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Ruskin : Real Estate Advice

  • All70
  • Local Info6
  • Home Buying21
  • Home Selling2
  • Market Conditions4

Activity 68
Tue Aug 23, 2016
Summit Electric answered:
As others have stated the best course of action is to hire a Licensed Electrician and a Licensed Plumber to inspect the systems prior to listing. This will give you the opportunity to address any deficiencies or code issues before your buyer's home inspector checks the home.

Many sales fall through when the buyer feels that there are too many problems with a home. You can avoid the hassle and ensure a quick closing by fixing problems with the mechanical systems before the home is listed. I would also recommend having a Licensed HVAC Contractor inspect the HVAC system too.
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Thu Aug 18, 2016
Kathy Burgreen answered:
I'm a former realtor and yes I sold some properties my first year BUT you need to understand some realities of the industry first BEFORE you sign up for classes to get your license:

1. Realtors are independent contractors (self employed) who are working under a broker. They are NOT employees and DO NOT get regular paychecks.

2. Your income is based on your sales and you get paid when a real estate transaction closes. Not every transaction closes and you need to be prepared for spending time with clients who don't buy or sell and therefore you don't get paid at all.

3. You will need to spend money as soon as you get your license. You will be required to pay: broker fee, errors and omission fee / legal fee, MLS fee, lockbox fee, training fee & possibly desk fee. In addition, you need to spend money on advertising yourself, business cards, photographer, supplies, gas, cell phone data plan, etc. Sorry, but none of this is free.

4. How much money do,you have in savings? With all the expenses in #3 and the fact that you will not get a commission check for at least 6 months after you get your license, how will you support yourself and your 4 children for 6 months without a paycheck?

5. It is very rare for a new realtor to close a sale within the first 3 months after getting their license. In most cases this only happens because the new realtor had a family member who was buying or selling and refused to work with an experienced realtor who is not family. The majority of new realtors make their first sale after 1 year. This means no paychecks for the first year AND plenty of $$$ spent on business expenses.

6. There are some new realtors who had very strong sales and marketing experience in their previous experience (like me) who are successful in their first year. BUT I will be the first to admit that if I didn't have my strong background in sales and marketing, I would have never made a single sale. Another type of experience is if you owned a business before - especially if you worked in financing, property management or a real estate attorney's office.

7. As a Mom & I was a SAHM for 12 years too, I would get a regular job with a regular paycheck and hold off real estate until your children are finished with school. Right now, they need a mother with a steady income. Real estate does not give you a steady income.

8. As for controlling your own schedule - sorry, but you don't have your own schedule in real estate. You are working for buyers, sellers and renter's. They are your clients and paying you to be there at their convenience - not yours. Sorry, but in real estate you are always on call. If you plan to work part time or set your own hours, be prepared to lose some clients quickly. In the Internet age, buyers and sellers have other agents to go to and they don't care if they dump you.
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Fri Jun 10, 2016
Diane Christner answered:
How long they last depends on a number of factors, especially the type of roof. Generally, shingle roofs will last 15 - 20 years, depending on the grade of shingle. That being said, many insurance companies will charge you more once the roof is more than 15 years of age.

Depending on when specifically the roof was replaced in 2002, you may want to have a Wind Mitigation inspection done on the roof as it could potentially result in some discounts on your insurance rate.

Ask your FL insurance agent for additional information.
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Thu Apr 21, 2016
June Buerkle answered:
Appraiser seldom change their valuation after they submit.

Here are your options:

1) Sell to the buyer at the appraisal amount.

2) Ask the buyer to bring cash to the table (in addition to their loan amount) that way you still sell for $293 or agree to some number in the middle.

3) Tell the buyer they need to change lenders/brokers .... that way the new company would order a fresh appraisal. (If you think a new appraisal would have value to qualify)

4) List home for cash buyers only

Plus, I would negotiate with the Realtor for a discount on his/her rate to close the deal at any amount with this buyer, since the agent will be picking up both sides of the commission split. (Suggesting an original sales price so far off from market price per this appraisal - has cost you delays.)
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Wed Mar 23, 2016
Diane Christner answered:
Would not count on travel times based on sites such as mapquest as there are often accidents on the major commuter routes that slow down travel times, sometimes significantly.

