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Home Buying in Rochester Hills : Real Estate Advice

  • All108
  • Local Info3
  • Home Buying36
  • Home Selling8
  • Market Conditions3

Activity 27
Mon May 1, 2017
Scott Godzyk answered:
It is not for you to check, it is for the buyer agent to be a member of the MLS who can see what the listing agent is offering to a buyer agent before seeing it.
0 votes 2 answers Share Flag
Sat Sep 26, 2015
jdbackes asked:
I would like to have all my saved pictures on my iPhone 5 model,.
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Thu Apr 30, 2015
Caca asked:
I am interested in a house in Rochester hills and it is in a very good neighborhood, however, there is a small hill right behind the backyard (i.e. the house is at the bottom of the hill).…
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Tue Nov 11, 2014
L B answered:
There are a few listings of fairly new homes in the area.
0 votes 6 answers Share Flag
Tue Oct 14, 2014 asked:
Thu Jul 24, 2014
Derek Tunison answered:
I am a Sr. Mortgage Specialist in Macomb County, MI. I would be happy to meet with you or take a brief phone application to see if we can get you pre-approved for a home loan. See below the answers to your questions.

1) When you credit is pulled you have 3 scores, the lender will use the middle score. If you have a Co-Borrower on the application, the lender will use the lower of the 2 middle scores.
2) No, as long as there is a credit score versus an N/A
3) I would have to verify with the lender
4) I would have to verify with the lender
5) Rates do not very much as long as the home would be used as a primary residence.

I would like to get more information from you, and speak over the phone. When I have the information I need I can approach a few different lenders with your scenario. The application process does not cost you anything, and will give you a good idea where you stand.

I look forward to hearing from you!

Derek Tunison
Sr. Mortgage Specialist
Nowland Mortgage
Macomb County, MI
NMLS 162605
Cell: 586-306-8994
... more
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Sat Oct 26, 2013
Jonathon DeVries answered:
Your best option would be to look into a land contract until you can qualify for a mortgage on your own.
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Wed Jun 12, 2013
Sigrid Garrick answered:

I'm not sure exactly what you are asking. Virtual tours are usually posted on the various sites for sale.
Anyone has access to that.

What I can do for my out of town clients is preview homes that may be of interest.

You can check out all condos on my web site. I have 2 multi list on there so anything that is listed is on there. If they have a virtual tour then that would be on there as well.

The virtual tours are posted by each listing agent.

Are you looking to purchase or lease?

Don't hesitate to contact me with any further questions.

Best Wishes,

Elizabeth, I have a client named Elizabeth Kowal. Small world.
... more
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Tue May 14, 2013
Sigrid Garrick answered:
Cash makes for a better offer. Why would you finance later. Instead of making a mortgage payment , you can use that money for anything else you like
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Tue May 14, 2013
Karen Paytas answered:
If you don't have 2 years on the job it's going to be difficult to get financing. So cash seems to be the best solution. After you've established some time on the job you could consider doing some financing on the home.

If you need the assistance of a buyers agent just give me a call or send me an email. I'll be happy to help.

Good Luck,

Karen Paytas, GRI, CMS
Real Living Kee Realty
... more
0 votes 1 answer Share Flag
Thu Apr 4, 2013
A. Edwards answered:
Sat Mar 16, 2013
Rosemary Anger, MCAT answered:
The SEV is half the market value and yes the Taxable Value resets the next tax year to the SEV. Now...the market value is determined by the average of all good residential sales in the localized neighborhood. So if you got a good deal and paid 80% of the prior assessed value and other other sales where coming in at 110% of prior assessed, your assessed value would be pushed higher than just 50% of your sale amount. In keeping taxes down, the most important thing you can do is to make sure you have your Principal Residence Exception paperwork in before the July 1st or Nov 1st deadlines. That saves you up to 18 mills in school tax. ... more
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Thu Feb 14, 2013
Nancy Duncanson answered:
Hi Lawrence, The best person to answer your question would, of course, be a local builder. There are so many variables that you would have to talk with someone about your specific lot. Good luck! ... more
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Mon Jan 28, 2013
Russ Ravary answered:
The have the ability to do it, but do they.............not very often. However the second mortgage company may.
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Thu Oct 25, 2012
Gregory J. Fernandez answered:
It isn't how much a seller is asking its how much the home is worth. Example: Two similiar homes in the area. One is at 200K and the second one is at 175k. The second is firm because home is worth 180k. So you can't put a percentage on how much lower to offer. That is why you need a good realtor to help you with the value. ... more
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Wed Oct 24, 2012
Michelle Payne answered:
Hello Hasnain,

If you are still looking for a condo in Rochester Hills, I would be happy to help you. I have condos in Rochester myself and have been in most of the associations.
0 votes 2 answers Share Flag
Wed Oct 24, 2012
Michelle Payne answered:
Hi Clayton,
The HOA fees do vary, it depends on the complex. I have a condo in a complex and I pay $385 but that also includes by heat:) Read the by laws carefully before you purchase. ... more
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Wed Feb 1, 2012
Victoria Compton answered:
An offer is based on comparables, your desire to purchase and seller situation. I would be able to work hard for a buyer who would trust the information I provide them and then base their decision and offer with the intention of purchasing the home. Many times a low ball offer is accepted on a short sale property to get the offer to the bank. The bank will probably counter offer if you don't hit the comparables for the location. Other situations like days on the market and condition of the property will contribute. The process of low balling is time consuming for the agent, the buyer, the lender and the seller. All must process the documents the same as if it was an acceptable offer. Knowing when to low ball the offer and calculating the chance of acceptance is the knowledge you would get from your buyer's agent. I hope you have found your new home and hope this helps others out there. ... more
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Tue Dec 20, 2011
Wolverine answered:
I just heard that the government FHA is set to start selling foreclosures in bulk to investors.

What is your opinion on this. Does this have the potential to cause significant home price increases in the next 2 years? Or will this have no affect. And how long will it take at this pace for them to clear all of those, and how many of them will be in SE Michigan

And also, what is the foreclosure situation in Southeastern Michigan? Is there still a big backlog of foreclosures to come onto the market? And how long will it take to clear the foreclosure pipeline? Will it take at least another couple of years?

Because the longer it will take to clear the foreclosure pipeline, the more comfort I can take in nit having to worry about home prices going up much if at all in the next 2 years here in Metro Detroit.
... more
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