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Sacramento : Real Estate Advice

  • All1K
  • Local Info160
  • Home Buying660
  • Home Selling79
  • Market Conditions82

Activity 1,850
Sahiman Aziz, Home Buyer in Sacramento, CA
Thu Jan 12, 2017
Sahiman Aziz answered:
i am looking for a back in law or granny unit in elk grove ca or sacramento ca not south sacramento how can I find it
0 votes 11 answers Share Flag
Lordesmckenna, Home Buyer in Sacramento, CA
Wed Jan 11, 2017
Lordesmckenna answered:
I want to find out if a property owner has a mortgage or owns the property out right. How? Thanks!
0 votes 11 answers Share Flag
Christine.w…, Real Estate Pro in Fort Myers, FL
Wed Jan 11, 2017
Christine.woods32 answered:
I don’t have particular options for you. But I can give you recommendations on how to rent with your furry friends. You can create a pet resume, one for each pet. In this CV you can include pet’s information, routine, medical records and references. If you want to use a pro for creation of pets resume, ask for samples of their work so you have an idea of what he or she can do.

As I understand, you’re looking for rent in CA. This list of 10 most pet friendly cities include San Diego and San Francisco. So, pay attention on those cities.
... more
1 vote 3 answers Share Flag
Derek Jones, Real Estate Pro in Fair Oaks, CA
Wed Jan 4, 2017
Derek Jones answered:
Talk to your agent if you used one as it's time to start negotiating. Or there is always small claims court. Talk to an attorney if you'd like to seek legal assistance.
0 votes 1 answer Share Flag
Sheryl Arndt, Real Estate Pro in Woodland Hills, CA
Tue Jan 3, 2017
Sheryl Arndt answered:
Hello Andrea, the rentals in Sacramento start from $595 for 1bd 1ba apt and up. You did not mention a maximum payment, number of bedrooms, etc. Here is everything for rent listed in the mls in Sacramento right now. You may want to check with the local rental management companies as well. http://www.realtor.com/apartments/Sacramento_CA/affordable

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve you can be emailed listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

You should study RENT vs BUY options as you may qualify to buy and pay less than rent in many local cities. You may qualify to buy with minimum out of pocket expenses and pay less than rent.

Beware of the many rental scams out there these days on all sites. The scams are on all of the rental listing sites except one that us agents/broker use such as mls, multiple listing service.

You should not give anyone any funds or personal information without confirming with a licensed agent/broker or management company to find out whom you should be dealing with and the status of any address of interest.

If you decide you want to buy you will need to be pre-approved to be able to meet an agent to view and submit offers on any homes of your choice. You will need to gather documentation such as one month paystubs, two month bank statements, last two year tax returns, 1040s, 1099s, W2s and all schedules, copies of drivers license/ID and social security card for each applicant.

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

You could consider a down payment assistance program such as CalHFA or Sapphire Grant which can cover your down payment and closing costs. You may close with minimal out of pocket
expenses. You may consider the CalHFA from a minimum 640 fico score and the Sapphire Grant from a minimum 620 fico score.

You may qualify FHA from fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down up to 417k. You may consider 3% down conventional from a minimum 620 fico score or even 5% down conventional with NO Mortgage insurance (Lender paid MI) up to 417k.

The purchase in Sacramento start from 59k for 2bd 1ba condo and up. You may qualify to buy with minimal out of pocket expenses and pay less than rent.

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA/CalVet Loan Specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
... more
0 votes 1 answer Share Flag
Sheryl Arndt, Real Estate Pro in Woodland Hills, CA
Fri Dec 30, 2016
Sheryl Arndt answered:
Hello Sharon, here are all the rental listings available in Sacramento to study and compare up to $800 monthly rent. Let me know if you want to buy and pay less than rent payments local to you. You may qualify to buy with less than first, last and security deposit.

http://www.realtor.com/apartments/Sacramento_CA/price-na-800/affordable

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA/CalVet Loan Specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
... more
0 votes 1 answer Share Flag
Sheryl Arndt, Real Estate Pro in Woodland Hills, CA
Sat Dec 24, 2016
Sheryl Arndt answered:
Hello Phani, the choice is yours as the rents as well as the home prices are going up. The rentals in Natomas for a 4bd 2ba single family two story home start from $1,795 and the purchase for a 4bd 2.5 ba single family two story home start from 332k.

