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Ripon : Real Estate Advice

  • All25
  • Local Info1
  • Home Buying10
  • Home Selling1
  • Market Conditions0

Activity 22
Tue Sep 12, 2017
sande asked:
Fri Jul 31, 2015
Rocky G.H. Hawrysz answered:
As Randall suggested, it's best to contact a lender. Also, keep in mind that lending rules and requirements are forever changing.
0 votes 4 answers Share Flag
Fri Dec 19, 2014
Henry Brooks answered:
Hello there! My name is Henry Brooks and I would love to help. I have 2 rental properties in Ripon, but they are currently occupied. However, I can add you to my applicant list and keep you informed if one becomes available. You may also want to consider purchasing a small condo or town home here in Ripon as the mortgage could be cheaper than rent. Whatever your decision, I am only a call or text away @ 209-814-0119. Feel free to reach out anytime. All the best to you and the family! Your new friend & Realtor, Henry Brooks ... more
0 votes 1 answer Share Flag
Fri Dec 19, 2014
Thomas Martin answered:
Hello Surinder,

If you are still looking for a home in Ripon, feel free to contact me to look over the available homes in Ripon that are within your budget. If you have found a home, congratulations and I hope you had a great experience with your agent.

Thomas Martin
Cell: 209.479.1075
Office: 209.566.9500
Fax: 209.566.9307
License #01959281
... more
0 votes 2 answers Share Flag
Tue May 21, 2013
Rick McGrath answered:
Good Question. Yes all things are possible however, more often than not, the banks are in the drivers seat and play hard ball. It's take it or leave it! They know you want out and they also know they are going to take a big hit. They usually feel that you should suffer. After doing over 200 successful short sales, more often than not, unless you keep your mortgage payments current, you won't be able to repurchase for a few years. ... more
0 votes 5 answers Share Flag
Wed May 15, 2013
Rick McGrath answered:
Based on a recent appraisal the property appraised for an FHA loan at $165,000. While it is very clean, prices continue to be inflated by those buyers who get caught up in the craziness and bring additional cash to the table. This market will cool and it doesn't make much sense to be upside down from the start. Good things do come to those who are patient and are smart. Remember, you make money in real estate when you buy, not sell! ... more
0 votes 3 answers Share Flag
Thu Mar 21, 2013
Tnlt answered:
627 W Colony Rd is SOLD. Sold 5/2011
0 votes 6 answers Share Flag
Sat Sep 1, 2012
Jhcon65 answered:
Walnut N. or S? , North is undesireable , for a clean family oriented life , South is better . the Very South end of walnut is also undesireable they are all apartments/ duplex town houses rif raf abundant . from second to fourth street is ok very close to the park and the older part of ripon which is real nice if you like the older homes with great lines and giant shade tree lined streets. walnut has niether wide streets or giant shade trees.my reccomendation , look elsewhere unless your looking for an investment property . I live here and am trying to move . mail stolen , bikes stolen , and car stolen from driveway there are better streets to live on , ... more
0 votes 2 answers Share Flag
Tue Jul 3, 2012
John Morris answered:
Ripon is a great community to live in! It is a small town, but has proximity to larger city amenities. Therefore, you get small town living, but don't have to sacrifice the conveniences of living in a larger town.

Right now inventory is really low everywhere, especially in smaller towns, so it will be difficult unless you are diligent and have some patience. In the price range you listed, there are currently only 4 homes available in Ripon!

Because of this, competiton can be fierce and the result is often a bidding war. Key to getting a good deal is to be prepared to act quickly when something does come up and try to beat the rush of other buyers. Some suggestions are:

1. Be prequalified with a lender. Don't want another person putting a bid on a house you want while you're waiting for a letter from your lender saying you are qualified to buy it.

2. Know the area(s) that you are interested in. That way you can focus on what is available in the areas you want.

3. Work with a realtor that knows the area. Often things are coming on the market soon that haven't hit the MLS yet. Many realtors that specialize in an area know about things weeks and sometimes months before they hit the market.

