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Rome : Real Estate Advice

  • All58
  • Local Info7
  • Home Buying17
  • Home Selling1
  • Market Conditions3

Activity 43
Tue Oct 3, 2017
Linda Vickers answered:
Try Affordable Housing online .com They might be able to help you find the home you are looking for . The web site look like it would have the right information .
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Sat Oct 22, 2016
Michelle Clements asked:
I am looking to purchase a home in Rome, GA. I am wanting to use a usda loan with the option of also fixing the home. Who around me can point me in the right direction to find a great usda…
0 votes 0 Answers Share Flag
Mon Nov 9, 2015
Andrew Liebenhaut answered:

VA Mortgage Loans are available today for both honorably discharged Vets and active duty military personnel. Here are some of the great features of this fantastic program:


- Up to 100% financing, with no down required.

- No monthly mortgage insurance added to your payment.

- More lenient credit qualifying standards than other types of mortgage loans.

- Low rates compared to other loan programs.


-Order your Certificate of Eligibility. A Florida VA loan lender can order your COE quickly for you, or you can go directly to the VA to obtain a copy. If discharged, you will need your DD214. The next step is to get pre-approved with an experienced VA lender.

-2 years tax returns

-Last 2 paycheck stubs

-Last two bank account statements

-600+ credit score (typically 640 is what most lenders look for)

-Same line of work for the past two years

-Money for closing costs

Please contact me and I will put you in touch with the best VA lender!!!
Andrew 954-394-7185 (prefer text first)
... more
1 vote 9 answers Share Flag
Fri Oct 16, 2015
Usda Mortgage Source answered:
USDA is a great option for 100% financing. Please connect with us below if we can help.

USDA Mortgage Source
Georgia USDA Loans
Ph: 904-302-6060

Available to assist 7 days a week ... more
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Fri Sep 25, 2015
Victory Property Management answered:
Well... to be honest, they do not really work well. Sellers do not want to tie up their home while they wait for yours to sell. This can be a challenge if you find your ideal home.

Here are a couple of options. First, talk to your lender and see if you could handle two mortgages while you have your home listed. You could always consider a month-to-month tenant in your original home to help offset the costs. Second, make sure that your agent is aggressively marketing your home both in print and online. Third, offer an incentive to a sales agent that brings you an offer within the next 30 days. ... more
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Fri Jul 10, 2015
Regina Perrotto answered:
Wed Apr 15, 2015
Brian Martucci answered:
We require 620 credit scores so we cannot help directly. I do know there are lenders that will do loans down to a 580 score. But the terms and down payment may be higher. It may be worth it for you to take the time to raise your score to 620 to get the best terms. I think you need to find an experienced lender, well reviewed, who earns your trust, and go through a pre-approval process to see exactly what you can do now with your current score, and then ask what they could do if your score was 620, and you can decide if you think its worth waiting. But a lot of times there are things on your credit report that got your score so low in the first place, like collections, judgments, liens, etc; that may have to be resolved with any lender, even one who will accept a score as low as yours. So waiting may end up being your best choice for several reasons. Please don't be in a rush to buy home, it's the worst mistake you can make. If you have a very low credit score you may have some serious credit issues, and buying a home may simply exacerbate a currently bad credit scenario. Good luck. ... more
0 votes 5 answers Share Flag
Sat Jan 31, 2015
USMortgageRanger answered:
According to the home is up for action on Monday Feb2. If you are interested in it you should get approved for a Mortgage right away and put in your offer this weekend. We are the Nation only veteran-owned, federally chartered bank with a focus on educating customers about the mortgage process and providing opportunity for home-ownership nationwide. We're a direct mortgage lender/ servicer not a broker. That means no middle man and no broker fees. We handle the entire loan process in-house from processing to underwriting, funding your loan and finally servicing your loan.

I recognize that you are very busy, so I am only asking you to spend 6 minutes with me to discuss your needs so we can determine if we can be of service to you. After answering just a few simple non-credit related questions (I do not need to pull your credit report in advance) I will be able to email you some options that will allow you to immediately determine if we are the right choice for you and your family.
Please give me a call to make your dreams a REALITY.

