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Foreclosure in Rockland County : Real Estate Advice

  • All36
  • Local Info3
  • Home Buying14
  • Home Selling1
  • Market Conditions2

Activity 28
Mon Apr 3, 2017
33jennyhealth asked:
I am a RE writer and many times I have to write about foreclosure. I need to know whether selling to an investor really helps or is it just a myth.
0 votes 0 Answers Share Flag
Thu Jan 14, 2016
Bbwiley asked:
I have notified you in writing twice that the property located at 499 Orangeburg Road Pearl River, NY 10965 which I am a property owner of. There is no default or foreclosure as listed…
1 vote 0 Answers Share Flag
Tue Dec 15, 2015
William asked:
Sun Sep 20, 2015
Scott Godzyk answered:
With Zillow buying Trulia no one is user if anyone is in customer service these days, i do know that no one has been able to reach anyone by phone. Scroll to the bottom right and clcik on help center, you should use the online form to reach them where i have received replies in the past. Trulia does not usually edit listings so if there is a listing agent, you should have them remove the posting. ... more
0 votes 2 answers Share Flag
Fri Jan 23, 2015
OC Hunter answered:
It's a lot easier to just use a title company, especially when it's a higher-end property that requires a major investment and you have money to spare.

If you want to find out yourself, you can get an online report within few minutes on website such as www.nextace.com or www.searchq.com where you can download a title report that has mortgage record, ownership history, delinquent taxes even liens and foreclosure information. You have to verify the title information and exam the documents yourself.

You can also contact your county assessor office to get the property record and title information.
... more
1 vote 2 answers Share Flag
Sun Apr 20, 2014
allan erps,ABR,SFR answered:
I do a lot of business in this area and if you need professional help please email me at allan.erps@randrealty.com or call me at 845 304 3040 for the great service you and your family deserve and oh yes please check out my profile on Trulia. Allan Erps BHG/Rand Realty ... more
0 votes 2 answers Share Flag
Sun Apr 13, 2014
aftervince1973 answered:
Don't let a foreclosure stop you from buying a new home. See Comstock if you have a buyer in need. They have a flexible credit loan. This program assists homeowners who have recently been through a foreclosure, short sale or have recently emerged from bankruptcy. ... more
0 votes 8 answers Share Flag
Sun Mar 23, 2014
allan erps,ABR,SFR answered:
Need my help please call me at 845-304-3040 or email to allan.erps@randrealty.com. No cost to you & excellent recommendations to the right people to help.

Allan Erps
BHG Rand Realty
WebSite: allan.erps.randrealty.com
... more
0 votes 3 answers Share Flag
Wed Sep 5, 2012
Amerevision answered:
Hi Frantaylor,

We have the solution for you! You have the right idea, mentioning the multiple sales of your loan. We are located in Manhattan and have many clients around New York. Here is a brief description of what we offer, and I hope you'll visit our website and call us to learn more about applying.

Amerevision provides legal financing to select homeowners, investment and commercial property owners who seek to dispute the validity of their mortgage debt via the legal forum.

The services we provide optimize our clients’ likelihoods of obtaining meaningful restructurings of the terms of their mortgage loans, and/or significant principal reductions. We apply fine-tuned underwriting, structuring and management processes to client files, enabling our clients to resolve their disputes proactively, economically, and favorably.

Amerevision selects cases for funding where the subject mortgage loan is defective, fraudulent or wrongfully-originated, whether the borrower is the plaintiff or defending a foreclosure. Prior to application acceptance, we engage in a thorough analysis of a potential client’s real property and loan documentation, identifying flaws in mortgage origination, closing, servicing, securitizing and recording.

Amerevision funds litigation by paying a client’s attorney directly for services performed. Our funding is non-recourse, which means if a client is unsuccessful, we are not repaid the monies we have expended on their behalf. We are paid only if a client settles their case successfully, and our fee can be paid in manageable monthly installments.

