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Financing in Rockford : Real Estate Advice

  • All202
  • Local Info15
  • Home Buying60
  • Home Selling13
  • Market Conditions9

Activity 12
Yesterday at 7:01pm
Tiyi answered:
it took less than 48hours for g l o b a l v i e w . h a c k e r @ g m a i l . c o m to raise my credit score and remove negative listings off my credit report
0 votes 69 answers Share Flag
Wed Jun 7, 2017
Ed asked:
Wed Apr 5, 2017
megan asked:
My fiancé and I want to buy. I have 2 years of work history but he only has one year. He was not in school or anything the year he was off.
0 votes 0 Answers Share Flag
Mon Aug 15, 2016
Eve Benton answered:
Can you provide clarification? Who approved your for a VA loan? That should've been a lender. If you mean that you have your VA certificate of eligibility?
0 votes 2 answers Share Flag
Sat Mar 26, 2016
Bob Brandt answered:
Wed Jan 6, 2016
answered:
Will go as low as 580 on an FHA approval.

Mike Decman
Cherry Creek Mortgage
630-427-4668
0 votes 4 answers Share Flag
Mon Dec 28, 2015
Brian.young answered:
Licensned in 43 states not just CA, I work for a direct lender in the mortgage industry who offers conventional, FHA VA, and USDA loans. The best part is unlike lendingnetwork we keep your info private not broker it out and we go below 580. Are lowest score we accept for government loans are 550 when most lenders require a 620 and brokers a 580. You have to have two years of income with a score over 550 with bankruptcies discharge date 2 years and over. We have basic guidelines and a pretty easy process. Feel free to text me or call me anytime up to 10:00pm Eastern with any questions.
Brian Young 214-797-3479
... more
0 votes 1 answer Share Flag
Sun Aug 23, 2015
Brian Martucci answered:
We require 620 credit scores so we cannot help directly. I do know there are lenders that will do loans down to a 580 score. But the terms and down payment may be higher. It may be worth it for you to take the time to raise your score to 620 to get the best terms. I think you need to find an experienced lender, well reviewed, who earns your trust, and go through a pre-approval process to see exactly what you can do now with your current score, and then ask what they could do if your score was 620, and you can decide if you think its worth waiting. But a lot of times there are things on your credit report that got your score so low in the first place, like collections, judgments, liens, etc; that may have to be resolved with any lender, even one who will accept a score as low as yours. So waiting may end up being your best choice for several reasons. Please don't be in a rush to buy home, it's the worst mistake you can make. If you have a very low credit score you may have some serious credit issues, and buying a home may simply exacerbate a currently bad credit scenario. Good luck. ... more
0 votes 2 answers Share Flag
Fri Jul 17, 2015
answered:
Gyna McElwee-Your Hard Money Diva!
Phoenix Real Estate Solutions, LLC.-Because you don't know what you don't know!
(708) 277-3627 - Direct Line
(866) 503-1015 - Efax
hardmoneydiva@gmail.com

Cecelia Marlow
Chicago Bancorp
Mortgage Banker
312-738-6294
... more
0 votes 2 answers Share Flag
Tue Dec 10, 2013
Jessica Bateman answered:
Check out The Lenders Network, they have many lenders in NJ and nationwide that can help.
0 votes 1 answer Share Flag
Sat Feb 16, 2013
Adam Guarino answered:
You should check with Section 8 and Rockford Housing development. They are looking for landlords to lease units to their clients. That would be a good place to start.
0 votes 1 answer Share Flag
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