You should study RENT vs BUY options as you may qualify to buy and pay less than rent in many local cities. You may qualify to buy with minimum out of pocket expenses and pay less than rent.

Beware of the many rental scams out there these days on all sites. The scams are on all of the rental listing sites except one that us agents/broker use such as mls, multiple listing service.

You should not give anyone any funds or personal information without confirming with a licensed agent/broker or management company to find out whom you should be dealing with and the status of any address of interest.

If you decide you want to buy you will need to be pre-approved to be able to meet an agent to view and submit offers on any homes of your choice. You will need to gather documentation such as one month paystubs, two month bank statements, last two year tax returns, 1040s, 1099s, W2s and all schedules, copies of drivers license/ID and social security card for each applicant.

You could consider a down payment assistance program such as CalHFA or Sapphire Grant which can cover your down payment and closing costs. You may close with minimal out of pocket expenses. You may consider the CalHFA from a minimum 640 fico score and the Sapphire Grant from a minimum 620 fico score.

You may qualify FHA from fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down up to 417k. You may consider 3% down conventional from a minimum 620 fico score or even 5% down conventional with NO Mortgage insurance (Lender paid MI) up to 417k.

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve you can be emailed listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA/CalVet Loan Specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
... more
0 votes 2 answers Share Flag
Sheryl Arndt, Real Estate Pro in Woodland Hills, CA
Fri Dec 16, 2016
Sheryl Arndt answered:
Hello Pre67dubs, you should check with the listings in Trulia, Zillow or Realtor.com and call and go direct. The inventory seems quite low in West Sacramento so you might want to check with the local rental management companies.

http://www.realtor.com/apartments/West-Sacramento_CA

You should study RENT vs BUY options as you may qualify to buy and pay less than rent in many local cities. You may qualify to buy with minimum out of pocket expenses and pay less than rent.

The purchase in West Sacramento start from 191k for 3bd 1ba single family home which you could buy with less than first, last and security deposit of a rental and pay less than rent.

Beware of the many rental scams out there these days on all sites. The scams are on all of the rental listing sites except one that us agents/broker use such as mls, multiple listing service.

You should not give anyone any funds or personal information without confirming with a licensed agent/broker or management company to find out whom you should be dealing with and the status of any address of interest.

If you decide you want to buy you will need to be pre-approved to be able to meet an agent to view and submit offers on any homes of your choice. You will need to gather documentation such as one month paystubs, two month bank statements, last two year tax returns, 1040s, 1099s, W2s and all schedules, copies of drivers license/ID and social security card for each applicant.

You could consider a down payment assistance program such as CalHFA or Sapphire Grant which can cover your down payment and closing costs. You may close with minimal out of pocket expenses. You may consider the CalHFA from a minimum 640 fico score and the Sapphire Grant from a minimum 620 fico score.

You may qualify FHA from fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down up to 417k. You may consider 3% down conventional from a minimum 620 fico score or even 5% down conventional with NO Mortgage insurance (Lender paid MI) up to 417k.

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve you can be emailed listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA/CalVet Loan Specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
... more
0 votes 1 answer Share Flag
Sheryl Arndt, Real Estate Pro in Woodland Hills, CA
Fri Dec 16, 2016
Sheryl Arndt answered:
Hello Jcbuckster, there may be some paid listings that show up first that do not match the search criteria... The 5bd 3ba single family homes start from $2,095 in Sacramento.

http://www.realtor.com/apartments/Sacramento_CA/beds-5/baths-3/affordable

You should study RENT vs BUY options as you may qualify to buy and pay less than rent in many local cities. You may qualify to buy with minimum out of pocket expenses and pay less than rent.