Looking in the Palmetto area means a daily commute to St. Pete over the Sunshine Skyway Bridge. Are you afraid of heights? If so, that may not be one of your best options.

You may find yourself on the Tampa side for work, which would make a Ruskin, Palmetto, Plant City or Brandon area living option more likely.

Would suggest visiting the area to get a feel for what areas appeal to you, then look into employment nearer to those selected areas.

Are you planning to get financing to pay for your home? If that is the case, talk to a local mortgage broker or lender first as you may have to wait awhile before you have sufficient work history to qualify for financing.
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Wed Mar 9, 2016
Diane Christner answered:
Would suggest you start by contacting a probate attorney in the area where your father's property is located because you need more assistance than you will find here on this site and we agents cannot give you legal advice. You might also speak with the attorney who drew up the original paperwork for your father. ... more
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Fri Apr 10, 2015
Diane Christner answered:
If the review was 100% accurate, shouldn't you want to let other potential customers know why you were unhappy with that agent? Does an apology erase the behavior?
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Thu Feb 26, 2015
Craig Margelowsky answered:
Wellington North's Contact Information is located on their website at Rampart no longer manages the community.
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Mon Feb 23, 2015
Robert Williams answered:
Lennar has probably the best builders incentives for Ruskin. Currently they are paying nearly all closing costs which can equate up to $11,000, using their preferred lender.
You can also take a FHA / VA loan with them on that. ... more
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Tue Feb 17, 2015
Robert Williams answered:
Hi if your interested in Colville Chase Drive in Ruskin, I can send you the homes that are currently available in that road and also in that subdivision.

Rob Williams - 813-230-7511 ... more
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Sun Jan 18, 2015
Cesar Rodriguez answered:
On a short sale do I really need a lawyer
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Mon Jan 12, 2015
Jamie titus answered:
No you can not / no dockes or boats allowed in ponds / lake but if you need a painter I'm available
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Mon Nov 10, 2014
Annette Lawrence answered:
You must address your concern to the agent you hired.
if the outcome is not satisifactory, you can escalate to your agents broker.

Be aware, TRULIA is NOT a professional real estate website. Your agent may not have control over what sites like Trulia display.

Are the RIGHT images being displayed on the MLS and other PROFESSIONAL websites?
Have you subscribed to a limited service, or flat fee plan with your agent?

Finally, many agents do not waste time on websites like Trulia therefore do not have an account. Use the Find An Agent feature and see if your agent does have an account. If the answer is 'yes', there is very likely an easy solution, providing you made the right choices regarding level of service.

Best of success,
Annette Lawrence, Broker/Associate
Palm Harbor FL
More about CIS Score:
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Mon Jul 28, 2014
Michael Joseph answered:
If you are still in the inspection period as per your contract back out of it. You do not want a home with this, it can cause serious health problems!
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Wed Jun 18, 2014
Terry McCarley answered:
ActiveRain is an excellent site to locate experienced real estate agents.
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Fri Apr 4, 2014
jdp1rep asked:
This question was asked from
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Tue Dec 31, 2013
Alma Kee answered:
Also if you go to it has a tab on the directions part and it will map out all of the public transportation routes for you. It's a handy tool you can use almost anywhere in the US. ... more
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Thu Nov 7, 2013
Kathleen Long answered:
Hey there and your question is a good one and to help you with accurate data the price of a market is not determined at all by agents rather it is what buyers are willing to pay and what sellers are wiling to sell for.

A property is priced by recent sales in the area, the similar square footage of property, condition of the property, inspections and appraisal of the property. Then the financial factors of what the sellers need to get from the sale, what they owe on the property. In addition, if the property is distressed and becomes a bank owned property - the bank then controls or dictates what the price will be. Also liens and judgments on distressed properties are factored in and buyers often get stuck with paying them unless the bank has priced the property to absorb the liens. The there are short sales where multiple offers come in from buyers and the bank may or may not approve. These are just a few factors affecting what homes are priced at and the market is what the buyers of the market are willing to pay. In addition Sun City is a very unique area with a high rate of turnover of properties due to relocation of the owners, downsizing and so forth. There is no "agent low ball" conspiracy going on here in Sun City and in a handful of offices are here and in fact the market is showing a nice recovery after a depressed market. Most recent news reports and price reports show the market has gone up 14%. See this most recent article in fact at
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