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Home Buying in Ronkonkoma : Real Estate Advice

  • All33
  • Local Info2
  • Home Buying6
  • Home Selling4
  • Market Conditions1

Activity 4
Wed Oct 30, 2013
Larry McKenna answered:
Absolutely yes, Connetquot is a great school district and sought after by many potential home buyers.

Larry McKenna
0 votes 6 answers Share Flag
Thu Aug 22, 2013
Darryl Shurgin answered:
oops. that's a problem. that down payment check had to be sourced and seasoned with bank statements from 2 months prior. any undocumented deposits are going to be a problem. You can't call it a gift, it wasn't. It's not the lender being nitpicky, those are the guidelines for the loan.

Have your cosigner write a good letter of explanation for those deposits, with exact amounts and dates explained, and hope that other compensating factors are strong enough and there aren't any other large unexplained deposits.

remember, any money in the transaction has to be sourced (all pages of bank statements) from 2 months prior to the contract date.

I'm going to guess that cash rent is not on a tax return and probably no lease with tenant. Sometimes I've seen where a family member lived in an in-law apartment and helped out with expenses.
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Thu Aug 22, 2013
Darryl Shurgin answered:
The Seller is the only one who may change the price. The listing broker would have no choice but to follow the homeowner's decision. As to why? could be alot of reasons.

maybe its a distress property or short sale with all the accrued interest since February rolled into the listing price.

Maybe seller is incorporating their next tax bill into the price.

Maybe it's Thursday.

If you like that house and wish to own it, make an offer through your agent for the PRICE YOU WANT TO PAY, and they either accept it, counter offer, or reject it. either way you move forward or you move on. obsessing over one house for 6+ months watching it isn't healthy.
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Mon Oct 1, 2012
Gene Neal answered:
It should as a Mortgage broker I can explain every fee associated with the purchasing of your home.
0 votes 3 answers Share Flag
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