The purchase in Sacramento start from 199k for 5bd 2ba single family home which you could buy with less than first, last and security deposit of a rental and pay less than rent.

Beware of the many rental scams out there these days on all sites. The scams are on all of the rental listing sites except one that us agents/broker use such as mls, multiple listing service.

You should not give anyone any funds or personal information without confirming with a licensed agent/broker or management company to find out whom you should be dealing with and the status of any address of interest.

If you decide you want to buy you will need to be pre-approved to be able to meet an agent to view and submit offers on any homes of your choice. You will need to gather documentation such as one month paystubs, two month bank statements, last two year tax returns, 1040s, 1099s, W2s and all schedules, copies of drivers license/ID and social security card for each applicant.

You could consider a down payment assistance program such as CalHFA or Sapphire Grant which can cover your down payment and closing costs. You may close with minimal out of pocket expenses. You may consider the CalHFA from a minimum 640 fico score and the Sapphire Grant from a minimum 620 fico score.

You may qualify FHA from fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down up to 417k. You may consider 3% down conventional from a minimum 620 fico score or even 5% down conventional with NO Mortgage insurance (Lender paid MI) up to 417k.

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve you can be emailed listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA/CalVet Loan Specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
... more
0 votes 2 answers Share Flag
Derek Jones, Real Estate Pro in Fair Oaks, CA
Mon Dec 12, 2016
Derek Jones answered:
If you are in Sacramento now, just search for rentals in your price range then drive those neighborhoods to see if YOU feel safe there. No one here is going to be able to tell you where you are going to feel safe. ... more
1 vote 1 answer Share Flag
Derek Jones, Real Estate Pro in Fair Oaks, CA
Mon Dec 12, 2016
Derek Jones answered:
If you have an inspection contingency you can request a credit/repair/replacement of any items you want. The sellers aren't obligated to do anything. If you proceed knowing the condition of the home and appliances then it's on you.

If you don't like the sellers response(or lack there of) you can cancel if you are within your inspection contingency period.
... more
0 votes 1 answer Share Flag
Aire2362, Home Buyer in Sacramento, CA
Mon Dec 12, 2016
Aire2362 answered:
where do I get information on getting established with buy a duplex that will house section8
0 votes 6 answers Share Flag
Thomas Martin, Real Estate Pro in Hollywood, FL
Sat Dec 10, 2016
Thomas Martin answered:
Getting a Florida Mortgage with bad credit isn’t as easy as it was a year or two ago. However, it isn’t as impossible as some news reports make it seem. Even Floridians with bad credit reports which reveal past financial sins still sometimes get to the promised land of mortgage approval. Most Home Buyers and Refinance clients do so with the help of a skilled and experienced Florida mortgage lender who specializes in Florida bad credit home mortgages.

US Mortgage Lenders - Thomas Martin
Min FICO 580 FHA/VA Loan Approvals 7 days a week
PH: 954-667-9110
http://www.fhamortgageprograms.com/
... more
0 votes 97 answers Share Flag
Randall Ortiz, Real Estate Pro in Sacramento, CA
Fri Dec 9, 2016
Randall Ortiz answered:
It sounds like you wouldn't have any issues getting pre approved. Of course I would need more details, but that credit score would work. Contact me if you still need help getting pre approved for a loan. ... more
0 votes 11 answers Share Flag
Atxaviermar…, Real Estate Pro in New York, NY
Fri Dec 9, 2016
Atxaviermartin answered:
Derek Jones, Real Estate Pro in Fair Oaks, CA
Tue Dec 6, 2016
Derek Jones answered:
Look into properties listed by owner, as they may not do a credit check. Most prop management companies will run your credit.
0 votes 1 answer Share Flag
Liakellermd, Home Buyer in Sacramento, CA
Mon Nov 28, 2016
Liakellermd asked:
Derek Jones, Real Estate Pro in Fair Oaks, CA
Sun Nov 20, 2016
Derek Jones answered:
An address would be needed to give you a more accurate answer. 95822 is a pretty big zip code.
0 votes 1 answer Share Flag
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