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Home Buying in Rock Hill : Real Estate Advice

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  • Home Buying3
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Activity 3
Tue Jun 16, 2015
Paul Adams & Joan Leonhardt answered:
HI Mary Ellen. Give us a call to arrange a mutually agreeable time. Paul & Joan - 845-202-0773
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Mon Apr 29, 2013
Dan Johnson answered:
Emerald Green has some really nice houses on the lake and some not so nice houses off the lake that seem to go up for sale a lot. Some of these properties are somewhat neglected and the housing fees and taxes are high for the area. HOA fees are $1100 per year, water is $600/year and taxes run close to $10k. Another reason is that there are not many good jobs in sullivan county and EG is more expensive for the area ... more
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Wed Sep 19, 2012
answered:
Hi lyon81,

Rock Hill is an area that's eligible for the no money down USDA mortgage!

One of the best things about this mortgage is the monthly mortgage insurance is substantially less than an FHA or conventional mortgage and that's with no money down.

Here's an example: An FHA mortgage of $155,000 is going to have a monthly mortgage insurance payment of $161.45 but on a USDA mortgage it's only going to add $51.66 to your monthly payment.

The other nice thing is you can actually roll your closing costs into the loan as long as the appraised value supports it.

Please feel free to contact me for more information or help. You can also find info on my USDA Mortgage website by clicking the link below.

John Burke
Senior Mortgage Banker
Peoples Bank & Trust
(877)228-9069
... more
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