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Sacramento : Real Estate Advice

  • All1K
  • Local Info162
  • Home Buying682
  • Home Selling80
  • Market Conditions82

Activity 1,929
Sat Oct 14, 2017
Scott Godzyk answered:
The 2 best options i like are hiring a licensed assistant to do those tasks or teaming up with someone that can do them. Asking another licensed agent to do the tasks can lead you to lose clients. They hire you to see you not another agent. ... more
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Fri Oct 13, 2017
Ccraig answered:
There are other programs out there that may be more beneficial to you. I am a licenced loan consultant in California and Washington State. There are conventional 3% down options where the monthly Mortgage insurance is usually cheaper than FHA. Also with FHA your mortgage insurance is on there for the life of the loan.

Where as with a conventional 3% down loan it can be removed once you have enough equity in the property. Also with FHA you have to pay an upfront mortgage fee of 1.75%. Where as on a conventional loan there is no upfront fee.

FHA is a good loan if you have a low credit score. Otherwise I would definatly look at the other 3% down payment options! Hope that helps!

Call me if you got into one we could see if it would be beneficial for you to refinance out of it, and get a lower payment and hopefully have enough equity to remove the mortgage insurance!

Best Regards,

Cari Craig
Loan Consultant
Bay Equity Home Loans
NMLS # 96765
Bay Equity NMLS ID#76988
1914 N 34th Street Suite 200, Seattle, WA 98103
... more
0 votes 20 answers Share Flag
Sat Oct 7, 2017
Kathy Burgreen answered:
Unfortunately not all contractors are tech savvy and some contractors don't want a website or pay a fee to be on Angie's List, Home Advisor, etc. Contractors need to pay an advertising fee to appear on these websites.

Some home owners will use word of mouth thru friends, colleagues, etc. who have seen renovations in their friends homes and liked the work done. Others will use online reviews before hiring somebody.

Best advice - ask family members, friends, co workers, etc. who they used and make a personal visit to their home to check out the work yourself. Then if you like the work done, hire that contractor. Online reviews can be good but I've heard some negative reviews don't get published which means the good reviews are lopsided.
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Mon Oct 2, 2017
Angelica P answered:

I have emailed you regarding this.

Thank you for using Trulia,
Consumer Care
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Sun Sep 24, 2017
Sara Michael answered:
Your best bet is to check with HUD.ORG, Housing and Urban Redevelopment a state agency, but please read on for vital information. Miracles often happen but the one you need comes with a great deal of time invested with realtors and online checking if HUD has nothing. WARNING if you use CraigsList (and anyone else but CL especially) be ABSOLUTELY certain to tell the person that you'll verify through city records that they are indeed the owner as well as confirming that it meets legal requirements to be sold. I am NOT being dramatic but very honest as the list is long with people scammed out of their money including a young couple with two small children who ended up living in their car. They sent all money asked for a rental and moved from So. Cal. for opportunities and when they tried to open the home's door the key did not work. The door however was jerked open by an angry man certain he was confronting a burglar. The couple explained they had rented the home, showing him their contract, "I OWN this home and have NOT rented it!" No family between them, no safety net and all but a small amount of their money hurts just to think of it and most impossible to imagine if it happened to you. I saved myself by telling the contact person I verify through the city, they hung up and their CL ad was promptly doubt reopened under another number. ... more
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Tue Sep 19, 2017
Derek Jones answered:
Some things to think about; when you buy a house you'll have closing cost of about 2% of the purchase price and when you sell you can expect closing cost of about 5-7% of the purchase price. So if you buy at $350k you'll have closing cost of roughly $7,000 and if you sell at $400k you'll have closing cost of about $24,000. So that's about $31,000 taken away from any potential profit. So in a perfect world you may end up netting $20-25k if the above scenario happens but no one knows where home prices will be in the future.

