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Home Buying in Roselle : Real Estate Advice

  • All46
  • Local Info5
  • Home Buying22
  • Home Selling0
  • Market Conditions2

Activity 28
Fri Oct 20, 2017
Alan May answered:
If you default on a ratified contract (signed and agreed to by both parties), then, yes... you can be sued for breach of contract, and potentially for specific performance.

I'm not an attorney, so this should not be considered legal advice. You should consult with an attorney. ... more
0 votes 1 answer Share Flag
Sat Aug 19, 2017
Kathy Burgreen answered:
Property taxes in the U.S. have nothing to do with renovations or updates. Property taxes are based on the number of rooms, square footage and lot size. The tax amount is the amount needed for the town / county to pay for services (police, fire, sanitation, public schools, parks, retiree pensions, civil service employees, maintenance on buildings, mandatory programs, etc.

In the New York City suburbs, property taxes are very high because a large portion of the money is used to maintain the high quality of suburban public schools. You need to be aware that most of the suburban public schools in the NYC area are the best in the U.S. School budgets are voted on every year by the local residents and these residents pass their school budgets every year EVEN IF it means an increase in property taxes. So if you intend to buy in Roselle, you need to expect your taxes to increase. On the flip side, if you don't have school age children, there is no point to buying a home in the suburbs of NYC. For what it's worth, I attended a NYC suburban public school and my children attended suburban schools. The educational quality and value is the best. Nobody can top it. What you pay for is all the extras that public schools elsewhere in the U.S. do not have.

If you are moving out of NYC, the schools are a 1,000% advantage.

If property taxes were to be lowered in the suburbs, it would automatically lower the quality of schools and devalue all the homes in the suburbs. So unfortunately, NOBODY will vote to lower taxes. If you can't afford the property taxes, you need to sacrifice like everybody else and buy a coop or condo instead. Sorry but it's a fact of life here.
... more
0 votes 1 answer Share Flag
Mon Sep 22, 2014
Jeanne Feenick answered:
Agree with my peers - sit down with an agent to review the overall market and strategize on pricing. The interest for any home - in any market - at any price - is highest in the first 30-45 days of the listing period. You want to optimize your price then to maximize your proceeds - if the market doesn't respond, adjust quickly.

Good luck and best,
Jeanne Feenick
Unwavering Commitment to Service, Unsurpassed Results
... more
0 votes 3 answers Share Flag
Mon Feb 24, 2014
Helene Jeanette answered:
Even better, if you are in a select areas which are not dense population and you're income-elegible, you can buy a home at 0% down! These are USDA Home Loans:
http://eligibility.sc.egov.usda.gov/eligibility/eligibilityAction.do?pageAction=countyMap&st=13&state=ga2&cnty=059

Next step up would be an FHA loan at 3.5% down.

I work with buyers with these loans all the time. If you would feel comfortable working with me and my recommended mortgage brokers who are experienced in these loans, please contact me. I'd be happy to assist.!
Leni
973-876-8741
... more
1 vote 3 answers Share Flag
Mon Jan 27, 2014
RobertaMortgage answered:
Section 8 subsidies help with the monthly payment on a mortgage. However you can use that in conjunction with a down payment assistance program. Union County has a down payment assistance program up to $25000. Roberta at Jersey Mortgage ... more
0 votes 1 answer Share Flag
Thu Jan 2, 2014
RobertaMortgage answered:
a $ 25,000 downpayment assistance grant is administered to first-time buyers in Union County NJ through Faith, Bricks and Mortar in Plainfield, NJ (908) 756-5774 164 E Front St Plainfield, NJ 07060

More downpayment assistance and mortgage loan options can be found by contacting me
Roberta Smith, Licensed Mortgage Loan Officer, NMLS# 460191 (908) 419-8860
Jersey Mortgage 20 Commerce Dr. Suite 340 Cranford, NJ 07016
... more
0 votes 3 answers Share Flag
Sun Nov 3, 2013
Armin Lusinyants answered:
Check this link:
http://www.localschooldirectory.com/city-schools/Roselle/NJ

Best Regards,
Armin Lusinyants
917-626-9420
alusinyants@gmail.com
http://armin.kwrealty.com/
http://armin.yourkwagent.com/ ... more
0 votes 1 answer Share Flag
Fri Aug 16, 2013
Beverly Scheimreif answered:
I can have my mortgage representative contact you about any financial questions. Her name is Lori and if you would like to reach her instead, you can e-mail her at lori.boiler@mortgagefamily.com ... more
0 votes 2 answers Share Flag
Wed Aug 14, 2013
Matt answered:
The confusion on a 5/2/5 as written below is only because both the first and last numbers are 5. So to help illustrate this answer let's pretend it is a 3/2/5. In this case, the initial change could only move by 3 points, then 2 points up or down each subsequent year, with a lifetime cap of 5 points higher. When it is a 5/2/5 it makes it seem as if the 5's are more or less the same thing, but not all ARM's have the same caps. I hope this helps.

