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Magnolia Center : Real Estate Advice

  • All7
  • Local Info0
  • Home Buying2
  • Home Selling0
  • Market Conditions2

Activity 5
Thu Jul 17, 2014
Susan Davis answered:
Are you looking to rent a home in the Poly School District? I may be able to help you wittht that if you can provide some additional information.
0 votes 1 answer Share Flag
Fri May 30, 2014
Myrna answered:
I just want to inquire about the property address: with zip code 92509
I know this property is schedule for auction by June first week. Is there a way the buyer can still contact the owner so that the the buyer can negotiate with the owner in the property. Is there a way the owner can request to hold the auction? Please let me know via email. Thank you. ... more
0 votes 2 answers Share Flag
Sat Jan 18, 2014
JR Thrasher answered:
Thanks for the info. The rental is usually the scam. Make sure you flag the rental ad so nobody gets taken advantage of.

J.R. Thrasher
(619) 929-0105
... more
0 votes 5 answers Share Flag
Fri Sep 21, 2012

There is really no way to know without knowing exactly what your credit profile looks like. You may be pleasantly surprised.. particularly if your negative issues are from several years ago. Only bankruptcy and foreclosure stay on your credit for ten years. Other derogs fall off at seven years...and underwriting is more concerned with the past two years.

Yes, there are lenders who will go down to 589 credit scores; however, the pricing is substantially higher than financing for 620 - 640 scores. I would rather work with a borrower to increase their credit scores, save lots of bucks AND get into a home than rush into a purchase. Financing for 580 scores is priced more like subprime lending, IMHO. Work with a mortgage professional who is willing to collaborate with you for long term success. Best of luck!
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Thu Jun 17, 2010
I would like to join the crowd of good local people who are very willing to help your mom buy her home. I work for a local bank whose rates and costs are so competitive that they advertise them in the daily paper. Moreover, since I grew up in the Magnolia Center area, I am quite familiar with Riverside's neighborhoods.

Provident Bank Mortgage
951 801-7400 (office)
... more
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