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Rental Basics in Sacramento : Real Estate Advice

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Activity 36
Thu Feb 9, 2017
Courtnee Norton asked:
I have been with the same rental company for about two years now. In the time I have been with them, I have lived in two different units. While I was staying in the first unit, I had someone…
0 votes 0 Answers Share Flag
Sat Jan 28, 2017
Lauren E Jones answered:
Usually it takes 60 days to show. But it's always best to pay it so you don't end up in bad areas.
0 votes 1 answer Share Flag
Wed Jan 11, 2017
Lordesmckenna answered:
I want to find out if a property owner has a mortgage or owns the property out right. How? Thanks!
0 votes 11 answers Share Flag
Sun Nov 20, 2016
Derek Jones answered:
An address would be needed to give you a more accurate answer. 95822 is a pretty big zip code.
0 votes 1 answer Share Flag
Fri Nov 11, 2016
Tracycruz2006 asked:
it was an illegal eviction and will fight it but meantime we need to relocate to citrus heights is there anyone who can help
0 votes 0 Answers Share Flag
Mon Aug 1, 2016
Derek Jones answered:
You can go down to our local sacramento county assessor's office and request the home owners based on address. I think you may be able to call and get the info as well.
0 votes 5 answers Share Flag
Wed Jun 1, 2016
Derek Jones answered:
That's something that would be in a rental agreement. I suggest you get with the landlord put together a rental agreement that outlines garbage. Seems odd you would be responsible for it. ... more
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Sat Apr 2, 2016
Melanie Abeyta answered:
Will i still be eligible to rent a apartment if my current landlord does not answer his phone to me or the company im trying to rent with?
0 votes 4 answers Share Flag
Wed Mar 30, 2016
Karen Peyton answered:
See an attorney.

The most important question about your situation is whether or not you feel yourself in danger? If so, it is my opinion, your lease should have no bearing on your safety and you should move.

If your safety is not an issue, I would (again my opinion) start a log of complaints with your landlord, alerting him or her of the difficulty you are having. It may be easier to be "relieved" of your lease obligation if your situation cannot be resolved.

Since the obligation of your lease may be an issue, it would be wise to find a home and purchase "now" before having to deal with a landlord/tenant dispute should one occur.

Consulting an attorney regarding your rights and responsibilities of your lease agreement and the extent of potential "fall out" is your best bet for clear direction.

Good luck!
... more
1 vote 1 answer Share Flag
Thu Mar 17, 2016
Dkreads answered:
Try looking for smaller properties that are owned by individuals instead of corporations. They will have more flexibility and won't have denials because standard policy from property managers who can't override it.

I would offer to have your wages garnished for rent, re convenience and security for the landlord that no matter how rough your financial straits get, as long as you're working the rent gets paid first. This would be especially attractive for small landlords because they don't have to wait/worry about "the check is in the mail"

A higher deposit is illegal in many areas, I know in my state if it's more than 2 months rent then the tenant is allowed to take the landlord to court for 3x the difference.
... more
1 vote 1 answer Share Flag
Thu Feb 11, 2016
Karen and Paul Catania answered:
Landlords want 2 things. Rent paid on time and did you take care of the property. If you did these 2 things you should be fine.
1 vote 9 answers Share Flag
Wed Sep 3, 2014
Dan Tabit answered:
Don,
If you are comfortable with month to month, do nothing. If you want the security of a new lease, ask. The new lease could come with a rent adjustment, so be aware that is a possibility. If you stay month to month, the landlord can also give you notice and ask you to move out. ... more
0 votes 3 answers Share Flag
Sat May 24, 2014
Dan Tabit answered:
Ashley,
If the issues you are concerned with rise to a certain level, you may be able to void your lease and move right away. Consult the California Landlord Tenant Law. I've attached a link below.
If these issues are not adequate to give you that right, be more selective in your next rental. Work promised should be complete before you move in.
... more
1 vote 1 answer Share Flag
Wed Oct 30, 2013
Jaime Becker answered:
Hi Frankie

Another good way to find rentals is to drive around the area you want to live in and just call the numbers on the sign. Sometimes when asking on this site you may not get a response unless you go directly to the property managers site. The best thing to do is to call though. Good luck! ... more
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Mon Jun 24, 2013
Jaime Becker answered:
I would check with an attorney. Sometimes all it takes is contacting the company and letting them know that you were not on the lease. The rules may differ state to state.
0 votes 4 answers Share Flag
Wed May 15, 2013
Tanya Rhody answered:
There is ALWAYS potential for a lawsuit. All she needs is enough money and the lawyer will come. She has been a proven problem in the past. Do you really want her around in the future? ... more
1 vote 10 answers Share Flag
Sat May 11, 2013
Jim Walker answered:
I disagree with the first three answers and agree with the question poster. It does vary by geographical area. I think we might find that Manhattan dwellers sometimes pay a fee to find housing. Let's get a New Yorker to answer that question.

Yes the usual situation is that renters in Sacramento come unrepresented. If you buy a house, you have the choice to have an agent that represents you, but is paid by the seller

If you want an agent to represent you (instead of one that works exclusively for the landlord) to find and negotiate a residential rental, you will likely have to pay for that yourself.

Because very few rental house hunters want to pay for this service, very few practitioners offer it. If available rental homes become scarce for an extended period of time, more agents would begin to offer a tenant paid service.
... more
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Wed Aug 8, 2012
Cassie answered:
what is the going rate for rent and deposit 2845 east 118th ct Thorton,co 80233?
0 votes 2 answers Share Flag
Tue Jun 26, 2012
Michael Smith, MBA, MPM answered:
Great question.

As lenders, we all essentially adhere to the same guidelines.

Deposits are the same.

As far as qualifying, the max for a rental is 90% loan to value (10% down payment).
PMI is required on loans above 80% loan to value.

Conventional financing offers you the best rate.
You will need a 660 minimum Fico score.
Also if you are putting down less than 30% then the lender cannot use any of the rental income (on the new property if you had a tenant for example). You would have to qualify based on your income and your debts and with the new mortgage as well on the investment property.

Homepath is another good option. Same Fico and down payment requirements; however there is no appraisal nor mortgage insurance on the homepath product. Rates are higher because of this. Typically .50-.75% higher in actual rate than conforming 30 year fixed rate loans.
However, once you factor in not having mortgage insurance and given the fact that you cannot deduct mortgage insurance from your taxes, typically the homepath pencils out quite nice.

For more information on how to qualify, simply give me a call at 916-813-4003.
... more
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