.” Thanks!
... more
0 votes 4 answers Share Flag
Sat Mar 23, 2013
Alo webb answered:
I have a very similar home in contract in that area for $450,840. Before settling on this property we viewed several home, many of which had very tiny bedrooms and were priced in the range of $440k - $525k.

Approximately 2 years ago the mortgage industry had not recovered and this house possibly would have sold in the range of $399-$440.

I was able to get my client a good deal but I believe this house could have sold fairly quickly at $475k. If you need any help to list this property for sale please contact me anytime @ 914-299-0420. I am available 24 hours.
... more
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Mon Aug 20, 2012
Keith Simon answered:
St. Albans is very wide and it is made up of different areas but overall it is an area being sought after for Tennants and buyers because of its close proximity to the subway. Since you are looking for an investment property, it is my opinion that such are be considered. Please contact me at 347-730-2155 Keith Simon ... more
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Tue Aug 7, 2012
Anu Dutta answered:
http://www.greatschools.org is a great site to get an idea.
0 votes 3 answers Share Flag
Sun Jul 22, 2012
Amy Liu answered:
If you want to find out if your area is a flood zone, you can go on these websites:
http://www.floodsmart.gov
http://www.freeflood.net/

Amy Liu
East Coast Realtors, Inc
0 votes 4 answers Share Flag
Wed Jul 18, 2012
Thomas Brady answered:
Hi Gregory, I found 136 homes on the MLS listed as 2 families for 300k or under. They break down as follows:
Arverne 6, Broad Channel 1, Corona 2, Cypress Hills 4, E. Elmhurst 1, Far Rockaway 27, Glendale 1, Hamilton Beach 1, Hollis 1, Jamaica 42, Kew Gardens 1, Maspeth 1, Ozone Park 8, Queens Village 2, Richmond Hill 11, Rockaway Beach 3, Rosedale 4, South Ozone PArk 3, Springfield Gardens 7, St. Albans 8, Woodside 1.

Here's the rub, when I exclude short sales and foreclosures the number falls to just 17 which are as follows. Arverne 2, Broad Channel 1, Far Rockaway 4, Jamaica 7, Rockaway Beach 2, St. Albans 1.

If your handy, or you take out a rehab mortgage foreclosures could be an option for you. As for short sales, you would need an agent that knows short sales, but the guidelines recently changed and you may be able to pick up a short sale bargain. Good luck.
Tom Brady SFR, e-PRO, SRES, GREEN, BPOR
Licensed Real Estate Salesperson
Notary Public, Retired N.Y.P.D. Lt.
631-682-8660
Tom@BradyFamilyRealty.com
www.BradyFamilyRealty.com
"We treat you like family!"
Charles Rutenberg Realty, Inc.
255 Executive Drive - Suite 104
Plainview, New York 11803
... more
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