We invest strategically in the success of our clients’ cases: our interests are entirely aligned with theirs.
... more
0 votes 8 answers Share Flag
Wed Aug 29, 2012
jayscopes1 answered:
Yes, I can see that. It is a shame as the property is being vandalized, kids having parties by breaking in, etc.
0 votes 2 answers Share Flag
Sat Oct 22, 2011
Mark Lazar answered:
If you were late only once, there still may be some refinancing options available. It is not clear why your mortgage payment went up. Do you have an adjustable mortgage? If you do decide to try modification, be extremely careful. Use it as a true last resort, when all other options have been exhausted. If anybody advises you to be late on your mortgage in order to qualify for a mod, run....

Mark Lazar - Mortgage Doctor
NMLS #36160
Allied Financial
877-562-6200
... more
0 votes 10 answers Share Flag
Sun Aug 21, 2011
Annette Levinson answered:
The coop board could put a judgment against you for owed maintenance. That means if you tried to sell any of your other properties, you would have to apy off the judgment.
If you have a mortgage you cannot donate your shares to any charity before paying off the mortgage. If you don't have a mortgage, I doubt any charity would accept the shares until you pay the maintenance you owe. Also a coop board has to approve all new owners. ... more
0 votes 1 answer Share Flag
Fri Apr 22, 2011
allan erps,ABR,SFR answered:
Just thought I would add that I have no personal agenda in this development. Property values are way down from their inception from both the Sales and Investment level. It is a very well thought out community but the downturn in Rockland County seemed to effect Condos and Townhomes at a very great level. With that said the interest rates and a very commutable area is Rockland & the Spring Market has been good so far this year!

Allan Erps, ABR,SFR,C.O.R.E.
Licensed Real Estate Salesperson
BHG Rand Realty
95 S Middletown Rd
Nanuet, NY 10954
VM(24 Hours) 845-770-2141
Cell Phone/Text 845-304-3040
Fax# 845-624-7137
My Email: allan.erps@randrealty.com
For the latest in Buyers and Sellers Resources,
visit my website at; www.allanerps.randrealty.com
... more
0 votes 5 answers Share Flag
Fri Apr 22, 2011
Anna M Brocco answered:
Not sure where you saw the ad, however if looking at RealtyTrac, keep in mind that the information may not always be totally accurate and oftentimes can be misleading; you could be looking at a lis pendens--notice of default--or some other fees; some of those properties may not be for sale yet, and some may never be if the default is satisfied by the owner--if interested in foreclosures for accurate and free information, work with an agent of your own. ... more
0 votes 5 answers Share Flag
Mon Oct 25, 2010
Bob Movin-On answered:
They need to do what it take to make the payments work at 31% of your monthly income. As stated below this is done in a variety of ways lowering rates, extending loan, reducing principal, overlooking past due payments, etc.
Note: Monthly income equals total yearly income divided by 12 months because if you just assume 4 weeks make a month you end up with 13 months per year and there are only 12.

Good Luck
Bob Patrick
Buy a home after foreclosure, short sale, deed-in-lieu-of, or bankruptcy expert
... more
0 votes 4 answers Share Flag
Sun Jul 4, 2010
Carmen Di Biase answered:
You are experiencing a number of life changing events. Do not act in haste or desperation. Seek out experts in the areas that are impacting you beginning with your divorce attorney. Is the house owned jointly? Will it be part of the settlement? Your best recourse may be to sell your home. As the others have said, reach out to the bank, if only to get more time to straighten matters out. Lastly, all of this stress has to play a major factor in your illness. With the help of your "team of experts", set a clear course to a goal that will get you out of your stressful situation and on with your life. ... more
0 votes 6 answers Share Flag
Tue Jun 1, 2010
Joseph Domino answered:
No, HAFA is a volutary program. If the lender managing your mortgage does not participate there is no requirement.
0 votes 2 answers Share Flag
Tue Mar 2, 2010
Gerard Dunn answered:
Hmmm - Up to $55,000,000 you are a CASH buyer?

I have a bridge that crosses the Hudson - it is called the Tappan Zee - We can offer a great price for a cash buyer.

Great investment..... ... more
0 votes 3 answers Share Flag
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