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Ridgeland : Real Estate Advice

  • All17
  • Local Info3
  • Home Buying3
  • Home Selling0
  • Market Conditions0

Activity 14
Sun Jan 1, 2017
Lovesick20032003 asked:
Wed Oct 5, 2016
Hi Buildtrucks,

I can do FHA & VA loans down to a 580 score in all 50 states.

Take a look at my reviews here on Trulia by clicking the link below my phone number.
I'll be happy to walk you through the process & provide you with a free pre-approval.

John Burke
Senior Mortgage Banker
Lending in ALL 50 states
Great Plains National Bank
Apply Online:
NMLS# 787231
... more
0 votes 1 answer Share Flag
Sun Aug 3, 2014
Linda Lorenzo answered:
Sure check out this site, I have used it and had a good experience:
0 votes 1 answer Share Flag
Thu Nov 14, 2013
Phil Rotondo answered:
Closing costs are negotiable and stipulated on the contract.
A title company or real estate attorney can give you an estimate for closing costs.
0 votes 1 answer Share Flag
Wed Mar 27, 2013
Pete Prisock answered:
Please visit; we are local RE Brokers and charge no listing commission. You can self list your property on our website. for No Charge! If you want us to post on the MLS we charge a small flat fee for that service ... more
0 votes 2 answers Share Flag
Fri Jun 8, 2012
Ashley McAdory answered:
Point Clear is a great community! You need to have an agent to show these properties to you. If you are not currently working with one, I would be glad to work with you. Feel free to call or email.

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Sat Apr 28, 2012
Ashley McAdory answered:
The market is really booming right now. It is still a buyers market, but you are seeing thigs sell alot more towards asking price. If I can help you look at comparables for a certain area, feel free to call.

Ashley McAdory
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Tue Jan 24, 2012
Wow, how cool is this...all of the agents posted the right answer! LOL!!! There are no exceptions to this guideline...not for lender and not for loan product. One of the few "ABSOLUTE" rules of lending. Down payment must come from you and/or documented gift (depending upon loan product). Of course, VA and USDA will allow 100% financing.

Now, the good news is that you will have "instant equity" the minute you buy the house. Say you are buying a home for 100K and it appraises at 125K and you are doing an FHA loan. Your would need 3500 (3.5%) of the 100K purchase price and you would have both upfront and monthly mortgage insurance. However, the day after closing your home is really worth 125K. Most lenders would require six months payments (some 12); however, after the necessary evidence of your required payments, a lender could refinance you into a conforming 80% (or less) loan with no mortgage insurance.

The above scenario is a perfect example of a situation that I would recommend that the borrower take the HIGHEST possible interest rate on the FHA loan I know we want to refinance at the earliest possible moment. I would not want that borrower to put any more money into the initial financing that absolutely necessary (none would be preferable). Save the dollars for closing costs for the PERMANENT financing we plan to do in six or twelve months.
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Sat Apr 24, 2010
Gary Smith answered:
As Nick mentioned, the 203(k) Rehab mortgage is the best thing since sliced bread when it comes to home improvements and rehabilitation. I'm a FHA 203(k) Consultant and can answer any question you might have about the program. Visit this short presentation and learn more about the step-by-step process to obtaining a 203(k) Rehab Loan. ... more
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Sun Feb 7, 2010
Gary Smith answered:
One of the best programs available in today's market (with respect to home foreclosure and rehab) is the FHA 203(k) mortgage. I'm a home inspector, energy rater and 203(k) consultant in the Metro area since 1974.

Click our web reference below. I have frequently updated information on the 203(k) loan, how an energy audit can be purchased with the loan and how I can save you money by providing a thorough evaluation before you purchase.

See our full page ad today in the Clarion Ledger News about the 203(k) program. Look for the Energy Rated Homes of Mississippi banner. Call today - we can help you!

Gary Smith
203(k) Consultant
Energy Rater
Home Inspector
... more
0 votes 4 answers Share Flag
Sat Nov 14, 2009
Pat Starnes answered:
Vicki, if you can tolerate a furnished apartment in the metro area, that would be your best short-term arrangement. Either pick up a copy of the Apartment Guide or visit the link below. I'm not aware of any furnished corporate homes for rent. Best of luck! ... more
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