You may want to rent in an apartment complex. We have up to $10k available from the State of Florida Bond program for first time home buyers. There is plenty of money available and you MUST work with an APPROVED lender to get this money so don't let a non-approved lender tell you otherwise!
Very recent changes to the waiting period after a bankruptcy, foreclosure or short sale should allow you to become an owner within a year.
Also go and take the Dave Ramsey Financial Peace University and you will soon escape the many troubles and major inconveniences of being a subject to a landlord.