4. Have the realtor you work with send you an auto-search. This can easily be set up and will notify you that something has come on the market that is in your search criteria.

5. Have your earnest money deposit ready to go. Don't want to rush around with prequal letters and getting your deposit ready. If this is already taken care of, you can write a clean offer as soon as you see something you like.

6. Finally, make yourself available to see things as soon as they come up. Again, if you write first, you have an opportunity to get something accepted before other buyers get to see it.

Here is a link to my website: http://sjvproperties.com/resources

It has buyer resources, community information links, calculators, and an MLS search.

I hope this answered your questions and feel free to contact me. I live in Ripon myself, so I'd be happy to share any info with you about the community or housing in Ripon.

John Morris
Associate Broker
PMZ Real Estate

3516 Deer Park Drive, Suite A
Stockton, CA 95219
Office: (209) 472-2010
Cell: (209) 627-8501
Fx: (888) 863-7601
Email: jmorris@pmz.com
CA DRE #01382377
... more
0 votes 1 answer Share Flag
Tue Sep 20, 2011
Carol Perdew answered:
Aaaol,

When you are considering a move it is helpful to knowledgeable about the communities of interest to you. I have been helping home buyers and sellers in the Central Valley for the last 20 years, and have assisted buyers in Ripon and Turlock. Both of these cities offer desirable areas that feature quality living and community activities..

The City of Ripon is a relatively small community Ripon prides itself on its traditional values, and offers its residents a low crime rate and access to many recreational activities. Home values are higher in Ripon in comparison to other areas caused by the demand for this community.

In the heart of California’s Central Valley, Turlock is the second largest city in Stanislaus County with population which has grown steadily. Home of California State University Stanislaus (CSUS), Turlock provides an unusual opportunity to combine a quality learning, culture, and an environment with relaxed rural living.

Please visit my website at www.CentralValleyHomes.com for homes for sale, school information, and real estate trends. Let me know I can assist you.

Thanks,
Carol Perdew
Prudential California Realty
(209) 239-7979
Carol@PerdewHomes.com
DRE 985176
... more
0 votes 4 answers Share Flag
Wed Jun 29, 2011
Carol Perdew answered:
Esarviendt,

Now is a great time to buy with affordable home prices and low mortgages rates. I have helped a couple of buyers this year who bought another home and rented out their current home. I have a great lender that helped me with both sales that were smooth transactions.

I have a local accountant I have worked with for years I can refer to you. Let me know how I can get this information to you. I would be happy to help you with your home search.

You can go to wwwCentralValleyHomes.com for home buying information.

Thanks
Carol Perdew
Prudential California Realty
(209) 239-7979
Carol@PerdewHomes.com
wwwCentralValleyHomes.com
DRE 985176
... more
0 votes 6 answers Share Flag
Tue Jun 21, 2011
Spirit Messingham answered:
Please do not look to others on such an important decision, as to wheither you should walk away from your house or not. At least the bank is WILLING to work with you. FYI, walk away and you will not be getting another loan for another house for awhile, talk with a lender for specifics.

No offense, but I have read that something like 70% of ALL Americans are upside down on their property. What if, What IF all did what you propose? Finacial ruin, that is what.

Curious, did you refiance to get so upside down?
... more
0 votes 5 answers Share Flag
Fri Jun 17, 2011
Rocky G.H. Hawrysz answered:
Good afternoon,

From what I understand, you’re interested in finding an investor to purchase a home and then lease it to you for $1,500 / month. Is that correct?

If that's the case and you’re looking for a lease or rental, I would suggest that you look in the local news paper or on-line. Also, if you were looking to lease/rent to own a home, again one of the best places to look would also be the paper. At times, there are "lease to own" homes that are available on the open Real Estate market, but this is rare here in Ripon, CA as supply remains low and demand remains high with regard to purchasing homes - but it is possible.

