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Rock Island : Real Estate Advice

  • All12
  • Local Info0
  • Home Buying4
  • Home Selling1
  • Market Conditions1

Activity 10
Sat Jan 10, 2015
sherritasworld asked:
Trulia really shouldn't report a lack of crime in place of information they clearly don't have, it's VERY misleading. I found this:…
0 votes 0 Answers Share Flag
Fri Dec 6, 2013
Jim Simms answered:
No, but you must have good credit to borrow money.

Jim Simms
NMLS # 6395
Financing Kentucky One Home at a Time
I answer questions about financing real estate based on my decades of experience dealing with mortgage underwriters. This answer is my personal opinion, has not been reviewed or approved by the company I work for. I do not offer legal or tax advice, if you need answers from an attorney or CPA find one knowledgeable in your local market. ... more
0 votes 5 answers Share Flag
Tue Dec 3, 2013
Tony Grech answered:
If your credit is not good, then you need to either A) get your credit in shape or B) save up enough money to pay cash.

Neither of these solutions is easy and it will take some work on your part, but I know if it were me I'd rather work on the credit than have to save up all that money!

Speak to a lender to have your credit run and see exactly where you are at. If you can't qualify right now, ask for recomendations of what you can do to improve your credit to an acceptable range. Sometimes it's as simple as paying off a collection or two and sometimes it requires more work.

It's a marathon, not a sprint, so you may have to work on things awhile before you are in shape to take on this challenge.

Feel free to call me or email me and I can walk you through the process.

Tony Grech | Mortgage Loan Originator | NMLS 977416
PMAC Lending Services, Inc.
Toll-free (855) 642-4762 | Fax (248) 945-4842 | Direct (248) 728-0078
... more
0 votes 2 answers Share Flag
Sat Oct 5, 2013
Theresa Goldermann answered:
Dear Steve: Have you and your brother come to an understanding for price and other details. If so, a good real estate attorney can help you or if you need someone to write it for you, I would be happy to do that for you.. All this could be accomplished by e-mail or fax. Thank you.

Theresa Goldermann
Mel Foster Company
2500 41st.
Moline, Il 61265
... more
0 votes 6 answers Share Flag
Wed Aug 22, 2012
Adam Ahrens answered:
Rock Island Renaissance would be a good place to start
0 votes 1 answer Share Flag
Wed Aug 22, 2012
Adam Ahrens answered:
FSBO is alot of work less people see your home compared to using a Realtor which can get your home in MLS increase traffic for 30 people to 1,000's who will see it
0 votes 4 answers Share Flag
Sat Feb 5, 2011
Nicole Johnson answered:
I am not sure I understand your questions fully, but I will try to answer. I have search Rock Island's average market for the year 2009 and also for 2010. Attached are some statistical charts that I have prepared. Let me know if you need more information. ... more
0 votes 1 answer Share Flag
Sat Aug 28, 2010
Mickey Turner answered:
I am a Realtor with Mel Foster Co and am licensed in both Illinois and Iowa. The Quad City Housing Market is different from other parts of the country in many aspects. We have not experience as many ups and downs in our market value as other parts of the country. The lenders are right you do need to wait 2 years from a discharge of a bankruptcy to qualify for a home loan. I would spend that time increasing your credit score as the higher your score the better your interest rate when you are able to buy. But I would also do some research on what's out there in the market place so that when you're ready to buy you'll have that education and will be ready to move. I can set you up on an automatic notification of homes that meet your criteria. It's an easy way to do a home search and a year goes by rather quickly. You can contact me at or at 563-650-4928 for further information.

Mickey Turner
Mel Foster Co.
2215 E. Kimberly Rd
Davenport, Iowa 52807
Licensed in Iowa & Illinois
... more
0 votes 7 answers Share Flag
Mon Aug 18, 2008
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