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Home Insurance in Riverside County : Real Estate Advice

  • All144
  • Local Info6
  • Home Buying81
  • Home Selling14
  • Market Conditions4

Activity 10
Wed Oct 14, 2015
Scott Godzyk answered:
Trulia does not list or edit listing ads, you need to have your listing agent edit the listing.
0 votes 2 answers Share Flag
Tue Aug 19, 2014
Garrigus Real Estate answered:
There are so many different insurance companies with a variety of competitive rates. We have an in house insurance brokerage. Contact us directly and we can refer to them to you.
0 votes 4 answers Share Flag
Wed Feb 5, 2014
sarah answered:
Thank you very much for all the information and advice. I located a resident in nearby La Cresta who told me who they use. So for anyone looking in the future I found that these insurance companies will cover homeowners in this region:

Century National Insurance
Foremost Insurance

The premiums are about what I've been paying living in a tract in town. So glad in any case to have the coverage I need to move to my dream home.
Blessings - Sarah
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1 vote 7 answers Share Flag
Mon Jan 9, 2012
Louie Shell Norwood answered:
Unless you qualify for a VA loan which is 100% financed you will have to come in with a down payment. However, there are many programs that you can investigate that have certain guidelines, i.e,. you can't make more than $75,000 a year, etc. Best to check with your qualified loan agent. And if you are buying a foreclosed or bank owned property, you can always ask the seller (bank) for assistance in non-recurring closing costs.
Joyce Virtue, Broker Associate
Five Diamond Properties
Ca Lic 01155911
760 861-1442
joycevirtu@aol.com
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Wed Sep 28, 2011
Joe Woods & David Hitt of the Woods-Hitt Team answered:
When you purchase a home property taxes are 1.25% of the purchase price per year. They're also paid in two yearly installments. As far as homeowner's insurance you can call my partner who is an Allstate Agent and they can assist you with that information. His name is Michael Pohl Allstate Insurance 8183774121 michaelpohl@allstate.com

One thing to be aware of, if you are getting a loan your loan specialist with provide you with an Good Faith Estimate that will detail all of the pertinent costs including taxes and insurance.

Please keep us in mind when you are ready! We'd really appreciate it. We have 25+ years combined experience.

However, even if you don't use us feel free to contact us if you have any more questions. We are here to help.
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Sun May 22, 2011
Tina Lam answered:
Start with your car insurance company. They usually offer discount if you buy both car and homeowner insurance together.
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Tue May 17, 2011
Ryan Smith answered:
Hello Gringo (love the screen name), I know of a great insurance company and agent in your area. They are actually in Temecula, but cover Lake Elsinore. They have helped many of my clients. Let me know if you would like their contact info. You can contact me through my profile.

Good luck!
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0 votes 1 answer Share Flag
Mon Mar 14, 2011
Roger A. Sullivan answered:
In an effort to get the best information available, I suggest two means: 1) Consult with a contractor; or 2) speak to your insurance agent. The conversation should not be about a low premium but the real replacement cost (understanding what this is becomes tantamount in understanding the reality in the event of a loss). In my personal experience, AAA has the best method for calculation

If this question is more about lowering the replacement cost to lower your premium, you need to speak to a contractor even moreso to get the cost attributable and then do an internet search. If you do, make sure you inquire about multiple policy discounts
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Sun Jan 2, 2011
Simon Hartland answered:
Check out a website like www.BrandedQuotes.com - you submit information on the property you want to insure and get multiple quotes. Saves my clients time and money.
0 votes 2 answers Share Flag
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