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Sachse : Real Estate Advice

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  • Local Info2
  • Home Buying7
  • Home Selling1
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Activity 13
Sun Sep 3, 2017
Foster.deb51 answered:
The taxes appear to be lower in Colorado, but don't individuals pay per child to go to school? That seems to be a better solution for Texas!!!
0 votes 22 answers Share Flag
Sun Aug 14, 2016
Shargraves1943 asked:
Thu Jul 16, 2015
Susie Kay answered:
Sorry, no for sale by owner can be posted t on Trulia.
0 votes 2 answers Share Flag
Wed May 13, 2015
Asher Almas answered:
I can help you find a place to stay in that area. There is one available now.

Asher Almas
Keller Williams
469-316-7338

http://homesbyasher.kwrealty.com/
0 votes 1 answer Share Flag
Mon Jul 21, 2014
kathomp answered:
Southlake is expensive! Their school district takes a lot of your tax money. Just look at the high school stadiums. They put California college stadiums to shame. Even if you retire here and own your home outright, the realtors told us to figure 3% property tax per year per assessed value. The assessor can raise that value if the economy is improved. Then you have to fight, fight, fight to justify why your taxes should be lower and your home is worse off than your neighbors'. If you have a fixed income, good luck! ... more
0 votes 10 answers Share Flag
Fri Jun 27, 2014
Susie Kay answered:
Not sure what you meant but you can always check http://www.greatschools.org/ and schooldigger.com for school info and rating.

Susie Kay, RealtorĀ® & Certified Stager
Residential, Commercial, Investment
------------------------------------------------------------------
United Real Estate
III Lincoln Centre, 5430 LBJ Freeway #280
Dallas, TX 78240
469-371-2899
susie_k@att.net
www.dfwdreamhomes.net

Servicing your real estate need is my priority!
... more
0 votes 3 answers Share Flag
Fri May 30, 2014
Scott Johnson answered:
Sachse is in Collin county and you can check some crime statistics at this link http://www.northeastdfwhomes.com/micommunity/zip/75048/

Sachse has one of the most active Resident Video Surveillance partnerships in the country. Residents that have video surveillance systems in their homes can let the police department know that they have the system and if something in their area happens the police ask the resident to review their recordings to see if there is anything that the police may be able to use. Just today a burgular was arrested because of this program. Check out this link for more information about this event https://local.nixle.com/alert/5207229/?sub_id=1805269

Scott & Amie Johnson
FireBoss Realty
469-269-0911

http://www.FireBossRealty.com
http://www.NortheastDFWHomes.com - Property Search Site
http://www.FireBossRealtyAroundTown.com - Blog
http://www.northeastdfwhomes.com/cp/mobile-app/ - FREE Mobile App
... more
0 votes 8 answers Share Flag
Thu Apr 24, 2014
Susie Kay answered:
The best thing to do is to call the ISD and find out. Also many times with areas that are still growing they do a rezoning to the school. If you have a specific school in mind you may want to ask the ISD about potential rezoning as well.

I hope this helps.

Susie Kay, RealtorĀ®
GRI, CHMS, SFR
Residential/Commercial/Investment
------------------------------------------------------------------
United Real Estate
III Lincoln Centre, 5430 LBJ Freeway #280
Dallas, TX 78240
469-371-2899
susie_k@att.net
www.dfwdreamhomes.net

Servicing your real estate need is my priority!
... more
0 votes 4 answers Share Flag
Thu Feb 21, 2013
Dixon Wong answered:
Morning Sarah,

Since we dont know which listing you are refering to. We wont able to look.

But you can visit my website at www.findyourtexashome.com, you will able to search for the latest listings and pictures.

Thanks

Dixon
Realtor
www.findyourtexashome.com
... more
0 votes 2 answers Share Flag
Sat Jan 26, 2013
Brent Rice answered:
It sounds like you may not have a Realtor to represent you. Is that the case? If so, my recommendation is to choose of the fine Realtors here on Trulia and have them provide all of this information to you along with some direction on financing.

Check out my profile and see if you think that I would be a good fit, not only with my experience with relocations, financing and brokering properties specifically in the Sachse area.

Brent Rice, Trulia Top Recommended Broker (Pro & VIP)
The Rice Group, Inc.
Website: http://www.ricegroupinc.com
214-808-3100
Brent@RiceGroupInc.com
... more
0 votes 5 answers Share Flag
Sat Jan 26, 2013
Brent Rice answered:
Sachse is a great place to live. It is located in Collin County and has positive trends with many first time home buyers moving to the area into new construction. You should find it an appealing place to call "home".

Brent Rice, Trulia Top Recommended Broker (Pro & VIP)
The Rice Group, Inc.
Website: http://www.ricegroupinc.com
214-808-3100
Brent@RiceGroupInc.com
... more
0 votes 2 answers Share Flag
Sun Jul 8, 2012
April Ivie Broker-ABR,SFR,GREEN answered:
Michelle,I am a broker and have connections with several builders and know of several homes that might work,Please call me at 2145248552 I can help
0 votes 2 answers Share Flag
Sun Sep 25, 2011
T.E. & Naima Sumner answered:
Dean,

We all want to save money, especially in these turbulent times. Your house payment has 3 components (if it's like most of world's): Principal repayment plus Interest, Tax escrow and Insurance escrow. We generally refer to the payment as PITI for each of these components.

Interest payment depends on the interest rate of your mortgage loan. Right now banks are paying only about 1% on bank savings accounts and charging about 4% or more for mortgage interest. This means from an investing point of view that paying down your mortgage balance is saving you about 3% or more in interest you don't pay.
Huh? If you kept a large balance in your savings account, you would be receiving only the 1% rate while you would be paying the 4% for the loan. So, by moving the money from savings to the loan, you would save the difference.

Long term interest rates both on savings and on mortgage loans may rise, but your mortgage interest is probably fixed at whatever rate (e.g. 4%). So, in later years the 2 accounts for savings and the loan may come closer to being in balance, earning as much as you're paying.
If rates on savings accounts rise above your loan rate, then you should have the money in your savings account and not pay down the loan. It is complicated. An accountant or CPA can explain these principles to you to help you decide what to do, especially since mortgage interest is deductible for Federal income tax purposes, and interest income is taxable.

As to insurance, you have to shop around to find homeowner's insurance at a lower rate to save money on insurance escrow. The escrow account merely collects the money from you and pays the bills as they come in. So, if you pick a lower insurance premium from a different company or different policy, you could save on that portion of your monthly payment.

Lastly, the real estate taxes are set by the taxing districts where your house is located and the escrow pays whatever is due each January. To lower the amount needed each month, you have to get the tax appraisal district to declare the value of your house is lower than it currently is.
The rates are set by the budgets of all those taxing districts. So, the only way to lower the taxes is to fight the budget increases of the taxing districts and/or the asessed value of the property. Every May you are allowed to protest the value and hopefully you can get your assessment lowered. Fighting budget increases is a difficult task, since you have to go to each hearing the taxing body holds and fight against budget increases.

Paying off your mortgage loan will not reduce your assessed value. But, as noted above, it could result in savings from reduced interest payments. I hope this helps clarify things for you.
... more
0 votes 6 answers Share Flag
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