Lowell Sterling
Mortgage Banker
NMLS# 968898
The Federal Savings Bank
Mobile: 469-347-3572
Direct: 512-717-0403
... more
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Fri Jan 16, 2015
Edwin Garcia answered:
As Betsy Previously Stated, It would be best to contact a Local Professional Agent. He/She will be able to provide you with a market Analysis which will say exactly what similar land has sold for in the recent past!. Good Luck! ... more
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Thu Jan 8, 2015
Jeri Patrick answered:
I recommend getting pre-approved first through a local lender. Once you have done that contact a real estate agent so you can start to look at home's. I wish you the best of luck.
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Wed Jan 7, 2015
Edwin Garcia answered:
Yes Amy, You certainly can, but there are other factors that lenders look at as well. I have personally worked with home buyers whom had lower scores and have gotten qualified without a problem. Your best luck in getting pr-approved is to contact a mortgage lender. If you have a bad score, do not try to get pre-approved at a big bank because they are stricter on credit scores and most likely, you wont get approved and you"ll have another HARD inquiry on you credit score. Speak with a Lener and if you don't qualify, don't get upset. Learn what it is that you have to do to be able to buy in the near future! Good Luck! ... more
0 votes 8 answers Share Flag
Mon Aug 4, 2014
Vicki Blaser answered:
Hi Kristi,

In addition to working with a realtor, who would be able to help you with REO properties, you could also look into foreclosure auctions. These are typically bought sight unseen, with cash. Normally you find investors at Foreclosure auctions, but they are open to anyone. While upcoming auctions used to be publicized in newspapers, we find most of them in our area on these days.

Good luck! Foreclosures can be risky, but the rewards can be big!

Vicki Blaser & Nicole van Winden
Two Tucson Natives
Tierra Antigua Realty

Let Natives Work for You!!
... more
0 votes 2 answers Share Flag
Sun Feb 16, 2014
Scott Godzyk answered:
They are the same thing. A property that is in foreclosure is still owned by the owner, it may not be for sale because they owe more than the home is worth. Once the foreclosure takes place, if it does not sell at foreclosure auction, the bank takes it back and it becomes bank owned, also known as a REO. ... more
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Mon Jan 13, 2014
tlemons1 answered:
Im a single mother of 5 kids and I want to purchase my first home somewhere around say March. But the problem is not enough income, im a college student and my kids recieve support and im on section 8 who will pay up to 30% of my mortgage to the lender for 15 years. I need an experienced loan officer who can guide me in the right direction in getting a home loan and who knows about this program and how to add it into my income to get the loan. ... more
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Mon Dec 30, 2013
Kevin Ayers answered:
This is an older area of town that has some inexpensive homes. When you have lower income housing, sometimes there may be issues that come with that neighborhood. Not our best area of town. The area is getting much better in the way of the Historical Society that is rebuilding the area and bringing new growth to the neighborhood, new school, Boys and Girls club, new Health Department, new street lights, sidewalks. Convenient location to down town and many events that are held there. I would suggest a Google search on the address and definitely a visit to the area. I would be happy to show you the home if you are interested.
Kevin Ayers, Ayers Realty, LLC, 706.346.4807
... more
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Fri Sep 20, 2013
Heather Green answered:
The closes Walmart is 10 min or 7 miles from this address. Hope this helps. Please feel free to text, email or phone me anytime if you have more questions. Have a great day!
Heather Green
Ayers Realty
... more
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Sat Sep 14, 2013
barbara_shafii answered:
Hi Nancy

The minimum age allowed for a reverse mortgage/ borrower is 62.HECM stand for Home Equity Conversion Mortgage. Loan to Value ratios on Reverse Mortgages are based upon these three factors: Home Value or FHA Lending Limit (whichever is least), current expected interest rate, and the age of youngest borrower. HECM Reverse Mortgage Loans are insured by FHA. You cannot get a reverse mortgage on investment property.Reverse Mortgages may be used as purchase money loans on a primary residence.Proceeds from a reverse mortgage may be used to buy a vacation home.Once you have a reverse mortgage and you are taking monthly payments - if you wish to change the method of payment you must Request a Change and Recalculation and pay $20. Reverse Mortgage Counseling is Mandatory, provided by HUD Approved HECM counselors, and must be completed prior applying for a reverse mortgage.
... more
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Fri Sep 6, 2013
Roger Maier answered:
I would love to work with you. I have a lender I can put you in contact to work with you to get you pre-qualified. Then I will help you find the perfect home to suit your needs.

If interested you can contact me directly at

Thank you

Roger Maier
Asher Realty
... more
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