Thanks, Matt

Matt Bassitt
Matt@northwesternhomeloans.com
Mortgage Professional
NMLS - 114939

P: 541-323-7000 | F: 541-323-7003
NMLS – 955372

1051 NW Bond St. Suite 410
Bend, OR 97701
... more
0 votes 6 answers Share Flag
Tue Aug 6, 2013
Mary Petti answered:
Evelio,

YOu posted this question twice so I am answering it here as well.....

This house has information on Trulia BUT only for public record information. (if you search the property you will see on the top just above the photo it says "public record"

It is NOT for sale or currently on the market. If you are interested in homes in Roselle or surrounding areas, I can help you since I have access to ALL CURRENTLY available homes in Union county.

Feel free to give me a call your discuss your needs. 908-675-0167
... more
0 votes 1 answer Share Flag
Tue Aug 6, 2013
Mary Petti answered:
Evelio,

This house has information on Trulia BUT only for public record information. (if you search the property you will see on the top just above the photo it says "public record"


It is NOT for sale or currently on the market. If you are interested in homes in Roselle or surrounding areas, I can help you since I have access to ALL CURRENTLY available homes in Union county.

Feel free to give me a call your discuss your needs. 908-675-0167
... more
0 votes 3 answers Share Flag
Sun Mar 31, 2013
Ronald Sheedy answered:
There are plenty of buses from Linden to New York. In addition, you can always take the train into Newark and get on the path. If you need any help or have additional questions, please feel free to contact me at (732) 239-7452. ... more
1 vote 1 answer Share Flag
Mon Nov 26, 2012
Marsha Bowen Washington answered:
You might want to check with Brand New Day which is based in Elizabeth to see if they have grants.
0 votes 1 answer Share Flag
Fri Sep 28, 2012
Laquita Baez answered:
Hi debbik,

Did you have a specific question about this home? According to the MLS, it is not currently
for sale. Let me know how I can assist.

Laquita Baez
Licensed Realtor in NJ and GA
Weichert Realtors
973.687.7095
... more
0 votes 1 answer Share Flag
Sat Aug 11, 2012
Yolanda Escobar-Flores answered:
Hi FJuma,

I do contact a company that has been very helpful with my buyers. Some of my buyers were in the same situation like yours. Today they are proud homeowners.

The company is Gateway Funding in Cranford. The manager is Marty Witzburg, 908-294-0433.
Good luck and please feel free to contact me if you need further information.

Best wishes,
... more
0 votes 3 answers Share Flag
Sun Aug 5, 2012
Jennifer Blanchard answered:
Fred - call a local real estate office.... speak with a Realtor and get your house on the market! There's not much more to it than that!

Good luck!
0 votes 1 answer Share Flag
Thu Aug 2, 2012
Fred Marcano answered:
Hello Everyone.
If anyone is interested, we are planning to move to the shore since most of our family live there now.

Our home sits on a large 50 x 200 lot (10,000 sq. ft.) and has the following:
4 BRs, 1 bath, enclosed new front porch (with vinyl siding), also: LR/DR/full Kitchen, full attic, full basement, hot water heater/gas, 80 foot long driveway, den, laundry, and mud rooms, "A-frame-colonial" home with wood siding.

Our home is centrally located (less than a mile) to all transportation, NJ Transit buses/trains, Routes 1&9, Exit 137 GSP, NJ Turnpike, Routes 22, 78, and so much more.
Malls, shops/restaurants, good schools are everywhere.

Ask me any questions at: fmarcanojr@yahoo.com.
Thanks.
... more
0 votes 5 answers Share Flag
Tue Jun 19, 2012
Laura Giannotta answered:
These requirements are not excessive. As Mary said, check to see if you can close with a temporary CO.
0 votes 4 answers Share Flag
Fri Jun 15, 2012
Matthew Simone answered:
Eugene Perotta, he is a real estate attorney in clark and is very good. all my buyers and sellers I refer to him. Always a smooth transaction with Gene.

Matthew Simone
All Towne Realty
732.320.6299
... more
0 votes 1 answer Share Flag
Wed Jun 13, 2012
Debra (Debbie) Rose answered:
Well - the big question is............what is your price range, and what do you consider to be "low" taxes?

Where do you want live - in what part of the state...........
0 votes 5 answers Share Flag
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