It's always best to check in with a Realtor here in town.

I hope I answered your question,

Have a terrific day,

Rocky G.H. Hawrysz
Prudential California Realty
P:(209) 444-6610
F:(209) 433-2000
rocky@prucalifornia.com
www.TeamHawrysz.com
Lic: 01468373
... more
0 votes 3 answers Share Flag
Mon May 31, 2010
Don Tepper answered:
Good advice below.

A lease-option is usually a fall back position for an owner who can't sell conventionally. Or sometimes for a landlord who is having trouble finding tenants or wants to bring in a bit more money than a straight rental.

However, I notice you've listed yourself as a "Home Buyer." Are you interested in using a lease-option to purchase? If so, here's a blog I wrote on how to find lease-options: http://www.trulia.com/blog/don_tepper/2010/03/how_you_can_find_and_buy_a_lease-option_rent-to-own_property

Hope that helps.
... more
0 votes 3 answers Share Flag
Sun May 30, 2010
Rocky G.H. Hawrysz answered:
Hi Eddie,

I understand that with 4-10 Rental Units you have to obtain a 115 Business License for Rental income property. This is for owners or managers renting four to ten residential units and the fee is $75.00. You may want to call 209-599-2108 of visit www.cityofripon.org for more information.

Rocky G.H. Hawrysz
Prudential California Realty
(209) 444-6610 - Direct Office
(209) 915-6209 - Mobile
E-Mail: rocky@prucalifornia.com
Visit www.TeamHawrysz.com
License # 01468373
... more
0 votes 1 answer Share Flag
Thu Feb 18, 2010
Rocky G.H. Hawrysz answered:
Hi Veronica,

Did you end up selling your home to the company? Just curious if your lender approved the sale?

Let us all know.

Best regards,

"Rocky" G.H. Hawrysz
Prudential California Realty
(209) 444-6610 - Direct Office Line
(209) 433-2000 - Direct Fax Line
(209) 915-6209 - Mobile
E-Mail: rocky@prucalifornia.com
Visit http://www.TeamHawrysz.com
License # 01468373
... more
0 votes 11 answers Share Flag
Thu Sep 3, 2009
Tammy Davis answered:
Barbara,
Yes the bank can foreclose even if the loan is under review for modification. But communication is the key...if you have received a notice of trustee sale you need to contact the person you have been working with on the loan modification to see if the foreclosure is proceeding, if not...get it in writing!
Also as far as when you have to leave the property...look at the Notice of Trustee's Sale document...in there will be the date of the sale...that is when the property will revert back to the bank. Typically after it goes back to the bank they will begin the eviction process and they may make arrangements to exchange cash for keys (depending on the lender). But you will have notice....you will not literally be thrown out into the street. Again, communication is key...respond to calls, posts to the property and mail.
Good luck...hopefully your modification will go thru.
... more
0 votes 2 answers Share Flag
Sun Aug 9, 2009
Rocky G.H. Hawrysz answered:
Hi Carl,

The home is considered to be part of a triplex.

223 S Locust is on market for $74,900

Please click on the below link to see details on both properties.

View Listings link will be available for 30 days. If you do not see a link, copy this text to the address line in your browser:
http://prospector.metrolist.net/scripts/mgrqispi.dll?APPNAME=Metrolist&PRGNAME=MLSLogin&ARGUMENT=zvKJ9efrbFlwqvsrsX5LUt1xHaCLYyUkG5umKjJKxME%3D&KeyRid=1&Include_Search_Criteria=on


I may be that the city/county won't allow a subdivision.


Best regards,

"Rocky" G.H. Hawrysz, Realtor®, Broker Associate, e-PRO®, ABR®
Prudential California Realty
(209) 444-6610 - Direct Office Line
E-Mail: rocky@prucalifornia.com
Web Site: www.TeamHawrysz.com
... more
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