Compare that to renting @ $1,000/m for 60 months is $60,000k down the drain...
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Wed Sep 13, 2017
Jdediego answered:
Your best bet is to work with a real estate agent who can lead you through the process. If you would like, I am part of a real estate company that can set you up with a top agent in the area you are looking, there is no cost for our service. Go to my website for more details. Let me know if you have any questions. ... more
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Sun Sep 10, 2017
Kathy Burgreen answered:
Owners of mobile home parks will not sell the land underneath your mobile home because they need the monthly rent income. If you own the land, the park owner cannot collect the space rent and to them, that is their monthly income. I doubt there are any mobile parks where you can buy the land underneath.

There are realtors who sell manufactured homes. You should go to (manufactured homes village dot com). This website is only for mobile and manufactured homes - both in parks and not in parks.
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Sat Sep 9, 2017
Derek Jones answered:
Average days on market for the whole zip code was 24 days averaged over the last 3 months. Depending on the home, price, and specific neighborhood that could differ from the zip code average. ... more
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Sat Sep 9, 2017
Cjilalrk63 answered:
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Wed Sep 6, 2017
Tristine Fleming answered:
I have vented publicly online about our landlord, but have provided TONS of documentation to back up how my landlord was--and still is--harassing us (even now that we moved). Maybe this is all legal mumbo jumbo below, but it's a FREE country allowing FREE speech. I took my gripes and anger to YouTube. My landlord saw it, and so did about 300 other people. My landlord broke the law on numerous occasions, AND I have the proof to back it up. I say that if he wants to sue me, go for it! This guy owes us SO much money and refuses to pay us or even acknowledge he broke the law that I know if I go to YouTube to vent it DOES make ME feel better and lets me air out my frustration, but it also allows others who are in similar situations know the law, their rights, and to NEVER, EVER back down from a bully landlord like ours! I say go for it, and if he sues you, PROVE your right. How can you "move" on when the landlord refuses to let you move on? You do the next best thing and tell the world he's corrupt. I believe our stories should be told and people should be warned. NO ONE should have to deal with a rotten landlord! ... more
0 votes 12 answers Share Flag
Fri Sep 1, 2017
Ellie Schmidt asked:
Thu Aug 31, 2017
Marielntaylor20 answered:
I'm renting a home right now they saying someone else is going to be owner. Now the landlord saying no ones own it . What can I do to get the house or separate going own?
0 votes 13 answers Share Flag
Wed Aug 30, 2017
Gail Mercedes Cole answered:

I am confused is the loan amount and payment same as in purchase agreement (escrow)? If the same is this the amount you have pre-approval for? Based on original loan amount and pre approved amount have you now decided out of your budget? Or has loan amount and payment amounts changed? If so do you even qualify for new amounts? Has your loan contingency been removed? I would get in contact with your real estate agent. They have the escrow instructions. Honestly, discuss why monthly payments out of your budget. Agent and their broker can inform you if earnest deposit at risk.

Gail Mercedes Cole
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Wed Aug 30, 2017
Faith T answered:

The photos have been removed from our display as you requested.

Thank you for using Trulia!

Consumer Care Advocate
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Thu Aug 24, 2017
connoranne answered:
from my experience i could not buy a how without credit history, and to be honest i just needed help to build my credit and get things started. One of my friend had told me about this company called select us llc. they helped me so much i got a credit score that was great and i also got my home in a short period of time i couldnt be happier ... more
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Wed Aug 23, 2017
Susie Kay answered:
Hi Ryanktahy96,

I would suggest that you read your contract with the park and go from there.
0 votes 2 answers Share Flag
Sun Aug 20, 2017
If you are VA Eligible there is no mandatory waiting period.
0 votes 78 answers Share Flag
Thu Aug 17, 2017
Hmarieperkins asked:
Is this legal? Our history is perfect and even after signing off they waited days to send any information. They are risking us becoming homeless before the application is complete.
0 votes 0 Answers Share Flag
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